Sentences with phrase «credit quality of the applicant»

As I mentioned last quarter, we are seeing some deterioration in the credit quality of applicants, but the majority of the increase is the result of our subprime partners providing more attractive offers to our customers.»

We use complex data and tools to understand all aspects of the credit quality of applicants and areas of friction within our application process.

Not exact matches

This small business report evaluates three potential causes of the recent decline in small business lending: weak demand, weakened applicant quality, and restricted credit availability.

Drawbacks: Lines of credit are typically reserved for customers with better credit quality and applicants with PenFed may still be rejected.

But, mortgage lenders will also look at an applicant's credit score to gauge the quality of their credit management skills.

These applicants will qualify for a number of quality 0 % APR offers, but may not receive terms as favorable as those offered to their excellent - credit counterparts.

DUTIES: - Accounts Payable: In - coming / outgoing mail, approval process, credit card grids, Quick Books input, credit card grid processing and check processing - Retrieve items from storage as needed - Expense Report and Petty Cash Report processing - Assist with various special projects as needed - Production related duties such as: Production accounts payable bill backs - General Office: answer phones, calendar appointments, set up conference calls, scan, prepare fedex packages, file, prepare file labels.QUALIFICATIONS: - 10 key - Positive attitude - Can be trusted to keep sensitive information secure - Excellent written and verbal communication skills - Has excellent attendance and completes quality work on time - International sales and accounts payable a plusPC SKILLS: - Experienced in MS Excel, Word, and Outlook - Advanced knowledge of QuickBooks (Enterprise) a plus We are an equal employment opportunity employer and will consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.

Artificial intelligence — Advances in automated underwriting and credit - risk analyses — such as taking into account traditional as well as nontraditional factors to determine an applicant's ability to pay, regardless of income — have enabled lenders to uphold credit quality when making loans to low - income borrowers.