Sentences with phrase «credit limit increases as»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Something as simple as increasing your credit limit could improve your score before you apply for a mortgage.

In the long run, though, your credit score will likely benefit from an increase to your credit limit as long as you keep your spending under control.

If your credit card limit is still not as large as you'd like — even after automatic increases — then consider requesting a higher limit, especially when one or more of these conditions apply:

So long as you meet their requirements, you can increase the credit limit on your existing cards just by asking the...

It implies that such rules would need to be designed to treat broad issues, such as increases in financial system leverage or aggregate credit growth, rather than more limited sectoral issues.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheld.

But if he only has $ 2,000 [as a limit], that increases the credit utilization ratio.

Discover does let you ask for a credit limit increase and in most cases it will result in a soft pull, as long as you follow some simple rules.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Unlike Mises, Hayek subscribed to the popular view that banks might expand credit without limit so long as they expanded in unison, and that they would in fact be inclined to overexpand, while allowing their reserve ratios to decline, in response to cyclical increases in the demand for loans.

The investors service also labeled the state budget overall a «credit positive» as well, citing both the 2 percent limit in state spending increases year over year, plus $ 300 million in pre-K funding for New York City.

Trended credit data reflects patterns in borrower behavior, such as shifts in the number of balance decreases over time, or increases in the rate of a borrower's utilization — the portion of the individual's credit limit represented by their outstanding balances.

Settle your balances as fast as you can (in this phase, your score may go down in the beginning, but as your debts are «paid off», one by one, your «debt to income ratio» DTI will improve) + re-establish new credit and start paying your new bills on time every month (use and pay every month) = credit score and credit limits will start to increase and improve

Bank of America will set a limit that is based on your credit worthiness and financial situation — increasing or decreasing it as time goes on.

It may seem to some people that their credit limit doesn't take them as far as it used to — especially with the price of everyday goods and services keeps increasing.

There are some real benefits to increasing your credit limit, as long as you don't go overboard!

Credit monitoring also keeps you up to date with changes to your existing accounts, such as a missed payment or an increase in your credit Credit monitoring also keeps you up to date with changes to your existing accounts, such as a missed payment or an increase in your credit credit limit.

As such, you can slowly build your relationship by making sure you have maintained a good repayment history with your lender to make sure the credit limit keeps increasing.

From then on, it will keep growing steadily as you diversify your credit, increase the limit, and age your accounts.

When I inquired as to why, it's because our credit usage increased from 10 % of the credit limit to 25 %.

For many, a lowered spending limit had further damaged their credit score as reducing the amount of money available on the credit card increased the person's apparent debt to income ratio.

when u apply for the card, you are allow to apply up to 50k of limit, as long as you have the money in the account and deposit amount must be in the account more than 30 days (does not apply to smaller credit amount) if approve, you are allow to add more fund to increase your limit, corresponding security deposit rule apply.

A higher credit limit will increase your earnings too, but don't worry about the interest rate after the introductory period expires as we wont be keeping the balance anyway!

Credit Limit Increase Fee This fee appears as a charge on your account every time you accept an increase in your credit Credit Limit Increase Fee This fee appears as a charge on your account every time you accept an increase in your credit lLimit Increase Fee This fee appears as a charge on your account every time you accept an increase in your crediIncrease Fee This fee appears as a charge on your account every time you accept an increase in your crediincrease in your credit credit limitlimit.

As you can see above, 30 % of your credit score is determined by the available credit on your open credit cards, so keeping the debt - to - limit ratio will increase your available credit and also show that you're responsible with your credit.

First Premier MasterCard also offers to refund your credit limit increase fee as long as you request the refund within 30 days of the increase.

I will never use this card again, and I will give them as much crap if they ever increase my credit limit back as I did about decreasing it in the first place!

If we approve a purchase that makes you go over your credit limit or your cash advance limit, we do not give up any rights under this Agreement and we do not treat it as an increase in your credit limit.

Instead, as you seek to limit your annual tax bill, the key financial levers at your disposal include increasing your tax - deductible retirement account contributions, carefully managing your taxable investment accounts and making sure you take full advantage of the available tax deductions and credits.

In the long run, though, your credit score will likely benefit from an increase to your credit limit as long as you keep your spending under control.

I didn't like that Discover repeatedly increased my spending limit when I reached the maximum balance - whereas I have no one to blame, I was young and would take this as an opportunity to spend more on credit that I couldn't afford.

If your credit card limit is still not as large as you'd like — even after automatic increases — then consider requesting a higher limit, especially when one or more of these conditions apply:

As more consumers default on credit cards they could not afford in the first place, fewer creditors and lenders will be willing to do business with these consumers, limiting their options and increasing the cost of borrowing at the same time.

With some online credit card portals, requesting a credit limit increase is as easy as just clicking a button.

This doesn't mean, however, that you've got a debit card on your hands; the card needs to be treated as any credit card would, so borrowing modestly (no more than 30 percent of your credit limit) and paying your balance in full each month keeps you out of debt's way and improves your business credit score, increasing your chances of getting approved for other business loans or credit accounts.

Over a 5 year period, the credit limit on the other card has grown from $ 3,000 to $ 20,000 as Emily has said yes to invitations to increase her limit.

Your credit limit will likely increase as you manage your credit responsibly over time.

If you did not know, credit lenders have the power to not only increase your credit limit — they can also decrease your credit limit as well.

This idea of the credit card safety net quickly evaporated during the recession, as credit card companies embarked on a spree of rate increases and credit limit cuts that left many people stuck with expensive debt and barely enough credit to buy a tank of gas, let alone cover a real emergency like a costly car repair.

Originally having fixed interest rates around 20 percent and few fees, popular credit cards now feature a variety of interest rates and other fees, including penalties for making late payments that have increased to as high as $ 39 per occurrence and interest rates of over 30 percent for cardholders who pay late or exceed a credit limit.

As we discussed, raising your credit limit reduces your credit utilization, as long as you don't increase your balancAs we discussed, raising your credit limit reduces your credit utilization, as long as you don't increase your balancas long as you don't increase your balancas you don't increase your balance.

Additionally, be careful accruing a balance that is too close to your credit limit, as this can be damaging to your credit score thanks to an increased utilization rate (the ratio of how much credit you are using over how much you have available).

«If you already have a credit card and you ask [the company] to increase your limit, and they do, great — as long as you're not going to max it out.»

The credit card company will run your credit report before approving your credit limit increase which shows up as an inquiry.

These loans are also a safer alternative to credit cards as borrowers are unable to increase their credit limit and are unable to spend the CD funds before paying it off.

As you increase your credit limit on an unsecured credit card, your credit score goes up.

The denial of a credit limit increase request or, as you experienced, a rejected purchase due to the credit limit being too low.

If you get approved, then your credit utilization ratio will automatically improve — as long as you don't use your increased limit.