That said the coordinated slowdown in global manufacturing, decline in earnings and deterioration in
credit markets raises the risk of a more severe downturn.
Not exact matches
And so of course no one is sure how the
market will react when the Fed
raises rates, or what happens if there is another event that causes
credit markets to seize up.
Small businessmen and private individuals, who never understood that the Chrysler bail - out would squeeze $ 1.2 billion out of the
credit market, making it difficult and more costly for them to
raise business capital or finance a mortgage on a new house, all of which would have created new jobs
The Company uses the proceeds
raised from the issuance of units to invest in SMEs through local
market sub-advisors in a diversified portfolio of financial assets, including direct loans, convertible debt instruments, trade finance, structured
credit and preferred and common equity investments.
Our funds may be affected by reduced opportunities to exit and realize value from their investments, by lower than expected returns on investments made prior to the deterioration of the
credit markets and by the fact that we may not be able to find suitable investments for the funds to effectively deploy capital, all of which could adversely affect the timing of new funds and our ability to
raise new
good thing
markets only go up nowadays cuz the Chinese are mortgaging their homes and using
credit cards to
raise trading capital.
Credit — that is, debt leveraging — that is supposed to
raise stock
market prices to enable pension funds to meet their scheduled payments.
During the recession of 2008 and 2009, card issuers substantially curtailed their
marketing and
raised their
credit standards, approving a much smaller percentage of non-prime consumers.
Its export
credit market can now reopen,
raising much - needed cash.
This switch from
raising funds in equity
markets to bond
markets would, other things equal, also tend to
raise concerns about
credit quality, as corporate leverage would tend to rise.
«If confirmed, this will be the first time in the past half year that the central government announces supportive measures — not just the local governments —
raising some people's hope that there may be more central government support if the housing
market does not recover,» Du Jinsong, a property analyst for
Credit Suisse in Hong Kong, wrote in a note.
In these figures, «other lenders» include
credit unions, life or general insurance companies, and superannuation funds but, where loan funds are
raised directly in the secondary mortgage
market through securitisation, only those which are associated with State Government housing schemes are included.
«For higher - education institutions, such as Wellesley, the munibond
market can be a practical and cost - effective way to
raise capital,» says Eric Wild, Managing Director and Head of Morgan Stanley's Higher Education Finance Group, adding: «Investors understand and trust such institutions, which also tend to carry higher
credit ratings.»
Soon the Fed will be forced to continue to
raise interest rates in an attempt to save the dollar and stop inflation from exploding; The first causality will be to exacerbate the crash of the Real Estate
market; then comes the imploding of the stock and bond
markets, followed closely by the
credit markets as the take - over and privatizing craze comes to an abrupt end.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate
markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new
markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to
raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial
markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key
markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and
market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Although not strictly true, several Australian companies — recently Cardno and Treasury Wine — have
raised debt in the US private placement
market without a
credit rating, not having a rating severely limits any company's fund -
raising options.
For example, financial innovations are responsible for home mortgages and auto loans, which empower lower and middle class consumers;
credit to entrepreneurs who have built successful enterprises; and
credit to emerging
markets, which has helped
raise millions of people out of dire poverty.
We survived as other insurance companies went under or exited the business, but as more companies failed, the
credit quality bar kept getting
raised higher, until we were marginal to the
market.
He'll do a great job helping people narrow down their choices among the various rewards cards, but his question
raised another issue for me, that is: who should be in the
market for a rewards
credit card?
However,
credit -
market turmoil and spreading problems in the subprime mortgage business have
raised concerns that some mergers and acquisitions could fail.
For growing businesses,
credit cards have become an essential financial management tool and the issuers have been
raising the bar on their business
credit card features, benefits, and rewards as they compete in the ever - expanding business
credit card
market.
A recent
credit rating downgrade of major Canadian banks has
raised more questions about Canada's economy, interest rates and fixed income
markets.
Access to capital
markets ranging from availability of senior
credits to an ability to
raise equity capital
The Fed can certainly talk about
raising rates, and might even trot out an initial hike, but every time
credit trouble threatens the
markets, the Fed will predictably shift to frantic attempts to calm the
market with easy money.
Resurgent
market volatility in the last week of August led some observers to question whether the Federal Reserve should
raise rates after nearly seven years of easy
credit policy.
But the recent rise in mortgage defaults and the tightening of
credit have
raised expectations on Wall Street that the central bank had to cut interest rates to help protect the economy and to keep financial
markets stable.
There are plenty of good and trustworthy companies that have been preset on the
market for a few decades and who can teach you how to
raise your bad
credit; and a few of them will even keep their world and pay your money back in case they will fail to help you the way they have promised.
-- Argo Group's AUM has now declined by a cumulative 85 % (to $ 166 million), the $ 3.5 million Argo Local
Markets Fund remains its only new fund -
raising (since the
credit crisis), it continues to write - off virtually all the management fees accrued & owed (now totaling $ 6.2 million) by the Argo Real Estate Opportunities Fund, and it's also tied up a majority of shareholder funds in illiquid loan & fund investments.
These lenders previously obtained funding from investors, but were unable to
raise funds from the capital
markets because of the
credit crisis.
These bonds are bought by investors on the open
market for less than their face value, and the company uses the cash it
raises for whatever purpose it wants, before paying off the bondholders at term's end (usually by paying each bond at face value using money from a new package of bonds, in effect «rolling over» the debt to the next cycle, similar to you carrying a balance on your
credit card).
Online banks and some
credit unions are responding to Fed rate hikes by aggressively
raising deposit rates on CDs, savings accounts and money
market products, while the nation's biggest banks are largely standing pat — for now.
Medical card pays for endorsements — GE Capital's CareCredit card pays dozens of professional societies to help
market its high - rate health care
credit card,
raising questions that could cloud the doctor - patient relationship... (See Medical card endorsements)
Market - leading third - party solar finance - installation companies, such as SolarCity, Sunrun and Vivint, have been pivotal agents of change that can be
credited with
raising residential solar PV to unprecedented heights in the U.S..
DTZ is looking to fund the purchase by
raising an additional $ US1.3 billion in the US Term Loan B
market with UBS, JPMorgan,
Credit Suisse, and Bank of America Merrill Lynch making up the debt syndicate.
This will remove carbon
credits from the
market &
raise the prices in the opposite way that energy efficiency lowers prices etc, and looks like a very good way to get environmental benefit for $ s. I always wondered this.
Image
credit: Ecotricity Dale Vince's Wind - Powered Car Driven for First Time In my last post about Dale Vince's prototype electric sports car, the term «wind - powered» clearly
raised some hackles who felt this was a deceptive
marketing ploy.
As a senior officer and director, has had responsibility for strategic planning and
marketing, accounting system design and implementation, major capital acquisitions, term financing and operating
credit lines, internal reorganizations and governance issues,
raising capital through government equity tax
credit legislation, acting as corporate secretary and general counsel, employee hiring and termination matters.
Lowe's is a far second to Home Depot in the home improvement
market; MasterCard and Visa dominate the
credit card
market; and Wells Fargo is still under a cloud for its banking practices, which
raises the question of why Apple teamed with these particular companies.
In addition, the excess capital
raised has caused some significant mergers, acquisitions and large portfolio purchases recently in the net lease
market such as American Realty Capital Trust IV & American Realty Capital Properties» $ 4.5 billion buying spree since May or the merger between Cole
Credit Property Trust II and Spirit Realty Capital.
Through his work at OFHEO, he is now
credited with
raising early warnings about the latent dangers in the US housing
market.
Jay has directed the expansion of the firm's Capital
Markets service offering, adding new capabilities in loan servicing, loan sales, GSE lending, equity fund
raising, and
credit tenant lease financing, and broadly expanding the firm's product coverage in the America's to include multi family, industrial, office, and retail brokerage and financing.
We have $ 733 million available for use under a variety of
credit instruments, including a line of
credit, an effective shelf registration statement and an «at - the -
market» equity distribution program that allows us to
raise capital through the public
markets.