Sentences with phrase «credit quality of the people»

For one thing, they are concerned about the credit quality of the people receiving the mortgage.
One barometer of what future delinquency rates will look like is the credit quality of the people getting student loans today, he says.

Not exact matches

The cards were chosen based on the quality of their customer service and their value for people with good to excellent credit.
To the credit of the later Judaism, therefore, stands the deepening spiritual quality of its petitions despite the material evils afflicting the people.
«Since 2015, I and my team have responded to 20,000 requests for help and support, while people on low incomes have seen their quality of life get dramatically worse with the roll out of universal credit and benefit cuts.»
We see only slight changes in people's views on the quality of the nation's schools, for instance, or on federally mandated testing, charter schools, tax credits to support private school choice, merit pay for teachers, or the effects of teachers unions.
Many people, supposedly, do overcome the stigma, do produce a quality book, and are a credit to the self - published end of the business.
It is truly a shame that millions of people are stuck in this rut with credit card debt and consequently throwing away tens of thousands of dollars that would other wise be used to better the quality of their lives.
One of the main reasons to use Lending Club is that it offers loans to people with a wide range of credit quality.
Fair Isaac Corp., the developer of the widely used FICO score, plans to introduce key changes designed to derail schemes that transplant high - quality credit card histories into the files of people with low FICO scores.
Low scores not only prevent people from accessing the right credit facilities but also lead to lower quality of life.
Dealerships based on the buy here, pay here model usually cater to the needs of people who need quality transportation, but have credit problems.
Most people also will associate Discover with quality customer service, higher credit limits, and overall ease of use.
In many cases, landlords will turn away people with bad credit or force them to pay more for an apartment of poor quality.
These credit reports are used by banks, card companies and other lenders to assess the quality of a person's credit worthiness and help determine whether to grant them a loan.
Bad credit has a significant effect on quality of life, yet many people see attempts to improve their credit as a daunting, complex process that is difficult to understand.
«People may think that filing a bankruptcy would put you out of the loan market for seven to 10 years, but it is possible to rebuild your credit to a good quality,» says Raj Patel, LendingTree's director of credit restoration.
This is important because a big part of what was happening in 2008 was that the new debt being issued was being issued to people with low credit quality.
Moreover, something that gets lost in the arguments about credit quality is that the second - best predictor of mortgage default was how much skin in the game these buyers had, and even if Canada is not as risky as the US on lending to people with poor credit scores, we are awash in high loan - to - value lending (with its explicit government backing).
Although the Miles and Escape card disclosures state the test offer is only for people with» excellent credit,» anyone surfing the Web could have received the offer — regardless of their credit quality.
They are actually more open to the concept of flexible work arrangements than most people give them credit for, but they need reassurances that part - time staff are just as committed to quality work as their full - time counterparts.
St. Vincent's Hospital — One of the Largest Cancer Care Units in South East U.S. Lutheran Social Services of North East Florida — Faith - based social service ministry focused on improving the quality of life for people in need in Jacksonville, FL, Florida Credit Union Community First Credit Union North East Florida's leading Credit Union Engelhardt & Partners Advertising First Team Automotive Group — One of the largest privately owned dealer groups in the southeast U.S. Sunny Isles Rotary Club — Designed campaign to market club's activities to South Florida community.
Couple that with the FACT that mortgages of the last 5 years have been of MUCH higher credit quality (no more people that couldn't buy homes could anymore, and are therefore less likely to default), we see an ever - improving real estate market that should stand on its own after years of being propped up by Washington.
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