Sentences with phrase «credit limit increases on»

Walmart bases approval for credit limit increases on soft pulls of your credit, so don't worry about credit inquiries bringing your score down.

Within 30 - days, on average, after your credit limit increases on a credit card — your credit score will go up.

«Only apply for credit limit increases on cards with the best chances of success,» he says.

In addition, you'll likely qualify for credit cards with a 0 percent interest introductory annual percentage rate, save thousands on a mortgage by obtaining a low interest rate, and enjoy periodic credit limit increases on your accounts.

If you have a good payment history, you can also ask your issuer for a credit limit increase on your favorite card.

- You could get a Credit Limit increase on your 4th statement with further increases every 4 months, up to # 3,000.

The right way to close an account is to offset it first with a new account or a credit limit increase on another existing account.

It's better to try for a credit limit increase on accounts you already have first.

A good time to apply for a credit limit increase on a credit card would be after six to nine months of;

You'll usually have the most luck receiving a credit limit increase on cards you have maintained in good standing for several years.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

One important note: Make sure the bank doesn't do a «hard inquiry» on your credit when you ask for a limit increase.

While you'll always want to keep your debt utilization on the lower end, increasing your credit limit can help boost your credit score.

There are plenty of reasons your issuer may reject your request for an increase on your credit card limit.

So long as you meet their requirements, you can increase the credit limit on your existing cards just by asking the...

The average perceived likelihood of a credit application being rejected, conditional on applying, increased for credit cards and credit card limit increases but decreased for mortgages and mortgage refinance applications.

TLDR: great card for rebuilding, no credit check, lowest annual fee of secured cards, customer service is usually cool, potential for credit limit increase, payments usually post within 24 - 48 hours when made on weekdays and they report to all 3 credit bureaus!

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Likewise, some people ask for a credit limit increase just to lower their credit utilization rate — or the portion of their credit limit they've used on purchases — because it can impact their credit score.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Cuomo was endorsed earlier today by the business lobbying group, which cited his efforts to install a cap on local property tax increases, limits on spending hikes in state budgets and an uptick in the state's credit rating.

In states like Montana, where enrollment in rural districts is expected to increase and districts have limited resources to support students in remote areas, online credit recovery programs are an attractive option for keeping students on track for graduation, according to the study.

In addition, a limited buydown is available in the event a borrower has entered into a master credit agreement and the interest rate has increased between the date on which the master credit agreement was executed and the date on which an underlying TIFIA direct loan is entered into in connection with such master credit agreement.

(8) LIMITED BUYDOWN. - The term «limited buydown» means, subject to the conditions described in section interest rate has increased between -» (A)(i) the date on which a project application acceptable to the Secretary is submitted; or» (ii) the date on which the Secretary entered into a master credit agreement; and» (B) the date on which the Secretary executes the Federal credit instrument.LIMITED BUYDOWN. - The term «limited buydown» means, subject to the conditions described in section interest rate has increased between -» (A)(i) the date on which a project application acceptable to the Secretary is submitted; or» (ii) the date on which the Secretary entered into a master credit agreement; and» (B) the date on which the Secretary executes the Federal credit instrument.limited buydown» means, subject to the conditions described in section interest rate has increased between -» (A)(i) the date on which a project application acceptable to the Secretary is submitted; or» (ii) the date on which the Secretary entered into a master credit agreement; and» (B) the date on which the Secretary executes the Federal credit instrument.»

Remedy: You can try paying down debt, taking on less debt in the future or increasing your available credit on your credit cards by requesting a credit limit increase from your card issuer.

Opening a new credit card increases your credit limit, which can boost your credit score if you pay your balances on time.

Getting on multiple accounts with the highest credit limits will help improve your credit score the most, but even just one account can help by increasing your total credit available and lowering your credit utilization.

Settle your balances as fast as you can (in this phase, your score may go down in the beginning, but as your debts are «paid off», one by one, your «debt to income ratio» DTI will improve) + re-establish new credit and start paying your new bills on time every month (use and pay every month) = credit score and credit limits will start to increase and improve

With a traditional credit card, you would need to apply for a credit limit increase, which would result in a hard inquiry on your business's credit history.

That would theoretically drop your credit score provided that you do not use your increased credit limit to take on more debt using credit cards.

a. IMPORTANT: A credit report will not be pulled unless you are requesting to increase your credit limit or adding joint owner (s) on your card.

Bank of America will set a limit that is based on your credit worthiness and financial situation — increasing or decreasing it as time goes on.

Another good way to keep an ideal credit - utilization ratio on your cards is by increasing your monthly credit limits.

A common cause for cost increasing on credit card charges are the penalty fees applied when you exceed the limits on your credit card or when you fail to make your credit card payments on time.

On the other hand, if you obtain a credit limit increase to $ 10,000 while still owing $ 5,000, then your utilization ratio will drop significantly to 50 percent.

Any increase or reduction of your credit limit will be shown on your monthly statement or by separate notice together with any changes in the applicable minimum monthly statement or by separate notice together with any changes in the applicable minimum monthly payments.

I have a credit card my interest rate is 25.24 % I had the card for a year and six months, credit limit at that time was 2,000 dollars first charge on the card was 1,700 dollars, I paid it off in 6 1/2 months because I paid it off quickly, the credit company gave me and increase credit limit up to 2,800 dollars 3 months later I used my card again this time 2,340 dollars four months later I paid my card balance down to 1,200 dollars.

If you have credit cards with high credit limits, and you haven't run up any debt on them, your score will increase.

On April 29 the CFPB amended the regulations that sprang from the CARD Act to allow credit card issuers to consider income that a stay - at - home applicant, who is 21 or older, shares with a spouse or partner when evaluating the applicant for a new account or increased credit limit.

You either ask your credit card issuer to increase the credit limit on your existing credit card or you apply for a new card.

When you or someone else attempts to open a credit account in your name, increase the credit limit on an existing account, or obtain a new card on an existing account, the lender should takes steps to verify that you have authorized the request.

The whole point of accepting the limit increase on your credit card is to get your debt - to - credit ratio lower.

Some cards are offering quick credit limit increases if you pay your bill on time for the first 5 to 12 months, depending on the card.

From then on, it will keep growing steadily as you diversify your credit, increase the limit, and age your accounts.

I applied for a secured credit card, paid on time each month, kept my balance low, after 6 months, they increased the credit limit beyond my secured amount.

Normally after a year or more of using your credit card and paying on time you can request an increase of your credit limit.

Once you have proven to yourself and your card issuer that you can pay your debts on time, ask for a credit limit increase.

Much of the decrease in volume is due to the recent disruptions in the credit market and an increased emphasis by the government on making sure students first maximize their federal aid options — including higher limits on the amount students can borrow.

However, with utilization on the higher side — say, more than 25 percent — the removal of the closed card's limit can cause those remaining balances to make up a larger proportion of your available credit, increase your utilization percentage, and lower your score.

College students will be required to receive permission from parents or guardians in order to increase credit limit on joint accounts they hold with those adults.