However, if you decide to leave a big gap between the time you collect the premium from the customer and the time that a premium payment is made to the insurance company, then it would be between you and your customer to deal
with currency exchange fluctuation related issues.
Similar to other foreign bonds, such as the Bulldog Bond, Samurai Bond, and Matilda Bond, the Maple Bond gives domestic investors (in this case, Canadian investors) the opportunity to invest in foreign companies without worrying about the effects
of currency exchange fluctuations.
The MSCI EAFE ETF Segment includes international securities that carry additional risks, including
currency exchange fluctuation and different government regulations, economic conditions and accounting standards.
Due to foreign
currency exchange fluctuations, gift cards issued by Canadian retailers may be offered at a different redemption value than gift cards issued by U.S. retailers and redemption values are subject to change without notice.