Sentences with phrase «current value of your house»

I'm in a similar situation, but with the way the market is right now and knowing the current value of our house, even with all the updates we did, refinancing wouldn't be an option for us.

The amount you owe on your first mortgage is about the same or slightly less than the current value of your house.

Do you believe that the amount you owe on your first mortgage is about the same or less than the current value of your house?

Or, you could sell her a share of the property equal to $ 70K / (current value of the house), but this would need to be allowed by the current lender, which might get complicated.

Through that program, the outstanding debt is aligned more closely with the current value of the house.

Zillow.com will offer its Zestimate feature in Canada — an often controversial computer algorithm that provides estimates of the current value of houses.

Remember that lenders usually won't finance you past the current value of the house, so you may have to look at less conventional methods to get adequate financing.

The original purchase price might not have anything to do with the current value of the house.

Establish the current value of the house - make sure loan is greater than value.

Not exact matches

«We were particularly encouraged to see fiscal discipline in light of the continued economic uncertainty seen elsewhere in Canada and the world, the establishment of a commission on tax competitiveness to evaluate current taxation instruments like the provincial sales tax, and proposed changes to the property transfer tax to start addressing housing affordability by increasing the exemption threshold and introducing a third tax rate on higher - valued properties.»

The RBC housing affordability measure captures the proportion of pre-tax household income that would be needed to service the costs of owning a specified category of home at current market values (a fall in the measure represents an improvement in affordability).

«[Project C.O.R.E.] has no value unless we learn how to balance physical development with human capital development,» says Danise Jones - Dorsey, a longtime Fells Point resident, former Baltimore Housing Authority official, and current member of the North East Housing Initiative land trust.

If the house is worth $ 160,000, the homeowner has a current loan - to - value (LTV) ratio of 125 percent.

ZIP Code areas with less than a 10 % change in quantity and median home values below 75 % of the within - metro median (across all ZIP Code areas within the metro) are labeled as having legacy housing supply that exceeds current demand.

Finally, rather than falling, if the value of loan approvals was to grow by 2 per cent per month from the November 2003 level until the end of 2004, housing credit growth would be expected to remain at around its current rate of close to 25 per cent.

The District has worked with their bond consultants to formulate a bond structure that would increase the amount of property taxes that a $ 300,000 market value house pays to the Park District by $ 36 over current levels to retire this new debt.

«If organizations want to investigate the possibility of tying in external data into their operations, they can use our technique, run it on their current data alongside their in - house data, and get the value of the new model,» Nagrecha said.

The comments come from current Teachers, Teaching Assistants, SEND co-ordinators, heads of house, inclusion managers and Form Group Tutors...: We used this in small groups in our new class every morning for a week, what a great start, everyone is still buzzing... Builds a strong sense of belonging to something special... your class... Encourages differences and similarities to recognised and valued... Hugely improves our efforts at inclusion... The students quickly came out of their shells and are blossoming... Reveals much of the nature of the students... Gets us buzzing as a group... Encourages participants to take part in their own game and go and find things out from others... brilliant ice breaker game... Helped to resolve a huge problem we had in getting students to gel... Switches the students brains on from the moment go... Helps to break down various barriers... Gives a big boost to developing important life skills... This gives a great insight and a fantastic array of examples, clues and hints as to the characters of each individual in the group... Helps participants learn some things about themselves... Helps participants learn some things about others... Helps you learn about the participants (you can be a player as well on some occasions)... Makes it easy to develop class rules of fairness and cooperation... Builds a sense of purpose... Creates a sense of community and togetherness... Brilliant, just brilliant... our school is buzzing...

Is there enough room between the value of the house and the current mortgage?

To assess these lenders will have to get a metric known as LTV or loan to value ratio by dividing existing debts with the current appraised value of the house.

Unfortunately for both you and your neighbor, selling your house resets the assessed value of the house to the current fair value (in almost all cases this is the amount of money the house sold for).

Commissioner Stevens asserts that writing down mortgage loans to reflect current home values is important for boosting US housing markets; as long as high foreclosure rates and large numbers of bank - owned foreclosed properties are available, housing markets aren't likely to improve.

The assessed value of both houses has risen to the current $ 1M value.

Toronto has seen spikes in the housing markets, which means that 6 months old appraisals are not usually an accurate measure of a property's current value.

This is a sad reality of the current housing values.

If you have less than $ 22,975 (using federal exemptions) or $ 75,000 (using Wisconsin exemptions) of equity in your home (value of the house — amount owed on all mortgages = equity), and are current on your mortgage payments, you can usually continue to make your mortgage payments and keep your house in a Chapter 7 bankruptcy.

The HARP program offers help to people who are underwater on a mortgage as long as it does not exceed 125 percent of the house's current market value.

For example, you could (1) keep the house or automobile and the debt (as long as you are current and continue keeping them current)(2) «redeem» the automobile (pay it off at it's current «fair market value») or (3) return the home or vehicle, and any balance due is included in your bankruptcy and the balance of the debt is wiped out.

Now, I have two questions regarding the tax on capital gain that we should pay, as well as land transfer fee that my dad has to pay: (a) If we give the condo to my dad as a gift or sell it to him for let's say $ 1, do we need to pay tax on the capital gain based on the current market value of the house?

For example, if your current mortgage value is $ 150.000, and the value of the property is $ 200.000, your mortgage ratio is 75 %, However, if you have just bought your house, with a down payment of say $ 10.000, your mortgage would be $ 190.000 and the mortgage ratio is 95 %.

Appraised value for property is not concerned with current trends such as a hot or cold housing market or the motivations of buyers and sellers.

This is advisable only if you have paid more that half of your mortgage or you have made improvements on the house and the current value is higher than that considered for the original loan.

Since the financial crisis, when housing prices tumbled, the disparity between the current value of the home and the total balance on the mortgage has often meant the difference between keeping a home and losing it to foreclosure.

So if you find a home worth $ 45,000 in the condition it's in, and needs $ 20,000 in repair work, and after it is repaired the current fair market value is worth $ 100,000, then typically they can lend you up to $ 70,000, which would cover the cost of the house and the repairs.

Most important, housing counselors say, is a rule that allows heirs to pay 95 percent of the current fair market value of the property — a price that is determined by an appraiser hired by the lenders.

If there is positive equity, the heirs can chose to sell or refinance; if the house has negative equity, they can chose to buy the house for 95 % of the current appraised value.

Take guesses at the current market value — no need to be super precise here, no one really knows the current market value of your house or car anyway.

Much, but not all of the upset in the lending markets (which, if you look at swap spreads, the current manifestation of the crisis seems to be passing — down 4 basis points today), is from deflating values in housing.

This metric also known as LTV is calculated by dividing the total value of mortgages on a house by its current selling price in that market.

The real estate agent should make it known that the sale of the home is contingent on both VA approval, and the house being sold at its current, fair market value.

These «mortgages» are based on the age of the homeowner, the current value of the home, and the fact that the house is currently in good repair.

If their house won't appraise for the value needed to obtain a new loan, they are stuck in their current contract with potentially unfavorable rates in the later years (9.9 % above prime was not unheard of.)

[NB: i) Church House's Argo stake is held by the Deep Value Investments Fund, managed by Jeroen Bos — if you haven't read it already, I can highly recommend his recent book «Deep Value Investing», ii) XXX Capital Management is a well - known European hedge fund, which hasn't publicly disclosed a holding in Argo to date, hence the redaction — Argo management are obviously aware of their shareholding & support, and iii) the letter was based on a GBP 14p share price & a higher GBP / USD rate — at the current 13.875 p price and exchange rate, Argo now trades at a 36 % discount to net cash and investments, and a 47 % discount to net tangible assets.]

There are some industry pundits claiming that residential home values have risen too quickly and that current levels are on the verge of another housing bubble.

It's 80 % of your current house value.

Your mortgage lender must agree to participate in this mortgage refinance and it must agree to lower your owed amount to no more than 97.75 percent of your house's current value.

Each book in the Animal Planet Pet Care Library offers incredible value, featuring: * 112 pages of all - new, current information from pet care and animal experts * No canned text — content is newly written for each book * Family - friendly design with over 60 full - color photographs plus helpful tip boxes * Includes advice on feeding, housing, grooming, training, health care, and fun activities

Each book in the Animal Planet Pet Care Library offers incredible value, featuring: * 112 pages of all - new, current information from pet care and animal experts * No canned text — content text is newly written for each book * Family - friendly design with over 60 full - color photographs plus helpful tip boxes * Includes advice on feeding, housing, grooming, training, health care, and fun activities

Neither the auction house nor a third party had been willing to risk guaranteeing the sale of such a high - value work in the current environment.

EXHIBITIONS / SCREENINGS / READINGS (* solo or two - person) Apparatus for a Utopian Image 2.0, Center and Foundation for Contemporary Arts, Prague, 2018 CV, YYZ Artist's Outlet, Toronto, 2017 * Artist's Rendering (DISTRESSED, RELAXED), AXENÉO7, Quebec, 2017 * You can tell that i'm alive and well because I weep continuously, Knockdown Center, New York, 2017 Apparatus for a Utopian Image, Elizabeth Foundation for the Arts Project Space, New York, 2016 Self - Titled (Materials for a 21st Century Room — or SWAMPED, EXHAUSTED, HESITATING), 8 - 11, Toronto, 2016 * Self - Titled (w / Aryen Hoesktra & Shane Krepakevich), Modern Fuel, Ontario, 2016 Local Tide (curated by PARALLELOGRAMS and Francesca Capone), S1, Portland OR, 2016 Double Visions, Elizabeth Foundation for the Arts Project Space, New York, 2015 From Line to Constellation, Granoff Center, Providence, 2015 Maximum Sideline: Postscript, Proxy, Providence, 2015 Use Values, SPRING / BREAK Art Show, New York, 2015 An Earthquake at the Race Tracks, Museo de la Cuidad, Santiago de Querétaro, Mexico, 2014 Classroom, NY Art Book Fair, PS1, New York, 2014 Almost Everything, Eric Arthur Gallery, Toronto, 2014 Milieu, Skol Centre des Arts Actuel, Montreal, 2013 * More Than Two (Let It Make Itself)[w / Josh Thorpe], The Power Plant, Toronto, 2013 Cultural Fluency, BRIC Rotunda Gallery, Brooklyn, 2013 Sediment, G Gallery, Toronto, 2012 Survive.Resist, CAFKA Biennial, Kitchener - Waterloo, Canada, 2011 On Printed Matter, [w / Josh Thorpe], Printed Matter, New York, 2011 * Around YYZ [w / Josh Thorpe], YYZ Artist's Outlet, Toronto, 2010 - 11 * House Broken, Flux Factory, NY 2010 Reading the Garden [w / Josh Thorpe], Toronto Sculpture Garden, Toronto, 2010 * Titles, Art Metropole, Toronto, 2009 On Convenience [w / Josh Thorpe], Convenience Gallery, Toronto, 2009 * Vehicle [organized by WayUpWayDown curatorial collective], Nuit Blanche, Toronto, 2008 ERI 3: Eyelevel Re-Shelving Initiative, Eyelevel Gallery, Halifax, 2008 AT WORK, Toronto Free Gallery, Toronto, 2007 Rip Current, Eyelevel Gallery, Halifax, 2007 Tales from the Cyclop's Library, Third Space Gallery, Saint John, 2007 Unsurprising Geographies [w / Andrea Williamson], Eyelevel Gallery, Halifax, 2006 Alectric 3, Alectric Audio [online exhibition] 2006 a / s / l, Anna Leonowens Gallery, Halifax, 2006 * RESIDENCIES Interrupt 3, Brown University, Rhode Island 2015 SHIFT, Elizabeth Foundation for the Arts, New York, 2014 - 15 Artist - in - Residence, Workspace, Lower Manhattan Cultural Council, 2013 - 14 Visiting Scholar, NYU Advanced Media Studio, 2013 - 14 The Decapitated Museum, The Banff Centre, 2012 Making Artistic Inquiry Visible, The Banff Centre, 2008 AWARDS Canada Council for the Arts, Research and Creation, 2018 - 19 Banff Centre, Residency Scholarship — The Decapitated Museum, 2012 Foundation for Contemporary Art, Emergency Grant, 2011 Ontario Arts Council, Exhibition Assistance Grant, 2011 Ontario Arts Council, Exhibition Assistance Grant, 2009 University of Toronto, Graduate Fellowship, 2007 - 09 Social Sciences and Humanities Research Council, Canada Graduate Scholarship, 2007 - 08 Banff Centre, Residency Scholarship — Making Artistic Inquiry Visible, 2008 University of Toronto, David Buller Memorial Scholarship, 2007 NSCAD University, Simon Chang and Phyllis Levine Foundation Scholarship, 2006 New Brunswick Arts Board, Arts Scholarship, 2005 WRITING «Panorama of Our,» Plot, Claudia Weber, ed., 2015 «Anodyne: or X of Demarcation,» Rearviews II, Xenia Benivolski & Danielle St - Amour, eds., 2014 «On Printed Matter» Artefact:, C Magazine C122, 2014 «Lana Turner Has Collapsed!