Sentences with phrase «credit performance»

Besides having great interest rates and convenient repayment terms such loans do not consider past credit performance of the borrower, thus eliminating the need for a cosigner.

In fact, they care so little about your credit history that they do not bother to run a credit check or do any type of credit inquiries into your previous credit performance.

As was mentioned earlier, unsecured personal loans are credit - based, meaning that past credit performance of a prospective borrower is the most important metric used by lenders.

Any interest rate being charged, certain types of inquiries, and any information that doesn't relate to future credit performance are also not included.

Now I'll switch to lending product growth and credit performance for the segment.

Most people with mediocre and even low credit scores may be eligible for unsecured personal loans, as lenders consider other factors outside credit performance when making loan decisions.

While the lenders don't perform credit checks as part of the approval process, they do report good credit performance to the major credit bureaus.

This is a more comprehensive view of consumer's historical credit performance.

It is common to authorize insurance companies to pull your credit report and a poor credit performance can impact the rate you are offered.

Remember this, too: Credit performance generally lags economic performance.

With an instant loan, every borrower will receive the same interest rate regardless of their previous credit performance, thus the rates of interest are usually higher than most loans.

Lenders use your credit rating to decide your future credit performance.

Before approving a loan, the lender analyzes the integrity of the borrower's past credit performance.

It was another miserable night for the winger in El Clasico, after he — again — failed to impress supporters, but to add insult to injury, Spanish newspaper AS took a nasty dig after the game, and refused to even credit his performance with a rating.

With improved credit performance and loan yields, our realigned cost structure and a secure funding base, we are well - positioned to build on our success and continue margin expansion.»

Investors in Australian residential mortgage - backed securities (RMBS) continue to benefit from the strong credit performance of the underlying residential mortgage portfolios.

For a line of credit, they are looking at a business» credit performance today, to make decisions about the creditworthiness of the business at some time in the future when it accesses the credit line.

The FHA, says HUD, «does not have minimum credit score requirements, although past credit performance serves as the most useful guide in determining a borrower's attitude toward credit obligations and predicting a borrower's future actions.

While some aspects of that history may be less appealing, lenders may be more apt to do business with an individual if they notice factors like a solid credit performance in their immediate history or an increase in income.

This is truly outstanding credit performance.»

According to BCA Research, corporate credit performance began to deteriorate after measures of corporate balance sheet health and monetary conditions began to turn in a bearish direction in the latter half of 2014.

Mr Kershaw credited the performance to M&C's client base, which includes more local brands and is less reliant on global giants than WPP.

But first, a quick reminder: It's important to recognize that there are other drivers of EM credit performance beyond the factors that have led EM stocks and currencies to suffer in recent years.

SoFi retains tranches of loans that it securitizes, and the company cited «lower - than - expected credit performance» which may have hampered the fair value of retained securities.

President and CEO John Krafcik credits the performance to the dedication of employees.

The company credits those performance enhancements to a tread pattern that offers high drainage and a rubber compound optimized for temperatures below 7 degrees Celsius, the point at which rubber experts recommend switching to a dedicated winter tire.

While borrowers with stellar credit ratings and clean credit performance background appreciate the terms provided in the homeowner loan, those who have bad credit can also benefit from the nature of the homeowner loan and its reduced lender risk.

Tenants need not let their previous bad credit performance hold them back from borrowing the money that they need now.

Nontraditional Credit History: A record of credit performance shown with receipts and check stubs from payments to landlords, utility companies, child - care providers and other applicants who do not have a credit history from traditional loans and other forms of credit.

«The amount of debt a consumer carries tends to be highly predictive of future credit performance because the amount a person owes has a direct impact on her or his ability to pay all their credit obligations on time each month,» said Barry Paperno, a credit scoring expert who has worked for FICO and Experian.

«Credit performance remains a concern despite several years of tightening,» said Deputy Comptroller for Credit and Market Risk Dave Wilson.

Ubisoft credits the performance of H.A.W.X., My Fitness Coach, Rayman Raving Rabbids TV Party, and Shaun White Snowboarding: Road Trip to the majority of its forth quarter sales.

Rocketed store sales transactions that increased store credit performance and customer satisfaction ratings.

We also continue to benefit from the approximately $ 100 million in annual cost reduction initiatives that we implemented at yearend 2013 as well as lower retirement income and strong credit performance.

For a line of credit, they are looking at a business» credit performance today, to make decisions about the creditworthiness of the business at some time in the future when it accesses the credit line.

FHA does not have minimum credit score requirements, although past credit performance serves as the most useful guide in determining a borrower's attitude toward credit obligations and predicting a borrower's future actions.»

When reviewing your credit, bad credit personal loan servicers look more at your ability to repay the loan that is extended to you than they do at your previous credit performance.

A credit score condenses a borrowers credit history into a single number, which is calculated using scoring models and mathematical tables that assign points for different pieces of information that help best predict future credit performance.

Edmonton, June 2, 2016 — Canadian Western Bank (TSX: CWB)(CWB) today announced second quarter financial performance which included strong growth in pre-tax, pre-provision (PTPP) earnings and the significant negative impact of persistent low oil prices on the credit performance of oil and gas production loans.

CWB today announced second quarter financial performance which included strong growth in pre-tax, pre-provision (PTPP) earnings and the significant negative impact of persistent low oil prices on the credit performance of oil and gas production loans.

Your credit performance will be reported to the consumer reporting agencies, so you could build your credit history if you practice responsible credit behavior.

However, Delio Rossi's men have improved recently and the Milan coach was quick to credit their performance.

«He's so emotionally in touch with his feelings,» Rachel explained on U.S. breakfast show Good Morning America as she credited his performance for helping her tear up on set.

When credit card issuers (which are usually banks) issue you a credit card, your creditworthiness and previous credit performance are big determinants of how much of a credit line will be extended on your behalf.

You may even get a good credit score in a small period of time, as the banks always inform credit agencies of your credit performance.

Creditors will compare this information to the credit performance of consumers with similar profiles.

To the extent that higher interest rates in the future are indicative of an improving economy, better employment data and / or higher home prices, it is possible that these factors will improve the credit performance of Legacy Non-Agency MBS and therefore mitigate the interest rate sensitivity of these securities.