Sentences with phrase «credit with a financial institution»

A personal loan — especially if it is secured by some type of business asset — is a less expensive alternative and may even lead to establishing a business line of credit with your financial institution.

The report also specifically looks at student reliance upon private loans including securing lines of credit with a financial institution.

Not exact matches

According to Jerome Katz, the Coleman Professor in Entrepreneurship at Saint Louis University's John Cook School of Business, the biggest challenge with incorporating as a benefit corporation is in developing credit with banks and financial institutions.

On top of the risk of federal prosecution, IRS targeting and asset seizure, cannabis entrepreneurs have to cope with the hazards of conducting a business that deals mostly in cash, since a majority of traditional financial institutions — banks, credit card issuers, and payment transaction companies — won't provide services to the industry.

Pageonce iPhone and BlackBerry apps Banks it works with: America First Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Thousands of financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transFinancial, SunTrust, Synovus, USAA and Wachovia What you'll like: Thousands of financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transfinancial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transfer money

Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.

This arrangement makes loans to startups and existing businesses with poor credit histories less risky for the financial institution.

Some experts have even suggested that financial institutions may want to check the credit histories of people in your online network to help determine your creditworthiness, with the idea being that people tend to share the same consumer habits as their peers.

In early 2018, the ministry held a number of consultations with representatives of lending platforms, credit unions and large financial institutions to determine the best approach.

Gannesh joined Credit Karma in September 2017 with more than 20 years of experience in creating synergies between technology and financial institutions.

We may also collect personal information about you through your ongoing interactions with us, from references, employers and other financial institutions you have identified in your application as well as credit bureaus and other third party sources.

In the press release, he cited multiple reasons for investing in Credit Karma, including the company's «cutting - edge technology» and its «unwavering focus on long - term partnerships» with both members and financial institutions.

We entered into the Asset - Based Credit Facility with several financial institutions, including affiliates of Morgan Stanley & Co..

As of December 31, 2013, the Company had term loan facilities with a financial institution totaling $ 26.0 million consisting of a $ 14.0 million revolving line of credit, a $ 3.0 million senior term loan, and a $ 9.0 million mezzanine term loan facility.

It applies to the economic or professional activities of a wide range of persons, including credit and financial institutions, organizers of games of chance, intermediaries in transactions with real property, traders in transactions involving more than $ 15,000 or its equivalent, pawnbrokers, precious metals and stones traders, auditors, providers of trust and company services, and non-profit associations and foundations.

For instance, the service securely connects with your bank, credit card, PayPal and 10,000 other financial institutions to automatically download and import expenses, deposits and other financial data in real time.

The company is successfully changing the way people in need of loans interact with their community financial institutions by employing a unified online application process that enables borrowers to get low - interest loans directly from community banks and credit unions.

When the beneficial owner rule goes into effect May 11, financial institutions covered by it will have to start identifying and verifying all «beneficial owners» of business entities who want to do business with them, including applying for business credit.

Although many lenders will offer similar rates based upon your credit score, credit history, and income, sometimes the best available rates will come from a financial institution that is familiar with you (such as your local bank or credit union) or from nontraditional sources, such as peer - to - peer lending platforms.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevaFinancial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevafinancial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Its business, like that of all modern central banks (but unlike that of, say, the Gosbank), is that of keeping the overall scale of credit creation within bounds consistent with macroeconomic stability, while leaving private financial institutions as free as is consistent with preserving that stability to decide how best to employ scarce credit.

BSCJ looks a lot like the general market, with most of its portfolio split between industrial and financial institution debt, and a BBB + average credit rating.

But, once the model was in place, he and his team began approaching financial institutions and digitising their credit policies, while also integrating with their (FIs) systems.

Lower interest rates compared with some credit cards and traditional financial institutions.

Some financial institutions only accept applications from clients with stellar credit while others have more lenient requirements.

Because the stay is short, building credit or establishing a long - term relationship with a financial institution is not necessary.

Other financial institutions» credit cards offer better benefits with greater flexibility of use.

We have years of experience partnering with banks, credit unions, and other financial institutions.

Before joining DFAIT, he worked at the Department of Finance, including from 1983 - 1990 with the Financial Sector Policy Branch where he served as Project Director, Financial Institutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit AssociatiFinancial Sector Policy Branch where he served as Project Director, Financial Institutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit AssociatiFinancial Institutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit AssociInstitutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit Associatifinancial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit Associinstitutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit Associations Act).

These nonprofit financial institutions often offer financing to borrowers of all credit types with much lower interest rates than you'd get at other institutions.

Bloom stated that, despite the popularity of FICO, the credit system leaves over 45 million U.S. citizens with no credit score, thus, they are not allowed to — or they have to work hard to — take loans from financial institutions.

State lawmakers are considering budget proposals from Gov. Andrew Cuomo to use $ 1 billion from settlements with financial institutions to help the authority pay for a budget - busting replacement for the Tappan Zee Bridge and for toll tax credits.

Consumers also should use a hand to cover a keypad when entering a PIN and be careful of criminals «shoulder surfing»; regularly monitor their accounts, financial statements, and credit reports to be alerted to skimmer fraud or any type of identity theft; and, provide financial institutions with up - to - date contact information, including a mobile telephone number.

Increasingly, bank branches are headquartered in distant urban areas — and in some cases, financial «deserts» exist in towns with few or no traditional financial institutions such as banks and credit unions.

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

The USDOT provides a guarantee to participating STLP financial institutions who provide revolving lines of credit up to $ 750,000 for small businesses with federally funded transportation - related contracts.

Our experience with a wide variety of financial institutions helps us provide financing for all credit levels.

We have long term relationships with the top financial institutions in the country that offer financing to both good and bad credit buyers.

You can fill out our online credit application to see what car loans and car leasing programs that you qualify for, whether you choose to go with Honda Financial Services or a through local financial insFinancial Services or a through local financial insfinancial institution.

We work with most major financial Institutions and credit unions.

However, your chances of getting a great interest rate are improved if you walk through the door pre-approved with a loan because the dealer and its network of financial institutions will know that you're credit - worthy, and they'll know what rate they need to beat to win your business.

These are financial institutions that exist to serve consumers with bad credit.

We work with most major Financial Institutions and Credit Unions.

Are consumers going to change banks if they can't use their iPhone or Droid in place of a credit card with their current financial institution?

Those concerned with the security for mobile wallets, should know that on May 14th the Canadian Bankers Association with the country's leading financial institutions issued guidelines and principles operating on the same security standards used by chip - enabled credit and debit cards and existing wireless point - of - sale terminals at retailers.

Some public libraries partner with local banks and other financial institutions to address topics from budgeting, saving and banking basics to credit cards, identity theft and financial aid for college.

With increasing fees, people are taking a step back to consider which financial institution is right for them, and what credit unions have to offer.

In short, it's the rate at which financial institutions loan each other money overnight and has a direct impact on those consumers who are carrying credit card accounts with variable interest rates.

Prior to working with Joan, I ran into one brick wall after another with financial institutions that simply judged me based on a «credit score» without taking into account any contributing factors beyond my control.

Because regional banks and credit unions often operate on a smaller scale, customers can have a much more intimate relationship with these financial institutions.