Sentences with phrase «credit utilisation»
On checking my credit score, I have a score that is probably better than I expected - I never miss payments or anything like that - but they say my credit utilisation is high and so on.
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Having a low credit utilisation ratio can qualify you for low loan interest rates as you will be considered low risk customer.
Access to cheaper loans: If you want to apply for personal or auto loan, the concerned financial institution will like to consider your current credit utilisation ratio.