Sentences with phrase «credit scores and history across»

FICO will look at personal and business credit scores and history across other major credit bureaus, such as Dun & Bradstreet, Experian and Equifax.

Not exact matches

Stringer estimated that 57 percent of renters with credit history across the city could boost their score by up to 10 points under the program, and 19 percent could see it go up even higher.

However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.

That's because your payment history is a major factor in determining your credit score, and if you make a point to always pay your bills on time, you'll come across as a trustworthy, responsible borrower.

Understanding how the payment history of an authorized user card might affect your score isn't always easy, since impacts can vary across the big three credit bureaus — Equifax, Experian and TransUnion — and from one credit scoring model to the next.