Sentences with phrase «damage liability coverage on your policy»

Not exact matches

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Liability coverage on your policy is what you're looking for if you want to find coverage, of course, so let's presume that the damage was a result of your negligence and further that it's above and beyond normal wear and tear that could be expected by your landlord.

Liability coverage on Annapolis renters insurance is there to make sure that if someone is harmed by your actions in the form of bodily injury or property damage, your policy will be able to make them whole from the loss.

Your liability coverage on renters insurance in Annapolis will not only pay those damages up to the policy limit, but will also negotiate on your behalf with the other insurer and even provide a defense if you're sued for it.

The liability coverage on your policy protects you if, through your negligence, you cause property damage or bodily injury to another person.

Liability coverage on your car insurance policy pays for damage you cause in an accident to other people or other property.

The Standard Policy from CURE allows you to customize different levels of limits and deductibles on Bodily Injury Liability, Personal Injury Protection, Physical Damage Coverages, Collision or Comprehensive (Other - than - collision) Coverage, Towing & Labor Coverage, Extended Transportation Coverage, etc..

Personal liability: If someone is injured on your property, due to your fault, or you / your family members on your policy cause damage to others» property, this coverage will kick in.

Homeowner's policies provide personal liability coverage that applies to non-auto accidents on and off your property if the injury or damage is cased by you, a member of your family, or your pet.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,00On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,00on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

Your auto liability insurance policy may provide some coverage in case your boat and boat trailer cause damage to another's property while on the road.

If you only carry liability coverage on your personal auto policy, there would be no physical damage coverage provided to a rental car.

Liability coverage on your policy comes to your defense if someone sues you because they thought you caused them injury or property damage, and will both defend you and pay for the loss.

If the neighbor has a small kitchen fire and your property has smoke damage, the personal property coverage on your policy can take care of your loss and then you can let the insurance company deal with subrogating against the responsible party's liability coverage.

On our auto policy, the liability and uninsured motorist coverage is about 60 % of the cost while damage to the car coverage is 40 %.

For example, if John Doe had only $ 25,000 in liability coverage and you have damages of $ 75,000 and UIM coverage of $ 50,000, then you could recover $ 25,000 from John Doe's liability insurance and $ 50,000 from your UIM coverage on policies issued or renewed on or after January 1, 2008 (For policies issued or renewed before January 1, 2008 you would only receive $ 25,000 from your UIM coverage).

Averages for the default result are based on insurance for a married 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Tennesseans must have bodily injury and property damage liability coverage on their car insurance policies before getting behind the wheel.

If you're a driver in the Badger State, you're required to have bodily injury and property damage liability as well as uninsured motorist coverage on your auto insurance policy.

Averages rates are based on full coverage insurance for a married 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Averages are based on insurance for single 40 - year - old male and female driver who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Rates are based on full coverage for a single, 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/50 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 50,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Also, without bodily injury liability and property damage liability coverage on your car insurance policy, you will be held personally responsible for any injuries or damages you cause to others in an auto accident.

If you have liability coverage, collision and comprehensive on your auto insurance policy, you should be covered for damages to other... Read More

The liability coverage on a homeowner's insurance policy protects against damages for which you are found legally liable, such as injuries to others while on your property.

The following quotes for Hartford are built on a policy that includes $ 25,000 in coverage for bodily injury and property damage liability (which is above the minimum required amount for each state) as well as medical payments liability coverage as required in Maine.

Averages are based on insurance for a single 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

If you own a larger motorhome that is basically a home on wheels, then you may have coverage that looks similar to a homeowners policy, including liability coverage in case visitors in your RV or their property are damaged or injured due to your negligence; comprehensive coverage to pay for damage to your RV due to objects, fire, vandalism or severe weather events; and personal property coverage for your personal possessions inside the RV.

Most Canadians carry typical home / tenants / condo unit owner's policies providing coverage for their physical assets (fire, water damage, etc) and liability coverage against third party claims such as a slip & fall on one's premises / property.

Personal liability: If someone is injured on your property, due to your fault, or you / your family members on your policy cause damage to others» property, this coverage will kick in.

Property Damage Liability coverage is required when a filing is on a commercial auto insurance policy.

Averages are based on full coverage for a single 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/50 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 50,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Dear Rainy, An umbrella policy was created to provide additional coverage when a lawsuit brought over injuries and / or property damage that you cause exceeds the liability limits on your car insurance, home insurance, boat insurance, etc..

In addition, a home insurance policy may provide liability coverage for accidents that occur on your property (including both property damage and bodily injuries incurred by visiting guests) and may even cover certain accidents that occur off your property.

Liability coverage on a boat insurance policy can help protect you from paying out of pocket if you're found responsible for someone else's injuries or damage to another person's property resulting from an accident you caused.

Thus it may be beneficial to a person in Florida to consider increasing the coverage amounts on your property damage and bodily injury liability policies.

If you're involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

Averages for the default result on the average rates tool are based on full coverage insurance for a married 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability per person, $ 300,000 per accident and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Business liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits on your policy.

Your liability coverage on renters insurance in Annapolis will not only pay those damages up to the policy limit, but will also negotiate on your behalf with the other insurer and even provide a defense if you're sued for it.

Liability coverage on Annapolis renters insurance is there to make sure that if someone is harmed by your actions in the form of bodily injury or property damage, your policy will be able to make them whole from the loss.

The liability coverage on your policy protects you if, through your negligence, you cause property damage or bodily injury to another person.

Liability coverage, which is part of a typical homeowners policy, helps protect you if someone is hurt on your property or if you cause damage to someone else's property.

Liability coverage on your policy isn't subject to perils, it's triggered by your negligence causing accidental injury or property damage to someone else.

Liability coverage on your policy is what you're looking for if you want to find coverage, of course, so let's presume that the damage was a result of your negligence and further that it's above and beyond normal wear and tear that could be expected by your landlord.

Insurance companies require specific levels of liability coverage on your auto and home insurance policies before they will approve an umbrella policy — typically $ 300,000 per occurrence for personal liability, bodily injury and property damage liability on your homeowners insurance policy; $ 250,000 per person for bodily injury; and $ 500,000 per accident on your car insurance policy.

The standard policy covers property that is damaged or stolen, alternative living arrangements if your rental unit is rendered unlivable by a named peril, liability coverage and reasonable medical expenses for people injured on your rental property.

Depending on the level and types of coverage, a boat insurance policy may be a medical coverage, liability coverage, and physical damage coverage.

The state laws for minimum liability limits on South Carolina car insurance policies require at least $ 25,000 in bodily injury protection for each person injured, at least $ 50,000 in coverage per accident, and at least $ 25,000 insurance against the cost of property damage.

For example, someone who has $ 50,000 in property damage liability coverage as part of their auto insurance can purchase a $ 500,000 personal umbrella insurance policy that will extend the total coverage amount on the original PDL to $ 550,000 total.