Sentences with phrase «credit quality lead»

But those that disagree point to arrangements where perceived reductions in credit quality lead to a need for more capital.

Not exact matches

Industry experts and retailers credit music fans for the focus on vinyl, saying a small backlash against digital downloads has led some customers toward searching out higher sound quality, as well as the more authentic experience of physically putting on a record.

«These adverse effects would weaken the credit quality of bank's loan portfolios and could lead to tighter lending conditions for households and businesses.

SoFi is one of the leading new financial technology companies based in Silicon Valley that not only reviews your credit score and income / debt ratios, but also looks at the quality of your education and quality of your work institution.

The Morgan Stanley report further explained that «credit markets figure this out before equities» and that they are preparing «for a deterioration in lower - quality earnings in the U.S. led by lower operating margins.»

Failing to understand them can lead to issues down the road relating to securing approval for higher quality forms of business credit.

We favor a more even yield - curve exposure today (with positions across maturities) and a more defensive (higher - quality) credit profile — as volatility and heightened credit concerns could lead to significantly wider spreads in the high - yield - bond market.

Barry Callebaut, the world's leading manufacturer of high - quality chocolate and cocoa products, successfully amended and extended its revolving credit facility.

The free - kick from Keanan — he shows quality at times in training and it was a good finish, plus Reo Griffiths worked hard and caused them some problems as well, winning us the set - piece that led to the third goal, so he came out in credit too.»

Give some credit to the pair of leads here, as they both reached deep down for quality performances in a film that could not possibly have been easy to work with.

While voucher, tuition tax credit, and education savings - account programs have been successful in filling excess capacity in existing private schools, they have not led to widespread scaling of high - quality school models or to the creation of new, high - quality schools.

High - quality, certified pathways are leading to more credits earned, decreased dropout rates, and higher graduation rates.

For the first time ever, any student anywhere can take top - quality courses online in every major freshman college subject, taught by professors from the most prestigious universities, that lead to full academic credit at 2,900 traditional colleges, such as Purdue, Penn State, Colorado State and the University of Wisconsin - Madison, all absolutely free.

Credit quality has also long been eroding in some pockets of the credit market, with the thirst for yield leading to a more favorable environment for issuers at the expense of leCredit quality has also long been eroding in some pockets of the credit market, with the thirst for yield leading to a more favorable environment for issuers at the expense of lecredit market, with the thirst for yield leading to a more favorable environment for issuers at the expense of lenders.

RBFCU offers all the banking services you would expect from a leading credit union, and we've also made it our mission to help improve our members» economic well - being and quality of life.

Failing to understand them can lead to issues down the road relating to securing approval for higher quality forms of business credit.

All of the leading bank card issuers reported continued improvement in key credit quality metrics for their credit card portfolios in 1Q11, as seen in the following charts.

In the latest quarterly financials, the leading U.S. credit card issuers displayed consistent trends in credit quality, purchase volumes and card loans.

Low scores not only prevent people from accessing the right credit facilities but also lead to lower quality of life.

Credit strategies were positive as spreads continued to tighten led by sectors with lower credit quCredit strategies were positive as spreads continued to tighten led by sectors with lower credit qucredit quality.

This led the Committee to direct the management of the Central Bank of Nigeria (the «CBN») to work with Nigerian Banks to promptly address rising non-performing loans, declining asset quality, credit concentration and high foreign exchange exposures.

Investigated potential credit quality and regulatory issues related to loan portfolio leading to satisfactory audits

St. Vincent's Hospital — One of the Largest Cancer Care Units in South East U.S. Lutheran Social Services of North East Florida — Faith - based social service ministry focused on improving the quality of life for people in need in Jacksonville, FL, Florida Credit Union Community First Credit Union North East Florida's leading Credit Union Engelhardt & Partners Advertising First Team Automotive Group — One of the largest privately owned dealer groups in the southeast U.S. Sunny Isles Rotary Club — Designed campaign to market club's activities to South Florida community.

Front Desk Supervisor — The Lighthouse Hotel, Port Aransas, Texas — September 2014 — Present • Monitor staff's treatment of guests to ensure consistent, high - quality service for 236 - room hotel • Coordinate and lead various front desk activities, including reservation scheduling, guest services, phone activity, cash and credit processing, receipt dissemination, and ledger updates • Support shift manager in scheduling of employees, taking all vacation requests, labor laws, and hotel policies into account.

Professional Experience Petroliance LLC -LRB-[Insert City, State]-RRB- 7/1996 — Present Credit & Collections Specialist • Oversee all accounts receivables including claims management, charge - backs, customer inquiries, and charge - offs as needed • Act accountable for all credit collections as well as for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as Credit & Collections Specialist • Oversee all accounts receivables including claims management, charge - backs, customer inquiries, and charge - offs as needed • Act accountable for all credit collections as well as for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit collections as well as for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit manager with daily duties as needed

BPC's Early Childhood Initiative led by Rep. George Miller and Sen. Rick Santorum release recommendations calling for an expanded child tax credit, focus on quality child care, and a new national policy on paid leave.

Also helping to lower shadow inventories is the rise in home prices, lower unemployment rates, the higher number of loan modifications, and tightening of underwriting standards that has led to an improvement in mortgage credit quality, economists note.

Three significant factors have led us to this conclusion: improved mortgage credit quality, stricter regulations on risk management within the industry, and the fact that guarantee fees, or «g - fees,» charged to homebuyers have risen steadily since 2011 to cover Fannie and Freddie's risk exposure.