Sentences with phrase «credit practices by»

We will not rein in abusive credit practices by denying rights to financially distressed borrowers.

Not exact matches

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

It comes on the heels of a crackdown by the Competition Bureau over restrictive practices imposed on merchants by credit card companies.

The president of NBS credits that simple practice, along with a handful of other positive communication strategies, with increasing gross revenues for his company by hundreds of millions of dollars.

Defense's practice of giving minority companies a 10 percent price credit meant that companies owned by certain socially and economically disadvantaged groups did not have to be the lowest bidder to win federal contracts, and helped the department achieve the congressionally mandated goal.

Residents have even taken the official Rongcheng credit system a few steps further by adding penalties for illegally spreading religion — echoing recent countrywide crackdowns on religious practice — abusing or abandoning family members, and defaming others online.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Aldi's business model is based on low prices, which it achieves by practices such as stocking fewer items, eschewing national brands for cheaper generic labels and not accepting credit cards.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

The Sacramento players have been impressed by the organization of Russell's practices, though much of that can be credited to Reed, the former Knicks» All - Star center who, says Axelson, is «an i - dotter and t - crosser if there ever was one.»

So the guy most believe to be the best bidder may not wind up being the high bidder, and that could leave credit card mogul and South Carolina native Ben Navarro, who's come under scrutiny for his business practices and is being vetted by the league now, as the favorite.

The Illusionary Treatment Option» by Gary Reinl, a former personal trainer and the developer of an electronic stimulation device, in which he argues that ice delays healing from a sports injury, quoting no less an authority than Dr. Gabe Mirkin, who, it says, is credited with developing the rehabilitation acronym RICE (rest, ice, compression, and elevation), as now being against the practice because, he claims, icing «decreases circulation, so it slows healing.»

The author gives credit to many practices that have been scoffed at by the mainstream such as coconut oil, amber teething necklaces and comfort nursing.

A combination of budgeting practices, a well - funded pension system and structurally wealthy economy that relies on Wall Street led to Moody's upgrading the state's credit rating to Aa1, according to a report released Wednesday by the the investment service.

The National Democratic Congress (NDC) Minority in Parliament, has accused the Finance Minister, Ken Ofori Atta, of contravening best practice by approving a credit facility of GHc10, 459,500 from the Agricultural Development Bank (adb).

In April 2015 the IDC released an investigative report, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» that examined the deceptive practices used by car dealers to take advantage of consumers.

It comes as by welfare - to - work consultancy Policy in Practice has found that two thirds of those who receive tax credits will be left worse off by the Government's planned cuts to the benefit.

The National Democratic Congress (NDC) Minority in Parliament, has accused the Finance Minister, Ken Ofori Atta, of flouting best practice by approving a credit facility of GHc10, 459,500 from the Agricultural Development Bank (ADB).

In April, the IDC released an investigative report, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» which highlighted numerous predatory tactics being practiced by used car dealerships throughout New York City.

Earlier on Monday, a report by Policy in Practice — a group that works with local authorities on welfare changes — revealed the impact on two - thirds of working tax credit recipients over the next five years, and suggested that the # 4.4 bn savings from the tax credits package would be partly offset by higher housing benefit and council tax support payments.

By taking credit for clothing donations — some 4,800 tons last year — the Brown administration is expanding on a practice started in 2013 of counting -LSB-...]

He never let readers forget the many ways in which we are taxed by the MTA, and he cried foul at outrageous investment and credit practices long before it became fashionable to bash Wall Street.

But Gates warned against complacency, and noted a 2012 report by PCAST that identified opportunities for the United States to keep its edge in innovation, including boosting of R&D expenditures moderately to 3.0 % of GDP, making the R&D tax credit permanent, streamlining federal regulations that decrease productivity at research universities, and adopting «best practices» to improve undergraduate education in science, technology, engineering, and mathematics.

He practices a subtle form of leadership by motivating and coordinating multiple scientific teams to work toward a common purpose, generously sharing credit with all team members.

By going on the occasional «spending fast» and practicing zero - dollar days, I was able to pay off my credit card debt.

Led by Steve Tullius, DC, the Chiropractic Pediatric Continuing Education Credit Program will bring together the best information from the chiropractic and other healing communities to prepare the practicing chiropractor with up - to - the - minute information, confidence, and resources to help children with autism get better.

You can combat this practice by inquiring of your credit card company if they have a virtual credit card number you can use just for these purposes..

Casting light on the inherent contradictions between the public claims of Scientology as an applied philosophy and its actual practices, the film gives voice to these peoples» stories by inserting them as recurring reference points throughout the film, from its opening credits to its closing shot.

The Producers Guild has more than 5,700 members who work together to protect and improve their careers, the industry and community by providing members with employment opportunities, seeking to expand health benefits, promoting fair and impartial standards for the awarding of producing credits, as well as other education and advocacy efforts such as encouraging sustainable production practices.

It's a great way to practice certain modes, grind credits by completing challenges, or dial down the difficulty and ruthlessly slaughter hordes of Rebel or Empire scum.

And still thousands more will graduate only due to a massive $ 15 million credit recovery program that allows them to earn a C if they can demonstrate proficiency in an online course, a practice that has been called into question by some education experts who characterize it as an essentially cheap and faulty way of getting a student to graduate.

Principal Stewart credits this practice with benefitting teachers and students alike, saying, «eSpark helps my teachers by saving them valuable time in differentiating instruction and by providing valuable data to help guide instruction.

At the high - school level, recent years have seen the spread of a dubious practice known as «credit recovery,» whereby young people who fail to complete required courses may retrieve the missing credits by taking online courses and kindred options that may or may not be equivalent in rigor and content to the ordinary courses that they finessed or flunked.

Currently, more than 30 states have policies that allow CBP, although these policies do not always translate into broad use by districts and schools, where traditional definitions of credit as seat time prevail in local policy and practice.

SB 802 by Sen. Kel Seliger / Rep. Donna Howard requires the Texas Higher Education Coordinating Board to conduct a study to identify best practices to ensure that courses transferred to an institution of higher education, including dual - credit courses, apply toward a degree program.

The Build America Bureau drives transportation infrastructure development projects in the U.S. by offering credit opportunities and grants more quickly and transparently, while providing technical assistance and encouraging innovative best practices in project planning, permitting, financing, delivery, and monitoring.

These program enhancements, including a significant increase in budgetary authority, changes to the eligibility and creditworthiness review process and introduction of new forms of assistance such as master credit agreements have been quickly put in into practice by the TIFIA JPO.

By using the Key Credit Repair service internet site, you consent to the information practices described in this declaration.

All of Navicore Solutions» counselors must meet certification requirements, as set forth by the National Foundation for Credit Counseling (NFCC) Code of Practice.

This illegal practice establishes a brand new credit file by using an EIN (Employer Identification Number) instead of an SSN (Social Security Number), if you're caught, you could be indicted for fraud.

While these laws offer protection to young adults from credit card abuse and unfair practices, it also makes them dependent on their parents by requiring a co-signer if they do not have sufficient income.

For instance, a poll conducted in December 2010 for the Insurance Brokers Association of Ontario on the use of credit scores by property insurers found 75 % of consumers didn't even know the practice existed.

The years from 2010 to 2015 marked a period of awakening for credit consumers, many of whom were victims of the financial crisis, which was triggered in part by shady banking and lending practices.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1Credit Reporting Act (15 U.S.C. 1681 - 1681t).

While the data goes back many years, we opted to collect results from the last 2 years for the most up - to - date credit inquiry practices by Chase.

So any company that has been around for decades and hasn't been investigated or fined by the CFPB usually means they are practicing fair credit repair.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

However, Quicken says that while it has demanded higher credit scores than required by FHA rules, it's now changing that practice:

In August I wrote about credit score standards and how they were changing in practice as well as by regulation.

This law prohibits deceptive practices by credit repair organizations.