Damage or injury done by a dog excluded from the policy would not be paid, for obvious reasons.
For example, if (i) the offender has repaired
the damage or injury done (or at least has made every reasonable effort to compensate for the injustice caused), and (ii) the public and private interests in a criminal prosecution are deemed low, the prosecutor or court may terminate the prosecution without imposing sanctions.
Liability is generally found in increments of $ 100,000 and covers
damage or injury done by you, due to your negligence.
It's easy for something small like a kitchen fire to get out of control, and your policy pays for
the damages or injuries done to those other residents.
It's easy for something small like a kitchen fire to get out of control, and your policy pays for
the damages or injuries done to those other residents.
Not exact matches
Depending on the severity of her sprain, her potential speed could be reduced even when she's fully recovered — the
injury could have
done permanent,
or at least, lasting
damage.
Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily
injury or property
damage that the standard auto policy
does.
«They
did not claim to have suffered any physical
damage or injury to themselves, to their animals
or to their land at Eagle Rest,» he said.
By registering, you acknowledge and agree that USTA
does not and can not control the actions of any Permitted Third Party, and you further agree to release and hold harmless USTA from any and all liability,
injury, loss
or damage of any kind that may arise from
or out of your interaction with such Permitted Third Party.
Joining a club of arsenal s stature has its ups and downs.There is a requirement of how our players should perform when on the pitch.The following is a list of players who were wrong to choose arsenal.Aaron ramsey - Even though he is the most favoured of all players at the club now.I cant help but think how it would have gone for Him if he decided to search for other greener pastures.He was a clear talented footballer during his time at cardiff but he hasnt been raised with the discipline at arsenal.You can always see ramseys all round strengths but sadly Its not helping him
or the club with his foward moving pleasurr.He is so Over used and its sometimes difficult for him to get used to the rythm of the game.With time you realise he gets low ib confidence and his engine gets wasted.He needed somebody who would have managed him properly and with care and that person is certainpy not wenger.You would have been better off at Manu mate.Calum chambers - Came us a very talented player from southampton with raw talent.He was very good at first but wenger found a way to reduce his level of confidence.His inexperience was left exposed and wenger
did nt
do anything to resolve that problem and instead He looked for other talented players.Alex oxlade chamberlain - Another very talented player who needed only his skilled sharpened and his character modelled.That and he was ready to become a world beater.But wenger decided to let him run and run like a headless chicken causing him to be often injured and
damaging his confidence.Who knows what would have happened to him gad he decided to look for more greener pasture.He is surely a much better player than this.Theo walcott - Another player who was tipped to have a very bright future.He had it in him.But all he needed was an appropriate manager who would nurture him with discipline and help him with his talent.But on Coming to arsenal he was given Much more responsiblities putting more weight on his shoulders on top of that another player who was recklessly managed with his talent and never coming off age because his character wasnt properly shaped.Mesut ozil - Al right i agree he perfoms well just recently.But imagine all the legendary players he was often compared to during his time at real madrid.On coming to arsenal he found no rotation often overused, suffered many
injuries and his confidence dwindled.It is pretty clear arsene
does not take any responsibility for players.And when at arsenal you have to be your own manager.You need not rely on your manager otherwise you might continue being the same player for the next many years.That is why each and every player are what they are because of their own efforts and wenger had nothing to
do with it.Van persie was the same player for over 7 years untill he himself decided to change.Wenger only organises and prepares tge team while the rest is in your court.It is not what so many people make it out to be.Thats why we need to pressure wenger more than our own players.They are their own self managers and wenger needs to take that responsibility
The difference is an
injury to 1
or 2 players in the Chelsea and City team
does FAR more
damage then in the Arsenal team.
I / WE HEREBY RELEASE, WAIVE, DISCHARGE AND COVENANT NOT TO SUE the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound,
do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS»)
OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities used by the participant, including its owners, managers, promoters, lessees of premises used to conduct the event or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities used by the participant, including its owners, managers, promoters, lessees of premises used to conduct the event
or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions,
or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
or instructions to engage in risk evaluation
or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound,
do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS»)
OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities
or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES
OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR DAMAGES AND ANY CLAIMS
OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR DEMANDS THEREFORE ON ACCOUNT OF ANY
INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT
OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR DAMAGE TO PROPERTY, ARISING OUT OF
OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR RELATING TO THE EVENT (S) CAUSED
OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR ALLEGED TO BE CAUSED IN WHOLE
OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWIS
OR IN PART BY THE NEGLIGENCE OF THE RELEASEE
OR OTHERWIS
OR OTHERWISE.
wilshere apart from the
injuries his major problem is what position
does he stay fixed into, he should have a fixed position (this is
damaging his future progress) by now, ramsey is a box to box that is defined, but young jack
do nt know where is place in the team is that's why he play in - between two different styles, this is wengers fault he should have took him to one side by now i molded him into one type player
or the other by now.
Also something along the lines I «I don't have malpractice insurance, therefore any future medical costs due to transfer
or childbirth
injury or brain
damage will be born by yourself even in the event that I am shown to be an incompetent medical provider».
Don't forget a paragraph about the danger of brain
damage to the baby (and life - long expensive medical care)
or other neurological
injury (erb's palsy, etc).
Purposeful «heading» of a soccer ball
does not appear to result in either short -
or long - term brain
damages, says two studies, one from 2010 and another from 2012, but experts still think reducing the risk of potential
injury from heading the soccer ball is a good idea.
Even though she didn't bang her mouth hard enough to cause an
injury (unlike the time I fell and bumped my own teeth on a table — thank goodness for the saints at our cosmetic dentist office) and there was no
damage done to her teeth
or mouth, my husband and I vowed to find a solution, and we began our search for a product that my sister told me about using with for my 8 - month old nephew called a crib teething rail protector.
Organic labeled formula also guarantees that your baby doesn't eat pesticides, which can have side - effects like nervous system
injuries, lung
damage, endocrine
or immune system dysfunction.
Plaster raining from ceilings, charred hallways and fire doors that don't work, garbage littered throughout buildings, and unrepaired
damages that could cause personal
injury or harm are simply unacceptable,» said Senator Klein.
«Plaintiffs don't allege that PFOA caused any physical
or structural
damage to their wells, pipes, taps
or showerheads and because they failed to plead any physical
injury to their property, they can not state a claim under New York law,» Elissa J. Preheim, an attorney for Honeywell, said in the recent hearing.
ALTHOUGH A BRAIN
INJURY from a car accident
or a collision during a football game often seems to cause a sudden change to cognitive ability years later, this change
does not just appear out of the blue — the
damage has been building up slowly, unnoticed, over time.
But the precuneus, a region in the cerebral cortex along the brain's midline, isn't usually
damaged by strokes
or head
injuries, so scientists weren't sure what the region
did.
Are these reactive molecules just
injury by - products,
or do they cause mitochondrial
damage instead?
More work is also needed with dog breeders to supply dogs that are less likely to bite and that have inhibited bites that
do less
damage, moving away from a victim
or owner «blame» model to explain dog bite
injury.
Brain
injury does not necessarily result in long - term impairment
or disability, although the location and extent of
damage both have a significant effect on the likely outcome.
Unlike peripheral nerves, which re-sprout axons when they are
damaged, mature spinal neurons
do not regrow axons in the part of the body where the
injury has occurred — such as when the spinal cord is cut
or crushed — which results in paralysis below the
injury.
Sepsis, Drs. Tracey and Deutschman wrote, «is not a stereotypical, steadily progressive immunological process that follows infection
or injury; that innate and adaptive immune responses
do not inevitably
damage host cells; and that the long - held notion that sepsis is a distinct immunological disorder is incorrect.
By submitting User Materials to
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damage; (h) constitute misappropriation of any trade secret
or know - how;
or (i) constitute disclosure of any confidential information owned by any third party.
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or liability from
injuries or damages resulting from
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or otherwise.
Since the days of John Hunter it has been known that when the enamel and dentine are injured by attrition
or caries, teeth
do not remain passive but respond to the
injury by producing a reaction of the odontoblasts in the dental pulp in an area generally corresponding to the
damaged tissue and resulting in a laying down of what is known as secondary dentine.
Sulfur - rich vegetables provide some mechanisms to lessen the potential
injury,
or perhaps more advantageous, to rid the body of these harmful compounds before any
damage is
done.
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or otherwise.
Again, not to disturb the kids in the audience, we
do not see the
injury or even hear about the extent of
damage.
In addition, if the insured
does not use all reasonable care and take all reasonable precautions to prevent
or minimise loss,
damage, death,
injury or liability, their insurance claim will not be indemnified.
(a) The Contractor shall exercise its best efforts to prevent accidents,
injury,
or damage to all employees, persons, and property, in and about the work, and to the vessel
or part of the vessel upon which work is
done.
Consequence: If the terminal was
damaged, the passenger side curtain airbag could fail to deploy in an accident
or deploy without cause (you can't very well say «accidentally» because that is exactly what it is designed to
do), increasing the risk of passenger
injury in a motor vehicle collision.
If this occurs and the driver
does not apply the brakes
or shift the transmission to neutral, the vehicle could maintain speed
or accelerate without warning, increasing the risk of a crash causing
injury and /
or damage to property.
You want full coverage on your own stuff, and you don't want to be attached to a roomie who's found liable for
damage or injury.
Where it falls short: Many credit cards don't cover liability if you cause
injuries to someone
or damage their car in an accident.
If bodily
injury or property
damage does turn into a difficult lawsuit, that's why you have liability coverage on your AMLI Lex On Orange renters insurance.
What the law
does require is that you be able to meet your financial obligations to someone else who has suffered bodily
injury or property
damage as a result of your negligence.
You know and we know that you're a responsible person and you're not likely to create a liability claim, but if you
do cause property
damage or bodily
injury through your negligence, the coverage not only pays the claim, but it also pays for a defense against the claim.
Bodily
injury and property
damage liability
does not cover you (the rider)
or the motorcycle itself.
Based on the concept of comparative negligence, you are not 100 % liable in most states for the
damage or injury because you didn't operate the vehicle.
Liability coverage is there to protect you financially from things you
do for which someone could sue you, specifically causing bodily
injury or damage to their property.
Don't forget tenant's insurance, which is relatively inexpensive, and will cover you for theft, fire and liability, should you ever be held responsible for
damage to someone else's property
or for
injury.
Liability covers property
damage or injury that you
do to others.
But once you understand that your liability coverage is designed to pay for bodily
injury or property
damage that you
do to someone else accidentally (i.e., through your negligence), you can then gain a better understanding of what the policy language means to your lifestyle.
Liability coverage protects your family by making sure that the assets you've worked so hard to build don't get snapped up by someone who thinks they have a claim against you for bodily
injury or property
damage.
In this instance, it would actually be the aggrieved party who would generally start a claim, but personal liability on a renters insurance policy covers you for bodily
injury or property
damage that you
do to someone else.