«Computer failure; malicious software attack; an attack, closure, or disappearance of a
virtual currency exchange company; lack of security; loss of your private key; or a sudden or dramatic change in value» are just a few examples explains the SB3082 text.
There is at least one
currency exchange company that I can think of, which is founded on the premise that banks charge too much (TransferWise).
You can buy and sell physical foreign currency through
a currency exchange company like TreasuryVault.
This is like
a currency exchange company that deals with points and miles from different companies, instead of currencies from various countries.
One company that sells such services admitted that, «We've worked on Reddit pages before... Forex companies, financial exchange,
currency exchange companies.»