Sentences with phrase «credits results in higher interest rates»

Taking credits results in higher interest rates, although Better's rates are still competitive in relation to traditional lenders.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Naturally, a lower credit score will make it more difficult to borrow, and result in higher interest rates on any new credit that you do obtain.
Taking on wedding - related debt could damage your credit score — and result in a higher interest rate on that mortgage, he said.
Just like a thorough vetting of cabinet nominees could have foreseen the scandals that later emerged, a thorough vetting and review process for the monster tax cut legislation would have cautioned against such radical moves in the face of massive maturing supply, a trimming Fed, and a debt - strapped consumer that is seeing higher interest rates on mortgages and credit cards as a result of the spike in rates.
Profile # 2: Consumer with 621 to 699 Credit Score, Home Value of $ 198,000 and 10 % Down Payment Lowering the credit score in the second profile resulted in higher interest rates andCredit Score, Home Value of $ 198,000 and 10 % Down Payment Lowering the credit score in the second profile resulted in higher interest rates andcredit score in the second profile resulted in higher interest rates and APRs.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
Having your loan tied to a part of your home's value usually results in lower interest rates, Drake says, but someone with a good income and a high credit score may be able to get a low rate on a personal loan or peer - to - peer loan.
Good credit should make the process easy, but bad credit can result in application denials or higher interest rates, which probably won't help you.
As the result you get a higher interest rate when you: take a loan, open a new credit card account, lease a car, etc. 29 % of the credit reports in this study contained even more serious errors that could result in the denial of credit.
A credit score above 700 is considered good while any score below 600 would be considered poor resulting in higher interest rates.
If this happens more than once it may result in higher interest rates, a lesser ability to obtain credit and additional fees and penalty charges added to your credit card balance.
A refinance second mortgage should result in lower monthly payments than what credit card companies charge; take a look at what interest your credit card company charges, some rates are as high as 29 %.
While the credit rating of these securities remains high and the ARS are paying interest according to their terms, as a result of the potentially long maturity and lack of liquidity for ARS, the Company believes the value of the ARS in NTI's portfolio has been impaired.
In the U.S., tougher regulations are resulting in higher credit card interest rates, and it looks like the same may happen in Canada, as companies try to recoup their losseIn the U.S., tougher regulations are resulting in higher credit card interest rates, and it looks like the same may happen in Canada, as companies try to recoup their lossein higher credit card interest rates, and it looks like the same may happen in Canada, as companies try to recoup their lossein Canada, as companies try to recoup their losses.
Even though many students look forward to such things, having poor credit will result in higher prices and interest rates.
Generally speaking, a better credit history will result in a lower interest rate on the loan, whereas a credit history with past due payments, previous defaults, and collections will often lead to a higher interest rat, to offset the lender's increased risk in offering credit to a borrower with poor credit.
A poor credit history or low credit score makes you a high - risk borrower and typically result in higher interest rates, whereas additional history and an increased score could potentially result in a refinance with a lower rate.
Credit card use at ATM's will also usually result in a cash advance which in most cases come strapped with a higher interest rate.
This has resulted in higher interest rates for individuals with existing credit cards, and historically high initial interest rate offers for new credit cards.
Some exchanges charge exorbitant fees for purchases made with credit cards, and card issuers might classify these purchases as cash advances — which would result in high interest rates and additional fees.
However, being considered an at - risk consumer will unquestionably result in higher interest rates than if you had good or excellent credit.
Lower credit rating can result in higher premiums and interest rates.
Taking out a cash advance using a credit card will usually result in a higher interest rate being charged to the transaction.
Good credit should make the process easy, but bad credit can result in application denials or higher interest rates, which probably won't help you.
Your co-signer is accepting complete liability of your loan; as a result, until you pay off the debt, it will limit his or her borrowing potential and will probably result in higher interest rates on other loans and purchases made on credit.
A bad credit report can become an obstacle, resulting in denials for credit or higher interest rates, but borrowers with...
These errors result in lost jobs, denied mortgage applications, and higher interest rates for those who do obtain credit
A poor credit score will result in a higher interest rate leading to thousands of extra dollars in interest expense over the life of a loan.
Even if the market is moving upwards, if volatility is elevated the higher costs the insurance company must pay as a result can result in reduced cap and participation rates, reducing the amount of interest credited to your index - linked subaccounts.
That results in more expensive credit in the future, and higher interest rates on some accounts you have right now.
Although minor at first, credit checks can incrementally result in higher interest rates or denial of future loans
Higher credit scores will result in the best deals (interest rates as low as 0 %).
They typically carry more credit risk than those issued by Fannie Mae or Freddie Mac, which often results in higher interest rates.
Keeping up with your credit is important, since a poor credit report can result in higher interest rates on loans, and can even lead to you paying more for different financial products and services, including paying higher insurance premiums.
Identity theft or an error on your credit report could easily cause your credit score to lose valuable points, resulting in higher interest rates or a denial for credit.
A bad credit report can become an obstacle, resulting in denials for credit or higher interest rates, but borrowers with low credit scores can still purchase a home.
Should this happen, your credit scores can unfairly plummet, resulting in your credit being rejected or you paying higher interest rates.
There is a point in time where the savings you received as a result of your lender credit is completely eroded by the higher monthly payments your increased interest rate costs you.
As such, improper use of credit cards can result in lower credit ratings, which can eventually translate into either inability to obtain additional credit or higher interest rates charged on loans.
The interest rates on these premier credit cards can be a bit high, resulting in even more costs.
It can also result in lenders charging you a higher interest rate than you would have qualified for with a better credit score.
Think of the boost as a way to save money later when you apply for an auto loan, home loan or another form of long - term debt where a high credit score will likely result in big savings via a lower interest rate.
And, when you can get credit, it will result in higher interest rates.
This doesn't mean you're out of luck if your credit score is on the lower end, but applying for a home equity loan with bad credit may result in being offered less or paying a bit more in the long run because of higher interest rates.
Negative information on your report can result in a lower score, meaning higher interest rates on credit cards and loans that could cost you a lot of money in the long run.
Nevertheless if you have good credit, this may result in lower interest charges, allowing you to pay off your loan at a higher rate.
Last June I wrote about my personal finance application cycle, in which I applied for a Chase Slate and Citi Double Cash credit card in order to run up high balances and use the resulting negative - interest - rate loans to finance other projects.
Not only does carrying a large balance from month to month often mean interest fees, it also results in a high utilization rate being reported to the credit agencies.
Remember, a high credit score may result in a lower interest rate on a mortgage or car loan.
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