Sentences with phrase «credit research said»

I remember being in a meeting when I was a corporate bond manager, and the new head of credit research said to the credit analysts, «Credit analysis is war by another name.»

Not exact matches

Vicki Bryan, senior analyst of independent research for bond - rating company Gim me Credit, said Valeant's problems aren't over with the termination of its relationship with Philidor.

«Airlines have started to charge for more things, but with an airline rewards credit card, you can get things like your first bag checked free and priority boarding,» says Erik Larson, president and founder of NextAdvisor.com, which provides consumer - oriented research on credit cards and other products.

«Securing a home equity line of credit, but not using it initially, is one way to give yourself easy access to money in case of unemployment or big bills,» said Holden Lewis, research analyst at NerdWallet.

Negotiators are now said to be settling on a system that sets the regional content standard at 75 per cent, and helps car companies get credits to meet that standard if they invest in high - value research and pay workers more than $ 15 an hour.

U.S. retailers get ripped off to the tune of about $ 1.5 billion per year due to credit card fraud, says Dennis Behrman, a research analyst with Financial Insights, a Framingham, Massachusetts, research firm.

Saudi Arabian markets are in for a rally, even with some stocks already looking expensive, said Krithika Subramanian, a research analyst at Credit Suisse Private Banking.

Independent bond research firm Gimmie Credit downgraded the debt of the giant chemical company on Tuesday, saying Peltz's pressure may end up forcing DuPont's executives to do something «materially harmful» to the company.

One person, for example, felt that Khan failed to credit others for helping him make the switch from research to banking, saying Khan «clawed his way up.»

The value - add model has been an increasingly popular and lucrative one in many regions of the country in recent years, says Jack Mulcahy, a credit risk analyst at CoStar, a commercial real estate market research firm.

The cost of the credits to the federal government makes them controversial, however, says Joseph Rosenberg, senior research associate at the Tax Policy Center, a non-partisan tax group run by the Urban Institute and Brookings.

The Bank's research on small businesses» use of and access to credit is intended to inform a variety of community stakeholders,» said Kausar Hamdani, senior vice president and Community Affairs Officer at the New York Fed.

«If you have a boom and then a bust, you create economic losses,» said Alberto Gallo, head of global macro credit research at the Royal Bank of Scotland in London.

«Essentially, the market is giving full credit for tax benefit pass - through in consensus numbers, but based on a thorough review of company guidance, we think this may be inappropriate,» says Todd Castagno, Accounting & Tax Policy Analyst for Morgan Stanley Research.

Research from VanCity credit union shows that British Columbians are turning to payday loans more than in any other province, with a 58 per - cent increase in the number of borrowers between 2012 and 2014, and with most borrowers saying that they need emergency cash just to pay for necessities.

Lyn Alden, founder of market research firm Lyn Alden Investment Strategy, says three out of her four credit cards are Visa ® cards precisely because of how widely accepted they are abroad.

«Mortgage credit availability increased for the third consecutive month in November, driven by increased availability of conventional low down payment and streamlined refinance loan programs,» said Lynn Fisher, MBA's vice president of research and economics.

Research fellow Mathew Lawrence said new alternative, cheaper and more sustainable ways of borrowing had to be introduced alongside the cap in order to ensure credit remains affordable.

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

Gov. Andrew Cuomo said all of the proposals from New York will be supported by a full complement of state incentives, including Excelsior tax credits tied to potential job creation and other assistance with the development of office space, workforce development, educational programming and research collaborations.

SYRACUSE, N.Y. — A Wall Street ratings agency this week said the outlook for Syracuse's future credit rating has worsened, in part because Mayor Stephanie Miner's research on bankruptcy indicates «the city may lack strong willingness to meet its obligations.»

Crediting his judicial fellowship as being a crucial part of his career advancement, he said it helped him «create contacts in Washington, D.C. and refine his understanding of how scholarly work can shape policy through communication of theoretical and empirical research.»

He wants to know why there is a two - page spread in New Scientist about our research and why my supervisor is featured in the article, taking all the credit,» says Johnson.

He also said the United States should provide emissions credits and tax cuts to industries that reduce emissions early, make binding pledges to reduce its own greenhouse gas emissions early in the next century, and give a $ 5 billion boost over the next 5 years to research and development aimed at using energy more efficiently.

Credit growing concerns about climate and computer advances that make it easier to fashion custom - shaped panels, says Sam Zelinka, head of building and fire sciences research at the Forest Products Laboratory, an arm of the U.S. Department of Agriculture, in Madison.

Some professors say they appreciate the funding and credit for graduating a Ph.D. student, but are challenged to find projects that advance their research while meeting an industry need.

Specifically, the White House said the stimulus bill provided $ 21.5 billion for research and development and the fiscal 2010 budget proposal includes $ 150 billion over 10 years for renewable energy research as well as $ 75 billion to make permanent the research and experimentation tax credit.

«The government is saying it will spend lots of money but much of it is going to companies in the form of research tax - credits without any evaluation.»

Students could get NSF training credit for attending, Young says, but they had to apply the safety material by writing a description of how the content presented at the seminar affects their research.

Although Dow has been credited for financing the green chemistry center at a time when state funding of research was being cut back, Wilson says the California Environmental Protection Agency provided «foundational funding» for the center.

Stefano Natella, Head of Global Equity Research at Credit Suisse and an author of the study, said, «we can not ignore the significance and the implications for society and our economy any longer.»

CNBC - Aug 29 - According to joint research by Discover and Match Group, 58 % of online daters say good credit score in a potential partner is more attractive than driving a nice car.

Some interesting take homes from this report include: 90 % of marketers credit social media for generating more exposure for their brands, with 77 % citing that a major benefit is increased traffic and 69 % saying they use social media to do market research and develop followers.

When researching a program to increase Cook High School's low graduation rate and help students recover course credits, Media Director Ray Yody said they looked for an approach that could be customized and scaled based on fluctuating student needs throughout the school year.

As for the research on competitive effects of school choice policies in general — vouchers, tax - credit scholarships, and charters all together — the jury is still out, said David Arsen, a professor of education policy and K - 12 educational administration at Michigan State University.

Our research indicates that continued growth in charter, voucher and tax - credit scholarship programs across the country could propel innovation to new heights, bringing about broader positive change and particularly impacting traditionally disadvantaged students,» Wolf and Egalite said.

The TransUnion research signals to the financing market that «lenders may benefit by conducting business with this subset of the population, a group they might otherwise not be targeting with credit offers,» Komos says.

Despite their relatively high risk from a traditional credit - scoring perspective, «those who maintain satisfactory payment status on alternative loans can in fact present acceptable risks on traditional credit products,» says Matt Komos, TransUnion's vice president - research and consulting.

Scion says it will offer a full range of accessories for the iA, and that its Pure Process Plus feature, which allows customers to research a car through Scion.com, find it at a dealership, apply for credit and secure a price, all without leaving the couch, will be expanded this year, making purchase even easier.

Borders said in January it might have to file for bankruptcy if it could not meet certain conditions for securing a $ 550 million credit facility from GE Capital, a unit of General Electric Co (GE.N: Quote, Profile, Research, Stock Buzz).

«We're late in the credit cycle, and trying to figure out when everything turns,» said Erin Lyons, a senior credit strategist at New York - based research firm CreditSights Inc. «Some of these may eventually be downgraded.»

This flexibility also allows us to bring our equity and credit investment research together to analyze a company and determine which securities offer the most value for the portfolio,» said Ed Perks, lead portfolio manager of Franklin Income Fund and director of portfolio management for the Franklin Equity Group.

With that said, it is important to do your research and find out which credit card companies are the best for people with no credit.

For example, if consumers are conducting research on Google and they come across ads that say «government credit card debt relief program,» these ads could be scams.

FICO says that its «research shows that opening several credit accounts in a short period of time does represent greater [credit] risk — especially for people who do not have a long established credit history.»

«At this point, we don't have any research to show any statistical correlation between what's in somebody's credit report and their job performance or their likelihood to commit fraud,» TransUnion's director of state government relations, Eric Rosenberg, said in testimony before Oregon legislators in January.

Nearly 4 in 10 U.S. adults say they haven't changed their most used credit card in a decade, according to CreditCards.com research.

Fidelity's director of global asset allocation research, Lisa Emsbo - Mattingly, says that while economic data looks strong and earnings have been solid, she is watching some signs in the credit cycle that suggest the late cycle could be coming.

«Almost across the board, credit unions are going to be much more consumer friendly because our depositors and borrowers are our owners,» Mike Schenk, Vice President of Research and Policy Analysis at Credit Union National Association,credit unions are going to be much more consumer friendly because our depositors and borrowers are our owners,» Mike Schenk, Vice President of Research and Policy Analysis at Credit Union National Association,Credit Union National Association, said.

«The industry now has trended credit data whether you want it or not,» said Stan Baldwin, chief operating officer of credit reporting agency Informative Research, a company that provides merged reports from the bureaus to lenders.