Sentences with phrase «credit standards too»

While some observers believe the new rules tighten credit standards too much, others say that the rules simply put into government regulation something lenders are already doing.

Not exact matches

«There are still too many unknowns to both of these proposals, including the timeline, how the Clean Energy Standard will be implemented, what the net benefit will be for the plants that can participate and when the program will be fully implemented,» Holden said of the Senate funding and the tax credits.

Credit goes to Padilha for preventing this standard happy - ending - friendly hero arc from getting too overly sappy in execution, but try as he might to mask it, the movie is clearly striving for a sentimental ideal.

Though the end credits contain a standard disclaimer about dramatization and the film even inspired an official statement from the CIA regarding its fictions (or rather distillations), this is the same production that elicited investigation into whether advisors went too far in sharing classified information.

Furthermore, the four - cylinder isn't brilliantly refined either (especially at higher revs), and we don't feel it suits the more relaxed qualities of the Toyota Highlander's driving characteristics — though, to this engine's credit, 20mpg city / 24mpg highway economy figures aren't too bad by class standards.

These questions on the access to credit underscore the need to review underwriting standards to ensure they do not overly restrict credit to creditworthy borrowers leaving the question of whether the pendulum has swung too far.

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They're suffering because some lenders have developed extremely rigid criteria that are often too strict to accommodate any but the most standard credit file.

Although credit unions may not have standards as high as those for banks, and they may take into consideration other factors regarding employment, if anyone has a history marked with missed payment, they too will be reluctant to offer credit cards or car loans, not to mention a home loan or mortgage for those who have bad credit.

The San Francisco firm is the latest U.S. lender to tighten credit standards amid concerns that consumers are shouldering too much debt.

Even volunteering opportunities with many charities may be out of your reach if your credit score is too low; a credit report is now part of a standard background check.

Other standard credit card benefits are there too, and the waived annual fee for the first year is a nice touch.

Bell, Berman, Guild Hall Executive Director Ruth Appelhof, Museum Director and Chief Curator Christina Strassfield, and Jack Cowart, head of the Lichtenstein Foundation, deserve credit and gratitude for maintaining standards with substantive publications, a corner that too many museums feel free to cut.

Standard and Poor cuts AIG's credit rating because they haven't been putting up enough collateral and may be exposed to too many «residential mortgage - related losses.»

As is standard it seems, Google appears to be adding new banks to the list of supported locations every two to four weeks, and has been adding new banks and credit unions around that pace since not too long after its official launch.

But because overly stringent loan underwriting standards have replaced standards that were far too lax during the boom years, people who have decent credit are often finding themselves shut out when they apply for a loan.

Although traditional credit standards are a good thing, the pendulum has swung too far in this direction.

Some might argue that when too many players compete in a lending market, credit underwriting standards typically suffer as lenders fight for loan opportunities, even though they all face similar costs of capital.

Although proposals being considered in Washington could effectively put more restrictions on lending, some banking executives have hinted that credit may return to more normal, safe standards in the not - too - distant future, but the tardiness of this process is holding back the recovery.»

An Increase in Credit Availability For those who think the lending standards are too tight and are afraid they will be denied a mortgage, here's some good news: Credit availability is expected to continue to increase through the spring, says Mike Fratantoni, chief economist for the MBA.