Sentences with phrase «credit practices in»

The main purpose of this card is to build a good credit practice in the hopes that it leads to better credit card opportunities in the future.

Not exact matches

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

Whereas successful companies have «experience navigating the lending landscape, more available credit and frequently monitor their business cash flow,» according to the report, underperformers suffer from «less knowledge about financing products, lower personal credit scores, less access to financing and fewer formal financial management practices in place.»

There's a standoff between business owners and Democratic state legislators in Maryland over a popular hiring practice: checking an employee's credit.

Good accounting practices and information that is verifiable will help your lender not only in general credit decision - making, but also in selecting the right credit solution for your company.

If you're thinking of applying for a mortgage, it's best practice to hold off on applying for other new lines of credit in the six to 12 months beforehand.

That's because of two practices in growing use at regional and national banks: credit scoring and automatic loan decisions, or what banks call «autodecisioning.»

When you're working to earn credit - card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back.

Recent troubles include a probe into hiring practices in China; lawsuits over failed credit unions; and an investigation into its energy business.

They claim they «do what's right for the customer,» yet in actual practice the bank had been creating millions of unauthorized bank and credit accounts without their customers knowing it since 2002.

It has put a pause on plans for tests of Equifax's data protection practices and turned down offers from other federal regulators for help in on - site credit bureau exams.

As he learned more about the inner ‐ workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing.As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor.

In the end, if you simply follow best practices for what's good for your finances, then your credit score should improve as a result.

He credits the growth of his business, in part, to the stabilization of print and new practices in the publishing industry, such as Penguin Random House's so - called rapid replenishment program to restock books quickly.

There are some very troubling practices in the small business credit market that we need to contain without stifling innovation.»

The CARD Act curtailed certain practices in the credit card industry that were neither fair nor transparent to consumers and created unanticipated costs.

[107] This class action lawsuit was filed in 1994 with Selma Buycks - Roberson as lead plaintiff and alleged that Citibank Federal Savings Bank had engaged in practices forbidden under the Equal Credit Opportunity Act and the Fair Housing Act.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

He is a practicing cardiologist at Scripps in La Jolla, California, and is widely credited for Cleveland Clinic's status as the leading center for heart care.

Although it's true that financial repression has traditionally been practiced using the stick of high mandatory reserve requirements, whereas the Fed has instead been employing carrots in the shape of ON - RRP and IOER interest incentives, the ultimate result — more credit for the government, and less for everyone else — is the same.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

In practice that means that for every pre-tax dollar you earn each month, you should dedicate no more than 36 cents to paying off your mortgage, student loans, credit card debt and so on.

Noting Walmart's ongoing high - profile fight with credit company Visa, and recent news that consumers in the U.K. are preparing a 19 billion - pound ($ 24.5 billion USD) class action lawsuit against MasterCard alleging unfair practices, he added, «Whether retailers are large or small, when credit card and related transaction fees for merchants run rampant, it directly and immediately increases the cost of doing business.

Without such a means of assessing Catholic practice the Vaughan school has been left with a less than perfect system of giving extra credits to families based on the participation in the life of the parish.

Although Bok shares the widespread skepticism of «competency - based learning» as it is practiced in some institutions, he credits the apparent success of this approach to the clarity of the objectives its practitioners have established.

Credit for, and encourage the practice of what it did best in the early days — help people to find God, to change and correct their lives, and carry a message of deliverance to those still suffering.

I do require that if you use a recipe of mine in any way that you use the common practice of Recipe Attribution and give me credit for the recipe.

The Bengals can probably credit luck for part of that since the fight at their practice started with Vontaze Burfict diving at Gio Bernard's knees, which ranks as the dumbest fight in any camp so far.

When asked later about his end of practice routine he pauses and flips through the rolodex in his mind, wanting to credit the right veteran.

Plus, the 2017 U.S Mid-Amateur Championship, who credits Tiger Woods for infusing in him the passion for the game, has the four - time Masters winner in his corner (he received a congratulatory letter from Tiger after his Mid-Am win and may play a practice round with him on Wednesday) and his dad, a retired captain of the same Brockton FD on which Matt serves, on the bag.

The Illusionary Treatment Option» by Gary Reinl, a former personal trainer and the developer of an electronic stimulation device, in which he argues that ice delays healing from a sports injury, quoting no less an authority than Dr. Gabe Mirkin, who, it says, is credited with developing the rehabilitation acronym RICE (rest, ice, compression, and elevation), as now being against the practice because, he claims, icing «decreases circulation, so it slows healing.»

Jenny credits her yoga practice, and specifically the prenatal yoga training she received, in coping with the harrowing 10 weeks of life in the NICU.

Head of policy Paul Dornan said: «CPAG will be watching closely to see how the changes are implemented in practice, but we hope that the new system will make life easier for claimants, reduce the scope for errors and restore confidence in tax credits.

It also prohibits them, among other things, from directly misleading consumers, engaging in predatory practices, and including inaccurate information on a credit report.

An independent auditor testified the Town of Oyster Bay credited itself in 2013 with a land sale that had yet to close, a violation of accepted accounting practices that he said masked a $ 22 million deficit.

There's the Affordable Care Act, Thawed Cuba - American relations, the economy has shown steady growth with unemployment under 5 % for the first time in 8 years, the Iranian Nuclear treaty, same sex marriage, GM is alive and Bin - Laden's dead, updated the Fair Labor Standards act so people get paid for overtime hours... again, Dodd - Frank Wall St reforms, the CARD act to protect credit card users from unfair charges and business practices, etc etc..

The bulk of his testimony focused on events in 2010 when Rivkin Radler LLP, the Uniondale law firm where Mangano once practiced, drew up the legal documents to help Oyster Bay guarantee a $ 1.5 million line of credit for Singh.

Gov. Andrew Cuomo banned the practice, which many feared could contaminate the New York City water supply, in late 2014 — but Ruffalo credited that move to the governor's arch-nemesis, the mayor.

«It is standard business practice for any commercial lease that the leasor would ask the leasee to put up a letter of credit,» PRI said in its statement.

On Thursday morning, State Senator Jeff Klein and State Senator Diane Savino will release, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» an investigative report exposing the top deceptive subprime auto lending and advertising practices presently occurring in New York City.

«I'd like to have them take a retrospective on what happened in the last 11 years of the Bloomberg administration and commit to continuing these policies and practices,» said Kelly, who has credited Mayor Michael Bloomberg's tactics for vast reductions in crime, including the lowest murder rate in the city's history.

The National Democratic Congress (NDC) Minority in Parliament, has accused the Finance Minister, Ken Ofori Atta, of contravening best practice by approving a credit facility of GHc10, 459,500 from the Agricultural Development Bank (adb).

Queens, NY — Independent Democratic Conference Leader State Senator Jeff Klein (D - Bronx / Westchester) and State Senator Diane Savino (D - Staten Island / Brooklyn) will release, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» an investigative report exposing the top deceptive subprime auto lending and advertising practices currently happening in New York City.

Cuomo in the past has credited The Post for a series of exposes on corrupt practices in state government — reports that helped build support for his calls for reform.

In April 2015 the IDC released an investigative report, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» that examined the deceptive practices used by car dealers to take advantage of consumerIn April 2015 the IDC released an investigative report, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» that examined the deceptive practices used by car dealers to take advantage of consumerin New York,» that examined the deceptive practices used by car dealers to take advantage of consumers.

It comes as by welfare - to - work consultancy Policy in Practice has found that two thirds of those who receive tax credits will be left worse off by the Government's planned cuts to the benefit.

The National Democratic Congress (NDC) Minority in Parliament, has accused the Finance Minister, Ken Ofori Atta, of flouting best practice by approving a credit facility of GHc10, 459,500 from the Agricultural Development Bank (ADB).

The Finance Minister, Ken Ofori - Atta, has denied he contravened best practices in approving a credit facility of GHc10, 459,500 from the Agricultural Development Bank (adb).

In April, the IDC released an investigative report, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» which highlighted numerous predatory tactics being practiced by used car dealerships throughout New York CitIn April, the IDC released an investigative report, «Road to Credit Danger: Predatory Subprime Auto Lending in New York,» which highlighted numerous predatory tactics being practiced by used car dealerships throughout New York Citin New York,» which highlighted numerous predatory tactics being practiced by used car dealerships throughout New York City.

Earlier on Monday, a report by Policy in Practice — a group that works with local authorities on welfare changes — revealed the impact on two - thirds of working tax credit recipients over the next five years, and suggested that the # 4.4 bn savings from the tax credits package would be partly offset by higher housing benefit and council tax support payments.