Charlie has a $ 500,000 whole life insurance policy with an $ 80,000 cash value, into which he has paid $ 65,000 of
cumulative premiums over the years.
Cumulative increases in FHA insurance
premiums over the past two years that translates to about $ 100 a month in additional out - of - pocket costs for borrowers also is also discouraging buyers from using FHA financing, according to Realtors participating in the survey.