Sentences with phrase «damage coverage related»

This portion of your commercial general liability policy offers bodily injury and property damage coverage related to the ownership or maintenance of business premises.

Not exact matches

To have coverage for flood damage related to Mother Nature, you need to have a separate flood insurance policy.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

The following table illustrates the property damage related premiums at different coverage limits for a sample car and driver profile.

Liability coverage for bodily injury and property damage related to your home or your activities

Although most weather - related property damage is limited to the structure of the building and is therefore covered by your master policy, you will need the coverage afforded by your condo insurance if damage occurs within your home.

Renters insurance personal liability coverage pays for damages related to bodily injury and personal property when a policyholder is at fault or negligent.

Comprehensive covers things like theft and weather - related damage while collision provides coverage if you accidentally drove into a tree or covers your vehicle in an at - fault accident.

Typical coverage under this form includes damage from fire, lightning, explosion, smoke, vandalism, theft and water - related damage from property utilities.

However, you can seek special protection from flood - related damages with flood insurance, which is a separate policy that can make a smart addition to your existing home coverage.

Cameron County renters insurance from other providers often excludes coverage for wind and related damage, but Effective Coverage is often able to offer that coverage.

If you want this covered, you'll have to pay for a rider — additional coverage — that specifically covers damage and cleanup costs relating to sewage backups.

A pet damage rider can give you extra coverage, but even that coverage might come with limitations related to breed and deductibles.

Even though you may have been hurt in a work - related car accident, workers» compensation coverage doesn't always cover the full cost of damages, and it may not be your only source of compensation for your injuries.

Represented insurers in an asbestos coverage action: successfully argued on appeal for application of excess policy pollution exclusions to asbestos - related property damage claims.

If the insurance coverage is available, you may be able to recover all of your injury - related damages by filing a personal injury claim including:

Some companies do offer limited coverage for seepage, but the damage must be the result of a sudden event and not from a pre-existing or maintenance related issue.

If you know your policy number, you can reach out to the carrier in writing, letting them know that you have suffered some level of fire - related damage, that you intend to pursue a claim, and that for now, you are looking for assistance in coverages under your policy.

These are different (but related) provisions of your auto policy and come into play when the negligent driver either has no insurance or insufficient insurance coverage, to pay for the bodily injuries and / or property damage you acquired as a result of a car accident.

As a result of WSIB coverage, the employee would not be allowed to sue the employer for damages related to a workplace injury and the compliant employer's risk of financial exposure would be limited to the payment of premiums only.

Another consideration regarding the decision to involve an attorney relates to the amount or availability of insurance coverage to pay your damages.

Provided coverage advice to an international insurance company in a matter where a Missouri jury awarded $ 355 million in compensatory damages and $ 35.5 million in punitive damages against a financial institution for a trust that was intended to fund «pre-need» funeral policies that would cover all future funeral - related needs.

If you are involved in an accident with one of these drivers, you may have built - in coverage through your own auto insurance policy to compensate you for property damage and losses and expenses related to your injuries.

We advise and represent clients in insurance related matters including accident and disability, commercial insurance, general liability insurance, bad faith, errors and omissions, insurance coverage issues, insurance legislation, insurance litigation, professional indemnity, property damage and subrogation matters.

Ms. Vennos handles disputes involving business interruption and property damage, including coverage related to natural disasters like Superstorm Sandy and Hurricane Katrina.

Insurance coverage litigation relating to carriers» denial of coverage of various Superstorm Sandy damage to property.

Owen Bird's maritime lawyers have particular experience in matters relating to cargo coverage and damage, collisions, stevedoring, insurance (both defence and subrogated claims), regulatory matters, and other maritime claims, both in federal and provincial courts and at trial and appellate levels.

Commercial General Liability Insurance provides coverage for customer injuries, customer property damage, and lawsuits relating to both of these.

Liability coverage is required by law of all car owners, but it covers only expenses related to bodily injury or property damage you do to others.

Full coverage includes collision, comprehensive coverage and personal injury protection on top of the liability coverage and will pay for any on and off road damage to your car as well as any medical related costs regardless of who is found at fault for the accident.

«Comprehensive coverage» helps pay for damages to your motorcycle from causes not related to a collision.

Commercial Auto - coverage for motor vehicles owned by a business engaged in commerce that protects the insured against financial loss because of legal liability for motor vehicle related injuries, or damage to the property of others caused by accidents arising out of the ownership, maintenance, use, or care - custody & control of a motor vehicle.

Because host liquor liability coverage is automatically included in Bodily Injury and Property Damage Liability Coverage, any damages or settlements the insurer pays for liquor - related claims will reduce the each occurrence and general aggregate limits in the policy.

If your friend injures another person or damages someone else's property while driving your bike, your liability coverage may help pay for related expenses.

For example, Comprehensive coverage can help pay for damages related to fire, theft, vandalism, weather events and accidents involving animals.

Liability coverage for bodily injury and property damage related to your home or your activities

Comprehensive coverage pays for damage if the car is stolen or damaged by a fire, vandalism or other non-crash related circumstances [source: Travelers].

This type of North Carolina auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible).

This type of Washington, D.C. auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible).

This type of Washingon auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible).

«Travel insurance does include coverage for lost, stolen and damaged baggage, so customers could file a claim related to electronics packed in their baggage and they would be covered up to the limit of their policy.»

Uninsured / underinsured motorist coverage is optional, but recommended, as it protects the insured from absorbing various costs related to damages caused by an at - fault uninsured or underinsured motorist.

However, coverage is limited to car - related injuries and damage.

As you compare Woodbridge homeowners insurance plans, make sure you select a policy with comprehensive coverage for property damage related to natural disasters or severe storms.

Comprehensive coverage will cover damages and costs related to your vehicle because of most anything other than an accident.

You can purchase coverages from Oxon Hill car insurance providers to keep you financially protected from incidents when you are the victim of weather related automobile damages.

Comprehensive coverage is for damages not related to a collision, like theft or a tree falling on your car.

This coverage provides protection and covers expenses related to damaging a vehicle or injuring a person in an accident.

Your insurance company, though, will likely provide coverage for damage as well as cleanup costs related to the incident.

Liability coverage will cover expenses that are related to claims made by third parties against you for bodily injuries, death or even property damage.