Sentences with phrase «credit rating over»

The good news is there is a lot you can do to improve your credit rating over time such as paying your bills on time, paying off loans and keeping your credit card balances low.

This card offers cash back rewards, along with some useful tools that can help you obtain a good credit rating over time.

Applying for a smaller loan demonstrates responsibility, and will positively affect your credit rating over a longer term, once you demonstrate that you can make timely and consistent payments.

You could build your credit rating over time as long as you always make your payments on time and stay within your credit limit.

Improve your credit rating over time by taking out the best credit building credit cards available.

If I were working to improve my credit rating over time, considering taking out a mortgage or refinancing my current mortgage, or if I used credit cards a lot, I think I'd give it a try though.

This card offers cash back rewards, along with some useful tools that can help you obtain a good credit rating over time.

If you start over by paying bills on time and using credit carefully, you will probably be able to rebuild your credit rating over a couple of years.

Using your card wisely can give you a solid credit rating over time, opening the door for future credit - based purchases like homes and cars.

Mayoral control was to expire Friday, and the major credit rating agencies were threatening to downgrade counties credit ratings over the uncertainty of the future of the sales tax.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«As interest rates begin to rise over time, financial institutions will find it necessary to pass along their increased costs in the overall cost of credit to small business and commercial customers.»

Vicki Bryan, senior analyst of independent research for bond - rating company Gim me Credit, said Valeant's problems aren't over with the termination of its relationship with Philidor.

The other is that if a homeowner opens a HECM credit line, but doesn't use it right away, it can earn interest over time, at the prevailing mortgage rate plus 1.25 %.

However, rates have retreated from over 8 percent in the last several weeks, and the credit risk of high - yield bonds can offer some diversification from the interest - rate risk of a portfolio of Treasury bonds.

She is credited for doubling the year - over-year productivity delivery rate post-transformation for five consecutive years, and delivering over $ 2.8 billion in productivity over five years.

Not only isn't there anywhere near enough bank capital in the US to supplant securitization, it is difficult to conceive that the universe of «rates» buyers will become mortgage credit buyers or move over to covered bonds (which default to the issuing bank's credit ratings), at least not at the same price levels and in the same size.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

Although the lack of jurisdiction over Bitcoin and its links to money laundering and illicit marketplaces have raised more than a few eyebrows, the currency offers a simple way for legitimate businesses such as small retailers and professional service providers to accept payments for international sales without facing onerous credit card fees or exchange - rate surcharges.

I took out more than 15 credit cards and paid an interest rate over 20 %.

Meanwhile, earlier this year, Facebook made waves over news that it had patented technology that could check your creditworthiness based on your friends» credit ratings.

According to a report by Credit Suisse, retailers currently have an effective tax rate of over 30 percent - something Najarian sees as an opportunity.

The coal credits helped the company lower its effective tax rate further, to just over four percent in 2014 and 7.4 percent in 2015.

By delaying, you'll gain the advantage of keeping control over your money for as long as possible, while still maintaining a good credit rating with vendors and suppliers.

And a spike in rates caused by worries over U.S. credit, on top of the rise in yields already in the cards, could ignite a crisis.

But «while growth rates of mortgages slowed over 2008 - 2009,» CGA - Canada reported last May, «the pace of expansion of consumer credit accelerated.»

Assuming the interest rate calculations make sense, you're better off distributing your debt over several low - interest credit cards.

People with good credit can get better interest rates, saving hundreds of thousands of dollars over a lifetime compared to someone with bad credit, WalletHub said.

Low APR credit cards charge low interest rates on balances carried over month to month but don't usually offer rewards.

yields will hit the highs on close end of the day... equity markets setting up to be slammed tomorrow maybe but today they have run over weak shorts in the face of rates... the federal reserve see's this and again will wonder if they are behind on hikes, strong data, major expansion in credit, lack of wage growth rising bond yields and ballooning debt... rates will go much higher and equities will have revelations as to what that means for valuations

Broadly, we still prefer equities over credit due to strong earnings growth, modestly cheaper valuations following last month's swoon and market's pricing in expectations of Fed rate increases.

PARIS — Standard & Poor's downgraded the credit ratings of France, Italy and seven other European countries on Friday, a move that may have more symbolic than fundamental financial impact but served as a reminder that Europe's economic woes were far from over.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

Interest rates for Lanco Federal Credit Union if your score is over 750, the interest rates start at 8.99 % APR but if your score is below 620, it rises up to 17.99 %.

Capital controls would allow them to stabilize domestic credit conditions and the exchange rate but create serious distortions over time.

Residential investment did increase over the second half of 2009, boosted by relatively low mortgage interest rates, lower home prices and the first - time home buyer tax credit.

«My rationale for the massive tail wind that you had for stocks and credit markets over the past five or six years, in terms of falling rates and rising earnings, have tailed off considerably,» he said.

However, if you continue to make your payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your credit rating will increase and you'll see a change in the prequalification offers you receive.

In contrast, the adoption credit phases out over a $ 40,000 range, so its phaseout rate is one - fourth as fast — just 0.25 percent per $ 100.

A higher credit score gives you a better chance for a lower loan interest rate — which could save you thousands of dollars over time.

For example, for single tax filers, the American Opportunity Tax Credit phases out evenly over a $ 10,000 range, so its phaseout rate is 1 percent per $ 100 in additional income.

This is consistent with a degree of deleveraging among some households, particularly when we consider that low interest rates might otherwise have encouraged a general increase in this type of credit over that period (Graph 9).

There is no quick fix for a bad credit score, but there are several strategies you can take to improve your credit rating and save money over the long term.

Square is expected to grow EPS at twice the rate of Paypal Holdings Inc (NASDAQ: PYPL) over the same time frame, according to Credit Suisse.

Over the 12 months to April 1, however, Eddie Bauer has seen revenue declines and lower gross margins, according to credit ratings agency Moody's Investors Service Inc..

There seems nothing to be done about banks impoverishing people by extortionate credit card rates, junk securities and a debt burden so heavy that it will require one bailout after another over the next few years.

But, there's a catch: Balance Credit personal loans come with extremely high fees and interest rates, often well over 100.00 %.

S&P Global Ratings rates over 4,600 corporates globally, giving us timely insight into cross-industry credit trends.

«Laddering bonds may be appealing because it may help you to manage interest rate risk, and to make ongoing reinvestment decisions over time, giving you the flexibility to invest in different credit and interest rate environments,» says Richard Carter, Fidelity vice president of fixed income products and services.

«Credit unions continue to provide the best deals, offering over 10 times more interest on checking accounts than regional banks, as well as 573 % higher rates on savings accounts than national banks,» WalletHub says in an emailed summary of the study.