By the way, these rules apply whether you've got
crummy credit and are trying to dig out, or you've got pretty good credit and are trying to take it to the next level.
Crummy credit can cost you thousands of dollars throughout your life in the form of higher interest rates on mortgages, car loans, credit cards and more.
In the old days, it might have been a little easier to cope with
a crummy credit score, especially for those folks who like to pay cash for services or don't aspire to major consumer purchases.
So if you have a spouse with
a crummy credit profile, you should take a look at Kentucky FHA Mortgage Loans to see if it will work for you.
Not exact matches
There's another way to get a free
credit score: Get denied for
credit, or get offered a
crummy interest rate.
If you don't have any
credit cards and you have never taken out a loan, then your
credit score is probably pretty
crummy.