Enjoy travel without the
hidden currency fees - Curve saves you money while spending from your own accounts.
I have an upcoming post about this very topic:) In Australia I was lucky enough to score a CC that has no foreign
currency fees at all and as long as I keep it topped up with credit will never pay interest either.
Overseas, there is no ATM access fee (although the owner may still charge one), but unfortunately, there is still a 2.95 % foreign
currency fee charged on the Australian Dollar amount of the transaction.
If your card issuer only specifies
local currency fees, this means they do not charge for transactions in US currency, and vice versa.
A rough back - of - the - envelope calculation shows that you can get back the
initial currency fee in about 4 to 5 years of investing in the VEA.
Yet only three of the six new characters are available from the get go, with one character locked behind in - game currency (or a nominal
real currency fee), one behind a full - on paywall, and one that isn't even available yet.
Users may upload music for a
virtual currency fee to the site and often upload a plethora of popular songs, and game developers can use those uploads for free in their own game.
«We removed our 2 %
foreign currency fee as an added convenience to our card members so that it is one last thing for them to worry about when traveling internationally,» a Discover spokeswoman wrote in an email.
If you travel to the US often, consider a US Dollar credit card, a US Dollar bank account or applying for a credit card that doesn't charge foreign
currency fees: the Amazon Rewards Card and Marriott Rewards Premier Visa.
Currency Conversion Fees
The currency fees at Scotia iTrade are rather steep.
The calculations aren't straightforward: in addition to
the currency fees and MERs, you also have to consider the different ways each ETF is taxed.
Currency fees are really bad.
Unfortunately, Citibank does charge a 3 % foreign
currency fee.
Every time you buy a US asset you pay 1.4 % as
a currency fee.
When you see the US asset you pay ather 1.4 %
currency fee.
Also, both Visa and MasterCard (international corporations AND issuers) have been recently sued in at least two state courts in the US for failing to adequately disclose the additional foreign
currency fees to their customers.
Unfortunately, Citibank does charge a 3 % foreign
currency fee.