In addition, regulators noted concerns about weaker
credit risk management practices, including loosening underwriting standards, approving excessive underwriting policy exceptions and inadequately monitoring market conditions.
Associate Director Risk and
Credit Risk Management Practice - Executive Recruitment / Commodities
Not exact matches
The Commission concludes AIG failed and was rescued by the government primarily because its enormous sales of
credit default swaps were made without putting up the initial collateral, setting aside capital reserves, or hedging its exposure — a profound failure in corporate governance, particularly its
risk management practices.
Similarly, an examiner may also classify retail portfolios, or segments thereof, where underwriting standards are weak and present unreasonable
credit risk, and may criticize account
management practices that are deficient.
Risk -
management practices that typically qualify for discounts, or premium
credits as they're sometimes known, include
Freddie Mac also benefits from its conservative
credit and interest rate
risk management practices and appetite, as well as from a sound capital base and liquid balance sheet.