-- Homeowners in Regina are more likely to have three lines of
credit than any other region surveyed, and are the most likely to want a loan that offers them total control over their spending.
However, not all banks in the
region are unattractive to us and we continue to see opportunities in French and UK banks that offer relatively solid balance sheets, are well - leveraged to a resumption of
credit growth and have exposure to parts of the world
other than Europe, namely the United States or Asia.