Of course positive accounts will not completely overshadow the fact that a bankruptcy was filed; however, beginning to show positive
credit management habits post bankruptcy can go a long way towards counteracting the impact of the bankruptcy upon the consumer's credit scores.
Establishing positive
credit management habits such as paying off your credit card balances in full each month, making all payments on time, and only applying for credit as really needed, should ultimately begin to help improve your credit scores no matter who is pulling them and what brand they're using.
Because despite my generally
good credit management habits, I've made some mistakes than have nicked my score — and I know I can certainly do much better.
Experian ® recently released key findings today that provide a glimpse into
the credit management habits of millennials and show how coming of age in a challenging economy has had an effect on this generation's credit profile.