Once you have worked all of this out you then need to
decide upon an offer that you can make to your
creditors with a revised level of monthly repayments.
Each month, you pay the amount
decided upon to the IP who will then distribute among your
creditors in an appropriate manner.
If you don't have a Last Will and Testament
upon your death, then these laws
decide who inherits your Florida real estate and other personal property, as well as how your
creditors are to be paid (like credit card debt, mortgages, funeral expenses, etc.).