To save even more on insurance, Cioppa recommends that
drivers shop around, work to become a
safe driver, pay your premiums online, improve your
credit history,
make sure you ask about discounts and choose the highest deductible you can afford so you'll pay lower premiums.
Car insurance companies have spent millions of dollars on people and the factors that
make the more responsible and
safer driver, and according to their research — people with good or excellent
credit scores
make smaller claims on average than do those people with poor
credit.