Sentences with phrase «daily lives of our policyholders»
«We want to make life insurance more immediate and relevant in the daily lives of our policyholders and help them connect their financial well - being to their long - term health,» Michael Doughty, president of John Hancock Insurance, said in a statement.
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Becoming chronically ill means that the policyholder is not able to perform, without substantial assistance from another person for a period of at least 90 days, at least two out of the six activities of daily living or requires substantial supervision from another person, for a time period of at least 90 consecutive days, to protect the insured from threats to health and safety due to severe cognitive impairment.
The chronic illness rider will can be used if the policyholder can no longer perform two of the sex daily living activities.
Edelweiss Tokio Life - Hospital Cash Benefit Rider provides for daily allowance as well as post hospitalization benefits, in case of hospitalization of the policyholder.
A claim on a long - term care policy is made when the policyholder needs help to perform two or more of the activities of daily living, which are: