Sentences with phrase «credit practices for»

The only way to rectify a poor credit rating is to adopt sound credit practices for a period of time.

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Not exact matches

Notable wins for the CFPB include its $ 100 million fine against Wells Fargo Bank last year for its practice of opening unauthorized deposit accounts and credit cards.

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

Good accounting practices and information that is verifiable will help your lender not only in general credit decision - making, but also in selecting the right credit solution for your company.

George credits his daily mediation practice for giving him the perspective to heed those warnings.

If you're thinking of applying for a mortgage, it's best practice to hold off on applying for other new lines of credit in the six to 12 months beforehand.

The loudest complaints about the new wave of credit card company practices centered on the arbitrary raising of interest for no apparent reason.

The president of NBS credits that simple practice, along with a handful of other positive communication strategies, with increasing gross revenues for his company by hundreds of millions of dollars.

JPMorgan, UBS, and Credit Suisse were all founding members of the Ethereum Enterprise Alliance (EEA), a group looking to develop best practice standards for building on Ethereum.

They claim they «do what's right for the customer,» yet in actual practice the bank had been creating millions of unauthorized bank and credit accounts without their customers knowing it since 2002.

Improve your cash flow If you need to make purchases for your business before your customers pay you, using credit cards can be a smart practice — as long as you're assured of getting the funds to pay off the balance.

Residents have even taken the official Rongcheng credit system a few steps further by adding penalties for illegally spreading religion — echoing recent countrywide crackdowns on religious practice — abusing or abandoning family members, and defaming others online.

It has put a pause on plans for tests of Equifax's data protection practices and turned down offers from other federal regulators for help in on - site credit bureau exams.

Credit availability tightened as underwriting practices became much more restrictive, even for plain vanilla mortgages.

For example, a new dentist who borrows from a bank to buy a practice may then need other services that she does not even know exist, such as payroll management or credit - card clearing.

What's more, when looking for small business financing, it's a good practice to make sure any potential lender reports your credit behavior to the appropriate business credit reporting bureaus — because some financing options do not.

As he learned more about the inner ‐ workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing.As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor.

There may be times when this is expedient, but it's considered best practice to avoid using personal credit to pay for business expenses as much as possible.

In the end, if you simply follow best practices for what's good for your finances, then your credit score should improve as a result.

At OnDeck the average term on a line of credit is 12 months — which is simple and straightforward for borrowers with good credit practices.

Credit card churning is the practice of getting approved for a credit card, taking the upfront bonuses that the card offers, and then closing the account as soon as posCredit card churning is the practice of getting approved for a credit card, taking the upfront bonuses that the card offers, and then closing the account as soon as poscredit card, taking the upfront bonuses that the card offers, and then closing the account as soon as possible.

After becoming an incredible sensation his rookie year, he credited his practice with providing focus, mental toughness and stamina for those long games.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Aldi's business model is based on low prices, which it achieves by practices such as stocking fewer items, eschewing national brands for cheaper generic labels and not accepting credit cards.

He is a practicing cardiologist at Scripps in La Jolla, California, and is widely credited for Cleveland Clinic's status as the leading center for heart care.

Although it's true that financial repression has traditionally been practiced using the stick of high mandatory reserve requirements, whereas the Fed has instead been employing carrots in the shape of ON - RRP and IOER interest incentives, the ultimate result — more credit for the government, and less for everyone else — is the same.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

-- Equifax acted recklessly; — Equifax ignored best or even good practices of data security; — Equifax's actions have caused me emotional distress; — Equifax's actions will require me to either pay some company money or take my own personal time to be vigilant about not just my own but at least two other credit accounts for years into the future.

The practice of always charging customers a fee for credit card payments, no matter how the transaction takes place, is called a surcharge.

However, only half received credit for ensuring that independent directors meet without management at every board meeting (a practice that is hugely important according to family firm directors).

In practice that means that for every pre-tax dollar you earn each month, you should dedicate no more than 36 cents to paying off your mortgage, student loans, credit card debt and so on.

Over time, we hope that financial literacy, private sector innovation and common sense regulation transform the environment for lower credit borrowers and lead to the extinction of predatory practices.

Noting Walmart's ongoing high - profile fight with credit company Visa, and recent news that consumers in the U.K. are preparing a 19 billion - pound ($ 24.5 billion USD) class action lawsuit against MasterCard alleging unfair practices, he added, «Whether retailers are large or small, when credit card and related transaction fees for merchants run rampant, it directly and immediately increases the cost of doing business.

Wells Fargo has been fined a total of $ 185 million for the widespread illegal practice of secretly opening unauthorized deposit and credit card accounts, according to the Consumer Financial Protection Bureau (CFPB).

Credit for, and encourage the practice of what it did best in the early days — help people to find God, to change and correct their lives, and carry a message of deliverance to those still suffering.

I can't take any credit for this bird — it's my dad's practice turkey for Thanksgiving.

I do require that if you use a recipe of mine in any way that you use the common practice of Recipe Attribution and give me credit for the recipe.

I am perfectly willing to give BC credit when he deserves it but so far his major contribution is hiring a 4 star chef for the Camden Practice Facility & generally staying out of the way & I do not say that lightly or w / sarcasm — the Best thing BC can do for this team is just stay out of the way & allow Hinkie & Brown's Masterpiece to unfold organically w / all the Brilliance designed into the original code.

The Bengals can probably credit luck for part of that since the fight at their practice started with Vontaze Burfict diving at Gio Bernard's knees, which ranks as the dumbest fight in any camp so far.

So the guy most believe to be the best bidder may not wind up being the high bidder, and that could leave credit card mogul and South Carolina native Ben Navarro, who's come under scrutiny for his business practices and is being vetted by the league now, as the favorite.

Plus, the 2017 U.S Mid-Amateur Championship, who credits Tiger Woods for infusing in him the passion for the game, has the four - time Masters winner in his corner (he received a congratulatory letter from Tiger after his Mid-Am win and may play a practice round with him on Wednesday) and his dad, a retired captain of the same Brockton FD on which Matt serves, on the bag.

One of my births had 2 full CPMS and 2 apprentices, another had 2 CPMs and 1 assistant (that practice, to their credit, runs drills for things like SD and cord prolapse), the last had 1 CNM and 1 CPM.

Practicing Doulas who want to increase their skills and education are welcome to apply for this program and may be exempt from and / or eligible to receive transfer credits for certain program components.

Head of policy Paul Dornan said: «CPAG will be watching closely to see how the changes are implemented in practice, but we hope that the new system will make life easier for claimants, reduce the scope for errors and restore confidence in tax credits.

There's the Affordable Care Act, Thawed Cuba - American relations, the economy has shown steady growth with unemployment under 5 % for the first time in 8 years, the Iranian Nuclear treaty, same sex marriage, GM is alive and Bin - Laden's dead, updated the Fair Labor Standards act so people get paid for overtime hours... again, Dodd - Frank Wall St reforms, the CARD act to protect credit card users from unfair charges and business practices, etc etc..

The bulk of his testimony focused on events in 2010 when Rivkin Radler LLP, the Uniondale law firm where Mangano once practiced, drew up the legal documents to help Oyster Bay guarantee a $ 1.5 million line of credit for Singh.

«It is standard business practice for any commercial lease that the leasor would ask the leasee to put up a letter of credit,» PRI said in its statement.

«I'd like to have them take a retrospective on what happened in the last 11 years of the Bloomberg administration and commit to continuing these policies and practices,» said Kelly, who has credited Mayor Michael Bloomberg's tactics for vast reductions in crime, including the lowest murder rate in the city's history.

The issue is a new subprime lending crisis waiting to happen, a practice that HBO host John Oliver blasted over the summer for offering the working - poor, with little or no credit, rates too good to pass up which ultimately leave individuals paying astronomical amounts for used vehicles.