Sentences with phrase «creditworthiness of borrower»

Rate / APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the HSH quotes.

Securing a Kirkland hard money loan through Veristone will happen more quickly than securing a traditional loan, therefore, and the income and creditworthiness of the borrower simply are not the significant factors that they are when taking the traditional route.

Securing a Renton hard money loan through Veristone will happen more quickly than securing a traditional loan, therefore, and the income and creditworthiness of the borrower simply are not the significant factors that they are when taking the traditional route.

The price may also reflect factors such as the type of loan, the «lock - in» period, and the creditworthiness of the borrower.

Securing a Redmond hard money loan through Veristone will happen more quickly than securing a traditional loan, therefore, and the income and creditworthiness of the borrower simply are not the significant factors that they are when taking the traditional route.

Hard - money lenders do not rely on the creditworthiness of the borrower.

This means that lenders can't just rewrite their lending standards, and have to justify making a loan by confirming objective criteria demonstrating the creditworthiness of the borrower.

Assess the creditworthiness of the borrower and the expected appreciation rate of the property to judge the rate of return from the investment

The Vantage credit scoring model may also have advantages over FICO when it comes to evaluating the creditworthiness of a borrower who doesn't have a lot of recent credit activity.

Interest rates on a private loan can vary based on the lender and the creditworthiness of the borrower and cosigner.

Actual rate and term based on creditworthiness of borrower and percentage of loan - to - value; rates subject to change without notice.

The biggest influence on the rate is the creditworthiness of the borrower.

All these are used to determine the creditworthiness of a borrower before giving them a loan.

The fee will depend on the creditworthiness of the borrower.

Interest rates for the Custom Choice Loan are based on the creditworthiness of the borrower and cosigner, if applicable.

The price may also reflect factors such as the type of loan, the «lock - in» period, and the creditworthiness of the borrower.

Credit score is one of the important factors that lenders consider while assessing the creditworthiness of any borrower.

Traditionally, market participants have used credit ratings to assess the creditworthiness of the borrower and as consistent standards so they could make comparisons across geographies and sectors.

The pros call it «credit risk» because you're depending on the creditworthiness of the borrower.

Depending upon the lender, the creditworthiness of the borrower, the loan purpose, and the loan type, online lenders offer a variety of potential loans to small business owners — short - and long - term loans along with lines of credit to meet a variety of business needs.

During the refinancing process the lender will access the creditworthiness of the borrower and issue a new loan with a new interest rate based on the applicant's credit history and other factors.

I am using the automatic reinvestment option offered by my crowdfunding site, based on risk parameters I set up when opening the account (loan - to - value ratio, creditworthiness of borrower, location of property, kind of project, etc.).

Ninety percent of creditors and lenders use the FICO credit score to determine the creditworthiness of a borrower and the likelihood of repaying a debt.

Unsecured loans require no collateral, so the lender must rely on the creditworthiness of the borrower when approving a loan.

Student loan interest rates can vary considerably, depending on the type of loan (federal or private), the creditworthiness of the borrower, and whether the interest rate is fixed or variable.

Repayment terms and i nterest rates vary based on the creditworthiness of each borrower.

Rates and APR and other terms may vary from those displayed based on the creditworthiness of the borrower requesting the funding, the type of dwelling, whether the borrower is self - employed, the location of the property for the loan and other factors.

Interest rates on peer - to - peer loans can vary greatly and depend on the creditworthiness of the borrower.

Depending upon the lender, the creditworthiness of the borrower, the loan purpose, and the loan type, online lenders offer a variety of potential loans to small business owners — short - and long - term loans along with lines of credit to meet a variety of business needs.

Moreover, instead of passively mimicking their peers (irrational herding), lenders engage in active observational learning (rational herding); they infer the creditworthiness of borrowers by observing peer lending decisions, and use publicly observable borrower characteristics to moderate their inferences.

If loans can't be discharged in bankruptcy, it makes the creditworthiness of borrowers much less of a concern, which results in many more loans being made, which results in price inflation in whatever is bought with the loaned money.

PMI rates are based on the loan - to - value ratio as well as the creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments on time, low equity is still considered an increased risk on the loan.

As part of this effort, FHA will also direct its approved mortgage lenders that loan approval «must be based on the creditworthiness of borrowers and not on unrelated factors or characteristics, such as sexual orientation or gender identity,» HUD said.

Almost half of the universe rated by credit rating agencies (which help determine the creditworthiness of borrowers) is now rated at the lower end of the spectrum (BBB), up sharply from less than 30 % in the late 1990s.

Lenders make decisions about the creditworthiness of borrowers based primarily on credit reports and credit scores — two ways to quickly assess an applicant's credit history.

As corporate fundamentals usually also improve, this provides a boost to company profits and improves the creditworthiness of borrowers, supporting their corporate bonds.

Countrywide seemed to purposely ignore the creditworthiness of borrowers as they jammed it out the door lent on mortgages.

We're working to re-insert human relationships into the financial system by using social underwriting to assess the creditworthiness of our borrowers.

«When you having interest rates going up and these bonds coming down, but the creditworthiness of borrowers improving, the cross winds are hard to figure out,» he said.

Each lender has its own guidelines for gauging the creditworthiness of borrowers based on these general credit score ranges, but the type of mortgage used to finance a home purchase may play a role as well.

The Fed, however, seems stuck on the idea that their job should be to inflate rapid credit expansion regardless of the creditworthiness of the borrowers.

Not exact matches

The government also laid out a number of ways to improve the accuracy and operation of the credit scoring companies to prevent or fix the errors in the reports that lenders use to assess borrowers» creditworthiness and set rates.

The rates depend on the borrower's creditworthiness and that of the co-signer.

Virtually all lenders judge a borrower's creditworthiness using some version of a system known as the «5 Cs of credit.»

While credit records are primarily used by lenders to evaluate a potential borrower's creditworthiness and ability to repay, they can also provide a comprehensive picture of outstanding balances and delinquencies and how they interact.

When it comes to federal student loans, borrowers receive the same interest rate, regardless of income, job status, college major, or creditworthiness.

An unsecured small business loan is a loan that requires no collateral but rather is based solely upon the creditworthiness of the small business borrower.

Personal credit score is really a reflection of how a borrower meets his or her personal credit obligations and may not necessarily be the best way to determine business creditworthiness — your business credit profile may be a better reflection of that.

Borrowers must show their creditworthiness and viability of their business idea to qualify.

The average borrower has a credit score of at least 750, so creditworthiness plays a major factor in the approval process for these loans.