Sentences with phrase «credit inquiry during»

Some lenders may receive an alert from the credit bureaus if borrowers get a hard credit inquiry during the loan process.

Federal regulations, which of course apply to all states as well, say employers are permitted to run a credit check on potential employees, provided the employee is given notice of the impending credit inquiry during the hiring process.

Our request for a soft credit inquiry during the loan prequalification process will not affect your credit score.

A bank, credit union, or company usually asks you to authorize a hard credit inquiry during the application process.

Not exact matches

Fair Isaac has said that student loan inquiries made during a focused time period (for example 30 days) will have little to no impact on your credit score.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

For example, the hard inquiries left from those account openings during the past year are likely to be taking a larger toll on your score — perhaps by even more than the typical five points or less — than they would, had your credit history been more established.

Other credit scores may differ, but the FICO score considers only inquiries you made during the past year.

When you apply for a credit card, loan, rental, utilities, phone plan, and even occasionally during an employment background check, a company asks to perform a credit inquiry on you.

If further investigation is required, within 10 business days of your inquiry, we will credit your account in the amount of the transfer in question so that you have use of the funds during our investigation.

However, some complaints point to hard credit inquiries without authorization during the application process.

If multiple mortgage or auto credit inquiries come in during the same 30 - day period, the credit agencies will assume you're on the hunt for the best deal and it won't count against you.

For each inquiry that counts in your score, expect to lose up to five points during the first of the two years these inquiries remain on your credit report.

«Soft pulls» are involuntary inquiries during a background check and they don't affect your credit score.

And that effect will only occur during the first of the two years all inquiries remain on your credit report.

FICO, the company that provides credit scores most lenders use, has stated that it will count all student loan refinancing applications filed during a 30 - day period as only a single hard inquiry on the applicant's credit report.

Nevertheless, if you are contemplating on a home loan or auto loan, you have a grace period during which the increased number of inquiries do not affect your credit score.

Having a lot of inquiries during a short amount of time may signal to a potential lender that you're trying to get a lot of credit in a short amount of time.

It's during this process that the lender will both require additional documentation and run a hard inquiry to pull your credit rating.

And any hard inquiries lenders make into your credit report during the application process can also affect your score, but the impact is typically small and for a limited duration.

Early during my tenure, I noticed that over 50 % of the calls coming through the main switch were credit or billing inquiries.

Implemented a consultative selling approach on all inbound calls.Acted as a liaison between outside sales representatives and Ten accounts.Conducted business to business telephone sales.Contacted new and existing customers to discuss how their needs could be met with specific products and services.Quoted prices, credit terms and other bid specifications.Negotiated prices, terms of sales and service agreements.Produced $ 100,000 in net sales volume during an average month.Responded to all customer inquiries in a timely manner.Responded to all customer inquiries in a timely manner.

Lenders will usually receive an alert from the credit bureaus if there's a credit inquiry on your report during the loan process.

FICO attempts to distinguish between a search for a single loan and applications to open several new lines of credit by the window of time during which inquiries occur.