Sentences with phrase «credit limit which»

I just want to payoff my cards, get rid of some and lower the credit limit which has gotten us in trouble.

Also it will decrease your overall credit limit which could cause a shift in your credit utilization.

The card automatically comes with a $ 250 credit limit which allows you a chance to have access to credit without getting in over your head.

When you add a card you increase your total credit limit which can lower your credit utilization (debt - to - credit limit) ratio.

Eliminating that account could bring your closer to your credit limit which would cause your utilization ratio to increase.

I have a 5.9 % Visa card with a grotesquely high credit limit which I pay off every month.

My credit card companies have all increased their rates and or decreased my credit limits which resulted in lowering my credit score.

Not exact matches

Still, we're in the fifth year of a very weak recovery in which small businesses have been hit hard by tight credit markets, slow sales and limited spending.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The system will also be able to register how many times a pedestrian has violated traffic rules in the city and once this number reaches a certain level, it will affect the offender's social credit score which in turn may limit their ability to take out loans from banks, Wang said.

Yet interest, fees, credit limits and benefit specifics do vary somewhat by card brand, and, in the case of MasterCard and Visa, by issuing bank — which means business owners need to do their homework.

The Retained Worker Credit is a general business credit of 6.2 percent of wages paid (limited to $ 1,000) for each retained worker, which is defined as one who is employed for at least aCredit is a general business credit of 6.2 percent of wages paid (limited to $ 1,000) for each retained worker, which is defined as one who is employed for at least acredit of 6.2 percent of wages paid (limited to $ 1,000) for each retained worker, which is defined as one who is employed for at least a year.

It's also worthwhile to check out secured credit cards and credit builder loans, which may ask for a deposit of funds to act as your spending limit on a card or deduct a monthly amount to save for you.

Non-prime consumers have unstable incomes and limited option for credit, which creates problems when faced with the financial uncertainties of normal life.

Some of those drops have been the result of self - inflicted wounds, like the Congressional failure to raise the debt limit in 2011, which resulted in a downgrading of U.S. credit.

A business credit score below 750 can indicate a higher risk, which could lead to you being denied credit or a higher interest rate and lower credit limit if you are approved.

Lenders, which can be anyone from whom you want to obtain credit, look at a score when deciding if they should charge you interest or give you a credit limit, and how much that should be.

To answer that question, he built HitBOX, which measures Web - site traffic, taxing his credit - card limits in the process.

He switched his entire credit line to a young regional business lender, Crown Bank, which was willing to up his limit to the $ 500,000 he needed.

One of the earliest lessons that Turner taught Williams came via a piece of paper on the wall of the janitor's room, which said, «There is no limit to what a man can do or where he can go if he does not mind who gets the credit.»

They will use the information to evaluate how well your business repays its debts, and negative marks can cause you not to get approved, or lower the amount of credit they will extend, or limit the terms under which that credit will be given.

If you're paying your bills on time, utilizing not too much of your credit limit, and only opening new credit accounts when you need to, you'll be able to maintain a good score — no matter which bureau is reporting it and no matter which version of the algorithm they use.

Credit cards have a preset spending limit, which you are not allowed to go over without being penalized or having your card declined.

Business cards come with high credit limits — usually of $ 50,000 or higher — which makes them ideal for making large purchases.

(Most bank and credit card account contracts include arbitration clauses, which limit your recourse if you have a legal issue with the company.)

The researchers calculate that the rational response to a reduction of a percentage point in the rate at which banks themselves can raise funds is to boost the credit limits of the 37 % of cards issued to those with the highest credit ratings by $ 2,203 each.

All things considered, our assessment is that financial stability risks appear limited, though there are some pockets of corporate credit and subprime loans in the consumer space which bear watching.

In addition to being a flexible financing and purchasing tool, there are other benefits associated with business credit cards, which include more sophisticated reporting and expense tracking, the ability to issue multiple cards to employees on the same account, more flexible payment options, and often larger credit limits compared to personal credit cards.

Your credit utilization makes up another 30 percent of your FICO score, which means how much you owe in relation to your credit limits plays a huge role in your credit health.

Avoid using over 30 % of your credit limit, which is typically equal to your deposit, but if you have very bad credit, the issuer may require a higher deposit and set your limit lower.

Like a credit card, a HELOC is a revolving line of credit — you have a set credit limit against which you can borrow.

In addition, carrying balances on a credit card will affect your credit utilization — or how much you borrow compared to your credit limit — which also affects your credit score.

Our revolving credit facilities provide our lenders with first - priority liens against substantially all of our assets, including our intellectual property, and contain financial covenants and other restrictions on our actions, which could limit our operational flexibility and otherwise adversely affect our financial condition.

I've been in the market in San Francisco for some time right now and my income hits the sweet spot of what you're outlining (~ 250k on two incomes, perfect credit, and $ 0 debt — ZERO — of any shape or form) and I'm finding they're only willing to go to the max of conforming loan limits, which is $ 625k for most properties or $ 729k for an FHA loan (which, for separate reasons, is a tough sell in SF right now).

If you're a young business with limited revenue, consider Fundbox, which does not require a minimum revenue or personal credit score.

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheld.

The reason for this is credit utilization, which represents the amounts you owe on revolving credit in comparison to your credit limits, makes up 30 percent of your score.

Opening a credit card in your name, charging no more than 30 percent of the limit, and paying it off in full and on time each month is the best way to earn a high credit score — which is the key to qualifying for low interest rates on a car loan, mortgage, or personal loan.

Bitcoin is especially valuable for forex traders in developing countries which have limited access to wire transfers or credit card payments.

Every line of credit has a credit limit, which is the maximum amount you can have withdrawn at any given time.

Student credit cards offer a number of benefits, among which additional protection in the form of zero fraud liability, miles, cashback points and other incentives, and lower credit limits.

A buyer which can show a strong credit score, for example, or deep reserves can generally get approved with debt ratios in excess of the recommended limits.

Potentially, the FlexPerks credit card is competitive as a cash back card if spending is limited to categories which offer double the points rate.

The debt management plan will require you to close all credit accounts — in limited situations, you may be allowed to keep one credit card for business or emergency expenses — and depending on which credit counseling organization you work with, you may not be allowed to open new accounts.

The only difference is the security deposit, which is usually equal to your desired credit limit.

Your credit utilization, which is calculated by dividing your balance by your credit limit, is a key element in your credit score.

This insurance limits the risk for lenders, which can result in looser credit requirements.

Just as important as your payment history is your overall credit utilization, which the more you charge on your account and it reaches your limit, the lower your credit score will go.

But if your credit utilization ratio is too high, it can be an indication that you have too many financial obligations which make you to almost exhaust your credit limit.