Sentences with phrase «credit models work»

All of these credit models work on the basis that the higher your score, the less risk you are to creditors.

Not exact matches

Ken spent his early career working with mission - driven businesses like Upromise and Eloan, and he was inspired to build Credit Karma — a platform where consumers can manage their full financial lives with more certainty, supported by a unique business model that creates genuine, organic value by reducing marketing inefficiency for banks and empowering consumers with information.

It is fundamental to the way the growth model works, and we have arrived at the stage, probably described most imaginatively by Hyman Minsky in his work on balance sheets, in which the system requires an acceleration in credit growth simply to maintain existing levels of economic activity.

Our models include the Bank of North Dakota and public banks in other countries, which have put public money, such as property, income, sales and business taxes, fees and fines, to work for the public good, in cooperation with community banks and credit unions.

You cant run America like a business at a certain point «The Workers» have to mean more then the bottom line, or China will be the model of our future, a form of marshal law «Life Credits for eating well, working well, and precedent of making $ 2.00 per hour!

Commercial marketers usually have a wealth of data to work with, from demographics to credit history to homeownership, but when he started working in politics, Ghani was struck by the fact that political campaigns are trying to build voter models based on a handful of data points.

«Our financial model works right now because it is based on the (brownfield tax credits) program as it exists today,» Vaeth said.

The devastation wrought on Tokyo in this instalment is vast in scope and full credit to the model makers who did an exceptional job.

There is ample evidence of what works, such as the implementation of multiple measures to assess student readiness for college - level work and the use of a corequisite model, allowing students who qualify for remedial course work to take credit - bearing courses instead, but with additional supports.

She has also worked in a corporate setting developing econometric models for a national credit card company.

Take, for instance, the excellent electric power steering on the Tesla Model S. Malcolm Burgess, who worked on its development, credits the structure and components of his car, as well as hours of driving and computerized tweaking (easier, he notes, than swapping out dozens of torsion bars when tuning hydraulic power - assist systems).

When it comes to financing your vehicle, the experts within the finance center at Jack Phelan Chrysler Dodge Jeep Ram of Countryside will work with you no matter what your credit to help you get the best financing possible, including a no money down loan on Dodge minivan Chicagoland area models.

Modeling companies constantly work to improve the predictive accuracy of credit scores.

To get to a place where we could have a decent model of the state of overall financial credit, we would have to have models that work like this:

ln his own financial modeling, ValuePenguin's credit card analyst, Rob Harrow, finds the avalanche method works best to limit interest paid in most scenarios.

Given that each lender can tweak the models to work best for their purposes, your total number of credit scores is just about unlimited.

They had seen such success in hiring young folks with minimal work history into Google by looking at other variables like education, that Anna and Dave wanted to bring that well - rounded model to the loan space for people with minimal credit history.

Our whole business model centers on providing clients with detailed plans for credit improvement and actually working with them to get there.

From the beginning, our vision has been to use technology and innovation to create better credit products, and we're pleased to report that our model is working:

It's expensive to use multiple credit scores and for something like an auto loan and they must feel like, for the risk, that one score works pretty well in their modeling whereas with mortgages the amount is so large that they really want to look at all three scores from all three bureaus and get a really good composite.

However, credit scoring models take into account the types of accounts you have, and diversifying accounts work in your favor.

Credit Karma is able to maintain its free - to - consumer business model by working with financial institutions that make customized offers to users of the site.

Ashley Hulbert, a 31 - year - old Tampa, Florida, resident who works in finance for a modeling agency, relies on two credit cards that earn cash rewards.

Ubisoft Montreal deserves credit for the modelling and texture work of their main characters because they look fantastic and full of detail.

(Incidentally, this structure mirrors the model of the Renaissance artist's studio, in which numerous assistants made the work, and one artist received the credit.)

While sometimes criticized for being opportunistic, and with not all his tactics having worked out successfully, one must still credit Xu's boldness and momentum for constantly developing new models and rhetorics.

These power purchase or lease models drastically simplify the process of going solar (at a price), avoiding the work of managing tax credits, utility or state rebates, and system maintenance.

My point was that, if we accept this basic story (it's too simple, even as an account of how cultural cognition works; but that's in the nature of «models» & should give us pause only when the simplification detracts from rather than enhances our ability to predict and manage the dynamics of the phenomenon in question), then there's no reason to view the valences of the cultural meanings attached to crediting climate change risk as fixed or immutable.

a) Eli's friend is working on this at the moment (Eli will take some credit) b) All in all, since the methane atmospheric lifetime is built into observations it will only shift the proportion of oxidation among different mechanisms in the models.

Professor Vikki Rogers, Director of the Pace Institute of International Commercial Law, one of the facilitators of the 2010 colloquium that put ODR on the UNCITRAL agenda, has observed that the Working Group's approach ignores the two most effective existing models to address disputes arising from low - value e-commerce transactions — the credit card chargeback system and the Paypal ODR process.

Beyond academic governance, Flex Time models may also have an impact on collective agreements (which stipulate working hours and requirements of consultation and / or agreement prior to changes in any changes to the delivery of courses affecting terms and conditions of staff or faculty work) or on Law School budgets (some of which collect tuition by «term» rather than for each credit).

That work became the textbook for law firm business management and its logic and clarity must take some of the credit for the success of the traditional law firm model (BigLaw as it became known).

«Live Webcast: CLE Credit: Wednesday, December 19, 2007: Attorney Retention: Preventing an Exodus of Talent Main Facing the FACTS: Deborah Epstein Henry Offers a New Model for Work / Life Balance at Law Firms»

develop the request for proposal documentation, including working closely with the services team to build the detailed service description and the service levels and provided strategic commercial advice on the service credit, transition and pricing models to drive the right supplier behaviour

The profession is built around a model where more senior attorneys routinely take credit for work where others made significant contributions.

I've actually suggested this blend of RIA - plus - insurance can be a particularly effective business model when working with younger clientele, who tend to need a unique combination of ongoing planning advice, plus insurance needs (e.g., term life insurance as clients start family, disability insurance, and even assistance getting health insurance through the exchanges and planning around the premium assistance tax credit).

The subjects discussed were how the government and private sector can work together to harness the power of blockchain, the potential to unlock the credit market for developing world through blockchain technology and models for governments to transition to this new digital economy.

I am sure you must do good work with couples if you have studied and incorporated this model, but please give credit where it is due.

Instructor: Janelle Althen, LCSW Couples III: Couples and Attachment EFT (2 quarter credit hours): Understanding couples in primary, committed or attachment relationships based on their attachment dance and the primacy of emotions.Instructor: Misti Klarenbeek - McKenna, LMFT Special Populations: Culturally Integrated Interventions (2 quarter credit hours): Hishara Janz, LMFT Systemic Approach to Crisis and Recovery: Jane Davidson, LCSW, LMFT Theoretical Integrity (2 quarter credit hours): Pulling coursework together as a capstone to the program experience, students integrate various models learned and practiced in courses and clinical work.

It seems to me a dangerous proposition playing with credit, how exactly does the business model work?

Nearly three - quarters of Americans do not understand how credit scoring works or that there are many types of credit scoring models on the market.

«Realtors ® and HUD have a great partnership,» said Polychron, executive broker with 1st Choice Realty in Hot Springs, Ark. «Over the years we've worked together to advocate for the Federal Housing Administration and the Fair Housing Act, and most recently Secretary Castro joined us for a conversation about access to credit and alternative credit scoring models.»