Sentences with phrase «credit quality in»

Recent concerns over global economic growth and credit quality in China certainly played a role in January's decline.

Add in the housing bubble, lousy credit quality in high yield issuance 2004 - 2008, mismarking of derivative books at investment banks, the troubles with CDOs, and growing problems in commercial real estate, and you have the main elements of the current financial crisis.

The problem books (FY 2005 to FY 2008) with the worst - performing loans are now less than 5 % of the FHA's portfolio and the loans insured since 2009, which now comprise 90 % of the portfolio, are performing better than expected with arguably the best credit quality in 40 - plus years.

Or, there are different ways of enhancing credit quality in different industries.

In the Greenwich study, approximately 40 % of institutions plan to adjust their credit quality in the next year, and nearly 60 % would consider using an ETF for implementation.

Not exact matches

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

«The credit quality, this move up in interest rates, this loss of a four - decade uptrend in bonds, downtrend in yields, that's the source of the volatility which I think far surpasses these amazing developments technology has come across in the last couple of decades,» said Gordon.

Liew said that with the wide variations in credit quality across emerging markets, from non-investment grade countries such as Argentina and Venezuela, to single - A rated ones, such as Malaysia, GIC was looking for «idiosyncratic situations,» in emerging markets which were likely to converge with lower - yielding developed markets.

«There has been a sequential decline in the credit quality of the largest borrowers since FY12,» Awtani told CNBC.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

Factors that will have an impact on credit quality of companies include domestic consumption trends, exports, commodity price risks, sensitivity to changes in interest rates, working capital risk, capital expenditure and sensitivity to foreign exchange volatility.

Moreover, Treasuries are quite sensitive to rate increases, and Ms. Jones found that the credit quality of the corporate bonds in the index had decreased since the financial crisis.

As I mentioned last quarter, we are seeing some deterioration in the credit quality of applicants, but the majority of the increase is the result of our subprime partners providing more attractive offers to our customers.»

In terms of credit card performance, the strength of our risk management capabilities and the quality of our portfolio resulted in new historic lows for the 30 plus delinquency and net chargeoff rates... The 30 - plus [day] delinquency rate fell below 2 %, and our 90 - plus [day] delinquency rate fell to below 1 In terms of credit card performance, the strength of our risk management capabilities and the quality of our portfolio resulted in new historic lows for the 30 plus delinquency and net chargeoff rates... The 30 - plus [day] delinquency rate fell below 2 %, and our 90 - plus [day] delinquency rate fell to below 1 in new historic lows for the 30 plus delinquency and net chargeoff rates... The 30 - plus [day] delinquency rate fell below 2 %, and our 90 - plus [day] delinquency rate fell to below 1 %.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the Office of the Comptroller of the Currency, a banking regulator, told Bloomberg in an interview.

The documents reveal that JPMorgan, as well as two firms the bank acquired during the credit crisis, Washington Mutual and Bear Stearns, flouted quality controls and ignored problems, sometimes hiding them entirely, in a quest for profit.

Credit quality continued to be excellent, with key lending metrics improving from the historically strong levels we achieved earlier in the year.»

Overall, this augurs for globally diverse fixed income exposures, including a preference for up - in - quality credit exposures and an allocation to emerging market debt for investors who can tolerate the added risk.

Agency MBS represents an attractive tactical opportunity to move up in credit quality while maintaining income.

You can invest in bond funds by stated maturities (short - term, intermediate - term, long - term), credit quality (treasuries, junk bonds, investment grade corporate bonds) or pretty much any other way you can separate bond investments.

Another historical factor in deteriorating credit quality — rising interest rates, which make some loans more expensive to repay — is absent in this cycle, as the Federal Reserve appears unlikely to raise rates again either this year or in 2017, according to Morgan Stanley's economists.

The global synchronized economic expansion, a business - friendly administration in Washington, solid corporate credit quality, modest default activity, robust equity markets and a favorable supply - demand balance set a strong backdrop for high yield in the New Year.

target and maximum levels, assumed, for Mr. Hoyt's Wholesale Banking Group, continued double - digit loan growth and favorable credit quality; for Mr. Oman's Home and Consumer Finance Group, improvement in the home mortgage business due to cost control and expected improvements in the yield curve favorably affecting earnings from hedging activities; and for Ms. Tolstedt's Community Banking Group, growth in deposits, especially low or no - cost core deposits, continued loan growth, and stable credit loss rates.

Lastly, Bladex's focus on Latin America augurs well for its long - term prospects, and a likely return to growth in the near future, especially when paired with an emphasis on credit quality that should pay off with reduced downside risk and fewer losses, especially during economic down cycles.

This small business report evaluates three potential causes of the recent decline in small business lending: weak demand, weakened applicant quality, and restricted credit availability.

The NAV (net asset value) of a bond fund will move up or down based on a number of factors such as changes in interest rates, credit quality, and currency values (for international bonds) for the different bond holdings in the fund.

The fund can purchase securities of any credit quality, including those in default, but it will primarily invest in investment - grade debt, with no more than 20 % of the portfolio invested in junk bonds.

In the credit markets, both investment - grade and high - yield corporate bonds had negative returns for the first time in eight quarters, with down - in - quality subsectors in each unconventionally outperforming higher quality oneIn the credit markets, both investment - grade and high - yield corporate bonds had negative returns for the first time in eight quarters, with down - in - quality subsectors in each unconventionally outperforming higher quality onein eight quarters, with down - in - quality subsectors in each unconventionally outperforming higher quality onein - quality subsectors in each unconventionally outperforming higher quality onein each unconventionally outperforming higher quality ones.

These funds invest primarily in lower credit quality securities, including convertible securities.

Lower - quality debt securities involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.

In other words, equity dividends are higher by a third of a percentage points than quality bond yields, and that's before the dividend tax credit and before any capital gains.

And it's been — it has been performing quite well in terms of credit quality.

But with FDIC reports noting that large commercial banks have the lowest level of loan loss reserves in a decade, and showing concerns about deterioration in credit quality and regional risk factors, Superior is a microcosm of a much broader problem.

As has been the case in recent quarters, the greatest deterioration in credit quality occurred in commercial and industrial (C&I) loan portfolios at larger banks.

In its October review, the agency said the NPLs — comprising corporate, interbank and private loans — and the banking sector's «exceptionally weak asset quality [are] a key weakness for Cyprus's credit profile and [represent a] material downside risk to the recovery.»

With the passage of the Fair Credit Reporting Act in 1970, the Federal Government enacted standards to improve the quality of credit repoCredit Reporting Act in 1970, the Federal Government enacted standards to improve the quality of credit repocredit reporting.

Within fixed income, we suggest raising average credit quality, particularly focusing on investments in areas like high - grade corporate and municipal bonds.

«Total bond» funds invest in a combination of short -, intermediate -, and long - term bonds with varying degrees of credit quality and risk.

• Lower - quality debt securities generally offer higher yields but also involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.

SoFi is one of the leading new financial technology companies based in Silicon Valley that not only reviews your credit score and income / debt ratios, but also looks at the quality of your education and quality of your work institution.

This stands in contrast to SoFi, which primarily caters to high - credit - quality customers with credit scores of 700 or above.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the OCC, said in an interview.

The Morgan Stanley report further explained that «credit markets figure this out before equities» and that they are preparing «for a deterioration in lower - quality earnings in the U.S. led by lower operating margins.»

Ratings by S&P and Fitch apply to the credit quality of a portfolio and are not a recommendation to buy, sell or hold securities of a fund, are subject to change, and do not remove market risks associated with investments in the fund.

Another early customer is Bankjoy, a Silicon Valley startup launched in 2014 to provide mobile banking applications for credit unions and small banks that until now haven't been able to afford the quality of mobile banking that large banks can afford.

These Lower - quality debt securities involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.

It's important to pay attention to changes in the credit quality of the issuer, as less creditworthy issuers may be more likely to default on interest payments or principal repayment.

Though the Near - Term Tax Free Fund seeks minimal fluctuations in share price, it is subject to the risk that the credit quality of a portfolio holding could decline, as well as risk related to changes in the economic conditions of a state, region or issuer.

Equity REITs may be affected by changes in the value of the underlying property owned by the REITs, while mortgage REITs may be affected by the quality of credit extended.

There could be more pain in other sectors of the bond market based on credit quality and maturity, but the point is that bonds were never meant to be long - term return enhancers for your portfolio.