Sentences with phrase «credit information as»

The Fair Credit in Employment Amendment Act bans most employers from requiring a job candidate to submit credit information as part of the application and hiring process.

Companies are running credit checks on job applicants more often and are using that credit information as part of the process when making hiring decisions.

But within the last decade, insurance companies have also begun using credit information as an additional factor to help predict which persons pose more risk.

Employers may not (a) directly or indirectly require, request, suggest or cause any employee or prospective employee to submit a consumer credit report or other credit information as a condition of employment; (b) use, accept, refer to or inquire concerning a consumer credit report or credit information; (c) discharge, discipline, or discriminate against any individual who refuses or declines to submit a credit report; or retaliate against any individual who files a complaint or exercises his / her rights under this statute.

Creditors and insurers may use your credit information as a means of sending you unsolicited offers.

Prohibits prospective employers from using a prospective employee's credit information as a basis for refusing to recruit or interview the prospective employee, with some exceptions.

VantageScore ranges from 501 to 990, even though it uses the same underlying credit information as FICO score, and the score is divided into five grades, from «A» to «F» which «A» being the best.

Banks and institutional lenders can access any client's credit information as it helps them in avoiding risky investments.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Customer data is even more massive, containing detailed information such as name, age, location, address, shopping history, personal interests and preferences and even social ID and credit card information.

Reports also include important information such as the number of open lines, maximum credit, judgments, and payment trends.

Still, credit bureau reports do have some potential for error, so small businesses should not necessarily use them as the only source of consumer credit information.

Identity thieves frequently use a tactic known as phishing, in which they send an email that appears to be from a legitimate site — such as eBay, PayPal, or Amazon — and request your credit card information, account number, social security number, etc.Don't ever reply to these messages.

Vacation scams are a dime a dozen, many offering free or low - cost trips as a ruse to get your credit card information or rack up your long distance phone bill.

For example, people seeking mortgages visit LendingTree.com, where they're guided through a series of around 20 prompts calling for such information as credit scores, the loan amount requested, and the proposed percentage down payment.

Transitioning from a method that records revenue and expenses when cash is exchanged to one where revenues and expenses are tracked as they incur, provides more in - depth information to investors, like future revenue based on credit.

The online financial provider uses alternative information to create a proprietary credit score for loan applicants, such as checking account, payment processing, and other loan information.

Customers and contractors often must provide valuable private information, such as credit card numbers and travel history, in exchange for on - demand services.

Credit reporting agencies Individuals don't submit their information to credit bureaus such as EqCredit reporting agencies Individuals don't submit their information to credit bureaus such as Eqcredit bureaus such as Equifax.

About half of travelers in a recent PayPal survey cited the security of their cash, credit and debit cards as a «big concern,» and 44 percent said they worry about their personal financial information.

When you shop online, avoid storing your credit or debit card information on your favorite retail sites, as this can leave you vulnerable to a breach.

Offer multiple payment options — For shoppers leery of giving credit card information to an online merchant they've never dealt with before, offering alternatives such as PayPal or Google Checkout is another way to gain their trust.

Safeguard important information such as tax identification and bank account numbers, and watch for change of address notices from credit companies or other vendors.

Credit Sesame, CreditCards.com and Credit.com are three sites that will help you compare credit card rates, terms, and rewards, as well as provide a lot of useful information on how to deal wisely with credit cardCredit Sesame, CreditCards.com and Credit.com are three sites that will help you compare credit card rates, terms, and rewards, as well as provide a lot of useful information on how to deal wisely with credit cardCredit.com are three sites that will help you compare credit card rates, terms, and rewards, as well as provide a lot of useful information on how to deal wisely with credit cardcredit card rates, terms, and rewards, as well as provide a lot of useful information on how to deal wisely with credit cardcredit card debt.

Each bitcoin has a complicated ID, known as a hexadecimal code, that is many times more difficult to steal than someone's credit - card information.

It masks your IP and they say their enhanced level of security makes it safe to transmit sensitive information such as passwords and credit card numbers.

Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government information and social media accounts.

The VTOS program and the Greyball tool used techniques like looking at a user's credit card information and seeing if it was tied to an institution, such as a police credit union, to identify authority figures, according to the report.

The hacker was able to use a physician - operated website that was no longer in use and left unsecured in order to access the records, which included information such as names, the last four digits of credit card numbers, phone numbers, birth dates, and both physical and digital addresses.

Credit card numbers, for example, can sell on the black market for as little as $ 1 per card to as much as $ 25, he said, depending on how fresh the information is, the limit on the account and the bank it's associated with.

As incidents involving data breaches by hackers litter the evening news, technophiles and technophobes alike have become more concerned about the security of their data, especially that tied to credit cards and other financial information.

We'll unpack why you have different credit scores, how many different credit scores you have, and what all of this information means for you as a consumer

An HTTPS website is a regular website that is protected by an SSL security system that encrypts data, making it difficult for hackers to steal information, such as email addresses and credit card numbers.

As a business owner, you should review your company's financial information on a regular basis, including your business credit scores & business credit reports.

Applying for a credit card these days is as simple as entering your information into an online form and clicking «submit.»

You authorize LinkOffers, Inc. to obtain such information solely to confirm your identity and as long as you are a member of this website, provide you with credit information, a risk score, educational materials, and recommendations for credit or other service options.

Business and personal credit histories are both relevant, as is information about any other outstanding debt.

Payment information reported to personal credit bureaus is earmarked as small business account activity, but can still affect your scores.

Superstorm Sandy - related information was gathered as part of the New York Fed's Small Business Credit Survey, which asks small businesses in New York, New Jersey, Connecticut and Pennsylvania about their performance, financing decisions, and credit experiCredit Survey, which asks small businesses in New York, New Jersey, Connecticut and Pennsylvania about their performance, financing decisions, and credit expericredit experiences.

In April 2005, New York Attorney General Eliot Spitzer asked Wells Fargo and three other large banks for information on loan conditions and credit scores as he investigated whether the racial disparities in high cost loans violated state laws.

«Credit Karma can now alert you as soon as possible if you've been affected by a data breach and provide next steps you can consider to help secure your information,» said Adam Boender, product manager, in a blog post.

Consult the CFPB's Home Equity Line of Credit booklet as well as the Early HELOC Disclosure for more information.

Just as your social security number reveals a lot about you — your bank accounts, tax returns, credit scores, residences, etc., your DUNS number reveals similar information about your business.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

As he learned more about the inner ‐ workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing.As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor.

We may also collect personal information about you through your ongoing interactions with us, from references, employers and other financial institutions you have identified in your application as well as credit bureaus and other third party sources.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

Your credit score is only as good as the information used to calculate it.

Investors in AAA rated mortgage - backed securities were initially sanguine about these information problems since these securities were thought to have a very low loss probability as determined by the credit rating agencies.

You should begin to see improvement as soon as you start accumulating positive credit information to help counter the big negatives.