Sentences with phrase «credit risks»

Rather than try to predict movements in the market, you should focus on the things you can control in this portion of your portfolio such as costs, our exposures to term and credit risks, and diversification.

Last week was not a crash, though a free - fall appears increasingly possible, as the reality of emerging recession (and all that it implies for fresh credit risks, sovereign defaults, fiscal imbalances, banking strains and other problems) will likely smash against the consensus view of economic expansion in next few months.

At a time like this, where many life insurers, particularly ones facing credit risks, and those having variable policies, where profitability has declined along with the stock market, the surcharges could have kicked additional life insurers over the edge, and who knows how big the cascade would have been.

Investment and risk management processes need to adapt to these changes and account for systematic risks (including technical) in addition to company - level credit risks.

«Lower credit risks will get an offer with a lower APR, and higher credit risks will receive an offer with a higher APR..»

Moreover, regulators don't want banks using loan participations to take on credit risks they don't understand and can't control or indirectly do what would otherwise be prohibited on a standalone basis.

VA underwriting guidelines state that applicants must have paid their obligations on time for at least the most recent 12 months to be considered satisfactory credit risks.

Still, ongoing demand for financing amid a low income environment and slightly higher interest rates suggests that credit risks in the farm sector still remain a focus for 2018.

Former Fed Governor Stein highlighted that Federal Reserve's monetary policy transmission mechanism works through the «recruitment channel,» in such way that investors are «enlisted» to achieve central bank objectives by taking higher credit risks, or to rebalance portfolio by buying longer - term bonds (thus taking on higher duration risk) to seek higher yield when faced with diminished returns from safe assets.

The fall in spreads has been accompanied by a sharp reduction in differentiation between high and low rated credit risks (Graph 17).

If these credit card cryptocurrency crackdowns actually do keep poor credit risks from purchasing cryptocurrencies, however, then it would actually serve as a useful service to the overall cryptocurrency market, keeping out short - term speculators whose only motivation is to make a quick buck.

Fixed Income investing entails credit risks and interest rate risks.

However, pockets of stress continue to emerge and lend adversity to a limited amount of issuers, according to a new report «Retail REITs — US: Credit risks limited across retail REITs, concentrated in weak malls,» available to Moody's subscribers at

The low incidence of shareholder lawsuits may cause insurers to ignore the risks of insuring the errors and omissions of corporate boards, and may encourage financial institutions to lend money to marginal borrowers that are bad credit risks.

China's bank loans as a share of funding in the economy may have fallen to a record low, highlighting the growth of alternative financing channels that have prompted warnings of rising credit risks.

Bond funds and bond holdings have the same interest rate, inflation and credit risks that are associated with the underlying bonds owned by the funds.

Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings.

Outside cryptocurrency and a few tools that enable better trading decisions, most of these startups developed a proprietary model to score the credit risks of potential customers and paired it with a clever go - to - market strategy that will appear to a new class of debt holders.

The PMI companies noted an uptick in mortgage borrowers with debt - to - income above 45 % along with other credit risks in the latter half of 2017.

A good monetary policy is one that attempts to ensure that good credit risks are able to obtain financing.

The Congressional tax overhaul could put a dent in home values in high - tax states, and create looming credit risks for local governments.

Superior's loan portfolio leaned toward lower credit risks, and it maintained a minimal amount of capital to shield it from loan losses.

Additionally, with many investors focused on credit risks, particularly in high yield, convertibles may be more favorable relative to spread products.

As a central banker, I am most concerned that credit risks and liquidity risks associated with payments are well managed.

I do recognize that my credibility in sounding a cautious note would presently be stronger if I had ignored further credit risks and captured some of the past year's gains.

As late as 2006 academics asserted that «[f] inancial risks, particularly credit risks, are no longer borne by banks.

Assets are converted into tradable securities, which in turn eliminates credit risks.

In short, credit risks in China are rising.

Derivative transactions like interest rate swaps also serve the same purpose [of eliminating credit risks, MH & DB]» (Das 2006).

As such, they may be willing to lend to businesses that are poor credit risks.

All to discourage poorer credit risks from entering the housing market.

He called for the creation of an international fundraising mechanism to attract private investors, and a separate system to measure the credit risks associated with each project.

«What's holding them back from further easing is not inflation concerns, it's concerns of credit risks.»

Sad to say, exporters need to protect themselves against currency risks as well as credit risks — even when their customers are in countries that seem safe.

Moynihan's strategy of «responsible growth» eschews the kind of trading and credit risks that sank bank profits in the past.

the Company is also exposed to credit risk in certain of its insurance operations and with respect to certain guarantee or indemnification arrangements that we have with third parties;

the Company's investment portfolio is subject to credit risk and interest rate risk, and may suffer reduced or low returns or material realized or unrealized losses;

Any funding should be used to work toward the goal of making the company and the owner a better credit risk in the future.

The opposite is also true: a small client is not necessarily a bad credit risk; some are great payers.So, how do you tell the good payers from the bad payers?

But if you have recently been denied credit, it's an indication the lending system sees you as damaged goods that they are unwilling to take a credit risk on.

The simplest customer credit policy has two basic points: 1) limiting credit risk and 2) diligently investigating each company's credit - worthiness.

«Given (new CEO Christian Sewing's) background in credit risk and commercial banking it could be seen as a signal of a move from investment banking,» Colin McLean, managing director at SVM Asset Management, told CNBC in an email.

Although there may not be a bond bubble, with investors starved for yield, Gundlach predicts a potential bubble could form in credit risk as investors increase their leverage on riskier debt securities like junk bonds and emerging market debt.

In addition to increased efficiency, he says, «credit cards allow small businesses to extend immediate, unsecured credit to their customers to increase sales without bearing any of the credit risk.»

«The next move that will start happening in the financial industry is that funds will start leveraging credit risk to a greater extent,» Gundlach said, «which will build up an overexposure potentially should the market turn against bonds later on.»

Economic growth, rising inflation expectations and a Fed policy shift will challenge one of today's most successful investing strategies: credit risk.

«It's more market risk than many people might be used to taking, but I don't think it's worse than duration or credit risk currently,» he said.

Ron Carson, a CFP and CEO of Carson Wealth Management Group, thinks conservative investors should not take on credit risk given the dicey economy.

Pros: Factors assume the credit risk if a customer defaults, and they'll provide other services including collections and accounts receivable bookkeeping.

Investors increasing their current yield by taking credit risk in junk bonds have recently learned a similar lesson.