Sentences with phrase «credit rating because»

Standard and Poor cuts AIG's credit rating because they haven't been putting up enough collateral and may be exposed to too many «residential mortgage - related losses.»

If you take out liability on the card, then they report it to the credit scorers, which then lowers your credit rating because it affects how your credit utilization score.

I asked the FTC to inform me if anything is being settled with Jackson Hunter Morris & Knight a debt settlement company.They have $ 5700.00 of my money.I want it back.They have caused me to have a bad credit rating because they didn't give the money to Capital One

But like debt negotiation, the debt settlement process can destroy your credit rating because they too often suggest that their clients suspend making payments to their creditors.

Long term loans are also ideal for people with poor credit rating because many of them are no credit check loans.

credit rating because you're not paying your debts but those U.S..

Checking your credit score with Borrowell and Mogo won't affect your credit rating because the online lenders use what's called a «soft check,» often used by businesses in order to offer you promotional services.

Also, even if a large personal loan from a family member is fully repaid, it has no impact on the credit rating because the loan is independent of the lending industry.

Many people believe debt relief can have a negative impact on a credit rating because you had to turn to a debt relief program to help you regain control of your finances.

Personally, I prefer to look at the actual breakdown (how much in AAA, how much in AA, etc.) rather than just looking at the average credit rating because averages can be deceiving.

The paper has the highest credit rating because Fitch Ratings, Moody's and S&P give AAA or Aaa ratings to the top portions of CDOs, which are the source of all CDO commercial paper.

In such a financial situation a secured card can help you rebuild your credit rating because without a credit card you have no way to prove creditors that you can pay your bills on time and responsibly.

You might also prefer Stakd if you have a poor credit rating because your access to an online personal loan will be limited and / or expensive.

In some cases, an early payoff can hurt rather help your credit rating because it affects your balance - to - limit ratio, also called a credit utilization ratio.

Nobody's likely to loan you a lot of money based on your credit rating because it's so bad.

What bankruptcy actually does is it improves your credit rating because it puts a stop date on collections and it typically says once you're discharged from bankruptcy those debts are discharged.

I was given a 0 % loan from NMAC financing despite not steallr credit rating because I had never missed a payment on my previous car loan.

This will help boost your credit rating because there are fewer lines of credit available in your name.

A Wall Street firm recently downgraded the city's credit rating because of the loss of the Seneca proceeds.

That unit has a higher credit rating because the Federal Deposit Insurance Corporation (that is, you and me and other taxpayers) are backing the deposits.

Government bonds have the highest credit ratings because governments are likely to be around in the future to pay back the principal.

Not exact matches

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

Moody's, a credit rating agency, issued a warning that the settlement may have a negative effect on Wells» debt because of image concerns and called the incident «highly disturbing.»

Beyond the requirements that liquidity and regulators impose on us, we will purchase currency - related securities only if they offer the possibility of unusual gain — either because a particular credit is mispriced, as can occur in periodic junk - bond debacles, or because rates rise to a level that offers the possibility of realizing substantial capital gains on high - grade bonds when rates fall.

That said, this is No. 10 on our «get» list, because the interest rate on student debt isn't as onerous as personal credit card debt, but we do find it a bit depressing that our list is bookended by debt!

Because most credit cards have a variable rate directly tied to the Fed's benchmark rate, that quarter - point increase will show up as soon as the next billing cycle, McBride said.

Because if you max out your credit card and ignore paying it off, you're going to trigger an annual percentage - rate penalty that can be very costly, she explained.

When the analyst, who requested anonymity because what she did is illegal, returned to Venezuela, she sold the dollars at the street rate of 29 - to - 1, enough to pocket 25,000 bolivars after paying off her credit card and travel expenses.»

«It's not going to help the debtor improve their credit position because their credit rating is not going to change.»

That's because the Federal Reserve has signaled its intention to raise the prime lending rate this year, and credit card interest rates will rise at the same time, according to author and TV host Suze Orman.

«Canada was identified as a best - practice jurisdiction,» the report, called The Future of Canadian Manufacturing: Learning From Leading Firms, «because of its low corporate tax rates, research and development tax credits, accelerated capital cost allowance and duty - free imports of capital equipment.

But if you close the $ 10,000 limit card — perhaps because it's not being used — your credit utilization rate jumps to 80 percent.

You have three different credit scores because there are three major credit rating bureaus most commonly used to assess an individual's creditworthiness.

Even though these scores are all rated out of 850, because of the way different credit bureaus gather information, those three numbers won't be

Even though these scores are all rated out of 850, because of the way different credit bureaus gather information, those three numbers won't be exactly the same.

This is because higher inflows will cause adjustments in the economy — potentially including lower credit card rates, a stronger dollar, weaker lending standards, higher unemployment and surging asset markets» - Could you please provide us the explanation of a rising unemployment in the US in the case of a stronger US$?

That's because a larger limit will increase your available credit and help lower your utilization rate, the percentage of your credit that you use.

Democrats are corrupt because they could win this game with public pressure by saying if the Fed raises rates, your credit card payments go up, your car payments go up, the value of your house declines, bankers profits increase (not that they aren't too high already).

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

In the US and Europe, deflationary pressures increase the ability of central banks to loosen monetary conditions, and because too many economists assume too easily that what is likely to be true in the US must be true everywhere, deflationary pressures in China are unleashing calls for lower interest rates and greater credit expansion in China.

Personal loans help your credit score because they lower your utilization rate.

Of course, I can't provide this level of specificity because everyone's credit profile is different and would lead to different interest rates for a loan.

This is because, contrary to popular belief, creditors are not required to report payment behavior to the commercial (business) credit rating firms noted above.

A credit score usually means you can keep more of your money because you will receive lower interest rates on your home or car loan.

«You have some capacity in the economy to absorb this, but the fact that rates are going up isn't positive for consumers, because it's making credit more expensive,» Bloomberg Intelligence analyst Paul Gulberg said Friday by phone.

Standard & Poor's said on Thursday it remained poised to cut Toshiba's CCC - long - term credit rating «because its plan to sell its memory business has yet to materialize and additional losses or financial burdens might still arise in connection with its U.S. nuclear power business.»

«Secretary of the Treasury Timothy Geithner and predecessor Hank Paulson said they didn't bail out AIG to save its derivatives counterparties» from bad credit default swap contracts because if it would have asked these counterparties to «take a haircut,» credit - ratings agencies would have downgraded AIG.

Because the interest rate for federal credit unions is capped at 18 %, we think Navy Federal is great for borrowers who may only get a higher rate elsewhere.

Bank loans offer relative safety from interest rate risk because the coupons are reset periodically, but they do take significant credit risk.

We focused on the two dominant macro factors — credit risk and interest rate risk — and how holding these factors together provided diversification benefits because of their historically low to negative correlation.