Shreveport homeowners insurance will not cover you against
damage caused by floods so you may want to give serious consideration to purchasing a flood insurance policy as well.
Not exact matches
So, even if your policy offers protection against wind,
damage caused by flooding likely would not be covered.
This applies only
so long as the
damage was not
caused by you (ex:
flood, crime, earthquake, accidental fire).
Homeowners insurance does not cover
damages caused by a
flood,
so anyone with a home in an area susceptible to
flooding should consider purchasing
flood insurance.
Keep in mind
flood and earthquake
damage isn't included on a basic landlord's policy
so damage caused by those would not be covered.
Your insurance plan covers any
damages caused by natural calamities like
flood, storm, landslide, cyclones, typhoon, earthquake, and
so on.
So even if there is
damage caused by natural calamities like
floods etc. or even accidents to your own vehicle, you can not claim compensation under your liability insurance.
So, even if your policy offers protection against wind,
damage caused by flooding likely would not be covered.
Standard home insurance will not cover
damage that is
caused by a natural disaster such as a
flood,
so if you want protection, be sure to add this coverage.
For example, nearly all home insurance policies exclude coverage for
damage caused by floods,
so supplemental
flood insurance is necessary.
This insurance option also covers
damage caused by such things as falling objects,
floods, vandalism and fires (
so long as they are not related to a collision).
This insurance covers all noncollision - related
damage, such as that
caused by falling objects,
floods, flying debris and fires,
so long as the
damage is not the result of a vehicular accident.
Also, be aware that your business insurance will not cover
damage caused by flooding,
so you should be sure to talk to your Trusted Choice agent about supplementing your Frankfort commercial insurance with a
flood insurance policy through the National
Flood Insurance Program (NFIP).