Sentences with phrase «credit limit as»

Also, it can illuminate mistakes — perhaps a credit card company has recorded your credit limit as lower than it actually is.

We might also refer to your credit limit as your credit line.

As credit card use exploded, lenders began choosing to allow consumers to go over their credit limit as long as the account was in good standing.

Most credit card issuers give some leeway on the credit limit for the most qualified cardholders, but others see the credit limit as a hard number that can not be exceeded.

However, in no case will we impose an over-the-limit fee except in the next two billing cycles unless you have obtained an additional extension of credit in excess of such credit limit during each subsequent cycle or you have reduced the balance below the credit limit as of the end of each bill cycle.

If you did not know, credit lenders have the power to not only increase your credit limit — they can also decrease your credit limit as well.

Now, these accounts will not require a credit check as, in order to open the account, you must provide the bank with the credit limit as a deposit.

Most banks have a $ 500 credit limit as a starting point, which is enough to find out if your student can handle the responsibility without digging too big a hole for either of you to crawl out of.

How much credit you have available is an important scoring factor, so keep balances as far below your credit limit as possible.

Each account shows how much you owe and your credit limit as well as the type of credit and when you opened the account.

In the long run, though, your credit score will likely benefit from an increase to your credit limit as long as you keep your spending under control.

If it is your first credit card, go for as small a credit limit as you think appropriate.

You can keep borrowing up to the amount of your credit limit as long as you keep paying your bill.

You want to stay as far away from the credit limit as possible.

It can also affect your score if you request a credit limit as the lender will require a hard inquiry on your report.

When you downgrade, make sure you can keep your account number and credit limit as well.

In the long run, though, your credit score will likely benefit from an increase to your credit limit as long as you keep your spending under control.

Take these credit limits as suggestions, rather than as requirements.You usually want to offer the client a credit limit that is close to the average of what other vendors provide.

For example, American Express, MasterCard and Visa business cards all offer annual and quarterly purchase summaries, fraud programs that protect business owners against employee misuse, credit limits as high as $ 100,000, online account management, and discounts on business services such as shipping, car rentals and computer equipment.

Equifax cites late payments, or lack thereof, length of credit history and the size of account balances in relation to your credit limits as major factors that impact your FICO score.

CardHub says two issuers, Capital One and Wells Fargo, report their cards» revolving credit limits as an actual credit limit for their no - preset - spending - limit cards.

Create as much space between your credit card balance and credit limits as possible.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Wynne may be using debt and revenue as synonyms, but they're not — just as having your credit card limit raised is not a new source of income.

CIBC (TSX: CM) and Telus (TSX: T) announced on Tuesday the launch of a mobile payment app for certain models of smartphones that run on the Telus network for credit card purchases such as gas or groceries, to a limit of $ 50.

Clients are unaware that they should keep their overall debt ratio — as well as within each credit account — below 30 percent of their credit limits, said Paul Stagias, certified financial planner with Francis Financial.

U.S. tax reform discrete impacts On December 22, 2017, the United States enacted tax reform legislation that included a broad range of business tax provisions, including but not limited to a reduction in the U.S. federal tax rate from 35 % to 21 % as well as provisions that limit or eliminate various deductions or credits.

«For instance, a client who was looking to repair his credit score was planning on charging as close to his limit each month as possible,» he said.

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

The rival Apple Pay system, launched in the U.S. in September, requires merchants to install near - field card readers, limiting its reach as contactless credit cards have been slow to take off there.

The Retained Worker Credit is a general business credit of 6.2 percent of wages paid (limited to $ 1,000) for each retained worker, which is defined as one who is employed for at least aCredit is a general business credit of 6.2 percent of wages paid (limited to $ 1,000) for each retained worker, which is defined as one who is employed for at least acredit of 6.2 percent of wages paid (limited to $ 1,000) for each retained worker, which is defined as one who is employed for at least a year.

It's also worthwhile to check out secured credit cards and credit builder loans, which may ask for a deposit of funds to act as your spending limit on a card or deduct a monthly amount to save for you.

Something as simple as increasing your credit limit could improve your score before you apply for a mortgage.

«With more states implementing tuition limits, even as state funding remains constrained, the recent credit strengthening of the financially leading publics will moderate,» the report said.

Wolfenstein — often credited as the game that launched the genre — looks positively rudimentary now, since it limited players to grid - like levels that had only one plane of action.

Depending on your personal situation, it could make sense to spread your credit card debt over three, four, or five cards, while keeping your balance on each of them below that 35 percent of the total credit limit mark, as opposed to maxing out one credit card.

Credit card numbers, for example, can sell on the black market for as little as $ 1 per card to as much as $ 25, he said, depending on how fresh the information is, the limit on the account and the bank it's associated with.

As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

Under the new changes, «small creditor» — now defined as institutions with less than $ 2 billion in assets originating fewer than 500 first - lien mortgages per calendar year — would now apply to a 2,000 - loan annual origination limit, effectively easing the path for more banks and credit unions to comply with the ability - to - repay rule.

They usually include a credit limit (though not always) and offer many of the same features and benefits as consumer credit cards — such as rewards programs with large sign - up bonuses, travel benefits and purchase protections.

Some cards, such as the American Express SimplyCash Plus card, even allow you to exceed your credit limit when you need to make a large purchase.

Business cards frequently come with higher credit limits, and some cards — such as the American Express Plum card — may offer flexible payment terms to help businesses maintain cash flow.

A line of credit is similar to a credit card in that you can borrow from it again and again (up to your limit) as you pay down or pay off the balance.

If you already have a hefty student loan balance or other debts, such as credit cards or a car payment, your ratio of income - to - debt might exceed lender limits.

Individuals can borrow funds up to certain limits to fund their college aspirations with benefits such as low fixed interest rate, a variety of repayment options, forgiveness opportunities, and no check of credit.

If your credit card limit is still not as large as you'd like — even after automatic increases — then consider requesting a higher limit, especially when one or more of these conditions apply:

So long as you meet their requirements, you can increase the credit limit on your existing cards just by asking the...

It implies that such rules would need to be designed to treat broad issues, such as increases in financial system leverage or aggregate credit growth, rather than more limited sectoral issues.

While credit limits tend to be smaller than a line of credit, a business credit card may offer rewards, such as cash back or travel points.