Sentences with phrase «credit lines which»

We have leveraged this equity with multiple credit lines which allows us to access cash when we need it.
Try to increase your credit line which will in turn improve your credit utilization ratio (percentage of your credit limit that you have used) which will in turn help improve your score.
If you can help it stay away from all Synchrony Bank cards no matter how on time your payments if your credit score drops slightly they will close or lower your credit line which will send your credit limit to hell stay away from them at all cost JCPenney Lowe's Walmart or qvc.
That in turn led to amendments to the credit line which will materially reduce the funds available to the Company — what began as a maximum availability of $ 60 million has been reduced to $ 40.5 million, will be further reduced to $ 37.5 million effective July 18, 2010, and further reduced to $ 32.5 million effective January 2, 2011, with the outstanding balance under the line becoming due and payable in full on March 15, 2011.
No preset spending limits provide a dynamic credit line which can adjust to the variable credit line needs of frequent travelers.

Not exact matches

Specifically, Foster said, he had to get $ 50,000 up front, then pay $ 25,000 a month to rent the space from AMC, which would still be the leaseholder — and he had to get a $ 2 million line of credit.
BlackRock began in the headquarters of Blackstone, its first financial backer, which gave BlackRock a $ 5 million line of credit for a 40 % stake.
Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.
The company, which also offers lines of credit in Manitoba, has billed the move as a product revolution.
Your balance sheets will help show the bank the worth of your assets and the strength of your company, which can in turn determine the SBA loan or line of credit amount you qualify for that would best fit your business's needs.
The Financial Consumer Agency of Canada on June 7 released a study on the country's newfound love of home equity lines of credit, which often are referred to by their ugly acronym, HELOCs.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Even if you have exceptional credit, the likelihood of receiving a startup loan or line of credit from a bank without personally guaranteeing it — which you should never ever do — is pretty much zero.
The same goes for homeowners with adjustable - rate home equity lines of credit, which are pegged to the prime rate.
Before the recession, business credit scores were often the biggest factor in determining which companies were eligible for loans and credit lines.
Even if cross-border transactions are presented in the customer's currency, they may still be charged a foreign exchange fee by their issuer, which appears as a separate line item on their credit card statement.
Many homeowners with adjustable rate home equity lines of credit, which are pegged to the prime rate, also will be affected.
«The cumulative effect of interest rate hikes is going to begin mounting,» said Greg McBride, Bankrate.com's chief financial analyst, particularly on variable - rate loans such as credit cards, home equity lines of credit and adjustable - rate mortgages, which could rise within one to two statement cycles.
He switched his entire credit line to a young regional business lender, Crown Bank, which was willing to up his limit to the $ 500,000 he needed.
A credit line, offered by a growing number of barter exchanges, is basically an extension of barter credits, which allow a business to buy essential items from other network members before selling its own goods into the system.
I see no evidence that most Canadians actually pay attention to Carney's sporadic announcements; the available evidence strongly suggests they're influenced more by his setting of the overnight rate, which goes a long way in determining the interest costs on their mortgages and lines of credit.
Further, consumers who utilize more than 50 percent of their credit lines will see their credit scores drop, which lowers not only the cost of personal borrowing but makes borrowing from a bank or other lender more costly.
Business credit cards and business charge cards are very similar to one another — you can use either type of card to make purchases against a line of credit, which has to be paid either partially or in full by the end of the month.
The deposit is nonrefundable, unless the loan closes or line of credit opens, in which case the unused portion of the deposit (if any) will be returned or credited to you after closing.
A secured line of credit is a line in which the borrower puts up collateral as a security deposit on the line of credit.
You may also have an easier time getting approved for a secured credit card, which uses a cash deposit you make upon approval to «secure» your line of credit.
I am bullish on rents going up in the future... mostly in line with inflation, or perhaps even slightly faster due to constricted credit and personal income growth which should provide a solid supply of renters.
A bank like Silicon Valley Bank, which is deeply entrenched in the tech community can provide lines of credit at perhaps a slightly cheaper rate, but they are a retail bank first and foremost, and not a venture debt company.
Because you're transferring your debt from a line of credit to an installment loan, you can actually lower your credit utilization, which can help your credit score — provided you don't add more charges to your credit cards.
Piggybacks are typically home equity lines of credit (HELOC), which are variable rate loans.
And the third heavyweight IPO contender is credit cards and personal loans company Latitude Financial, which is also lining up for a second half float and expected to target a $ 4 billion to $ 5 billion equity value.
Here are more details on a personal loan versus a line of credit, so you can better decide which borrowing option is better for you.
A HELOC is a revolving credit line against which you borrow by writing a check or using a credit card tied to the account.
That makes them different from a secured loan, such as a car loan or a home equity line of credit, in which your property guarantees repayment.
The threshold, target, and maximum percentage business line goals shown for the named executives listed in the table above were derived using certain assumptions for 2008 with respect to the general economic, interest rate, credit, and regulatory environment in which we operate and certain assumptions as to the outlook for the businesses each of them managed.
At OnDeck the average term on a line of credit is 12 months — which is simple and straightforward for borrowers with good credit practices.
Home Equity Lines of Credit act like a credit card in which you have access to a revolving balance and pay interest only on what yoCredit act like a credit card in which you have access to a revolving balance and pay interest only on what yocredit card in which you have access to a revolving balance and pay interest only on what you use.
American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness and certain commercial exposures.
And instead of printing new treasury bonds to give away in exchange for these bad mortgages it would have established simply a line of credit which at first would have been the same thing but the credit would have been repaid not only by the banks that borrowed but by all the banks in the country paying insurance — essentially bank insurance.
Revolving credit lines are based on the value of a company's oil reserves, which are generally revalued and adjusted twice a year, around April and October.
Like a credit card, a HELOC is a revolving line of credit — you have a set credit limit against which you can borrow.
It concerns the fact that she sees up to 50 % of all consumer credit lines being yanked at exactly the worst time for any prospects of a recovery... which would mean now.
A secured loan is much easier to obtain than a home equity line of credit, which is a second mortgage.
Also, Menchie's Franchise Development Managers have experience helping franchise candidates explore other sources of financing, such as home equity lines of credit and self - guided IRAs, which can allow you to start a business using pre-tax dollars without penalties or paying income tax on the start - up dollars.
BlueVine also requires weekly repayment on its line of credit, which some borrowers might find disruptive to their business» cash flow.
Business owners must also have fair or better personal credit, which is usually any credit score of 620 or higher, and all borrowers who own 20 % or more of the business must personally guarantee that the loan or line of credit will be repaid.
This card requires a refundable security deposit, which will act as your credit line.
A business line of credit (LOC) is a revolving loan that allows access to a fixed amount of capital, which can be used when needed to meet short - term business, needs.
This week Amazon announced that it was doubling its line of credit from $ 3.5 billion to $ 7 billion, which would be offset by the new revenue from Prime.
** Kabbage technically doesn't have a prepayment penalty — but they frontload their interest, which is non-traditional for a line of credit, and compensate by forgiving all interest from prepayment.
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