Sentences with phrase «damage to an insured vehicle in»

Liability is different from Comprehensive or Collision insurance, which — regardless of fault — covers damage to an insured vehicle in the event of a loss.

Not exact matches

Collision coverage insures against physical damage to a vehicle in a crash if the driver is at fault.

Property damage liability coverage insures against physical damage that at - fault drivers cause to other people's vehicles and property in crashes.

Collision coverage insures against physical damage to the at - fault policyholder's vehicle in a crash.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

Typically, auto insurance coverage — liability and collision — will cover the insured person's damage to his or her vehicle in an accident, the damage to the other person's auto or property if the insured was at fault, as well as medical bills, all up to the maximum stated in the policy and subject to the deductible.

In resolving this ambiguity, the Court reviewed the relevant case law and narrowly construed the subject exclusion, finding that the Motorized Vehicle Exclusion is intended to apply when the insured's negligence giving rise to liability is founded in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage»In resolving this ambiguity, the Court reviewed the relevant case law and narrowly construed the subject exclusion, finding that the Motorized Vehicle Exclusion is intended to apply when the insured's negligence giving rise to liability is founded in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage&Vehicle Exclusion is intended to apply when the insured's negligence giving rise to liability is founded in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage»in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage»in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage&vehicle and that conduct causes «bodily injury» or «property damage».

In the event the at - fault vehicle was not insured, the Carolina personal injury lawyers at Lee Law Offices, P.A., can review your case to determine if you can recover damages.

In the end it was the battle of «broader legislative goals»: allowing an innocent victim of a motor vehicle accident to seek damages against an insured person versus protecting innocent victims by promoting compulsory insurance.

The Layfield Law Firm, LLC will help build a thorough case for compensation in the event of an auto accident with an uninsured or under - insured motorist, and may be able to recover significant compensation for damages to your vehicle or personal injuries you may have suffered.

Prior to joining Lipe Lyons, Ms. Abraham spent several years as a trial attorney for a Chicago based firm defending insurance carriers and their insureds in personal injury and property damage claims arising from motor vehicle collisions, as well as breach of contract and insurance coverage disputes.

They may also face increased potential liability in some no - fault states - for example, an at - fault uninsured driver in Michigan may be liable for all damages to another driver's vehicle, while insured drivers have their liability capped at $ 500.

In Illinois, drivers are required to report traffic accidents within 10 days if the crash resulted in a fatality, injury, or more than $ 1,500 in property damage if all drivers are insured, or more than $ 500 if any of the vehicles involved are uninsureIn Illinois, drivers are required to report traffic accidents within 10 days if the crash resulted in a fatality, injury, or more than $ 1,500 in property damage if all drivers are insured, or more than $ 500 if any of the vehicles involved are uninsurein a fatality, injury, or more than $ 1,500 in property damage if all drivers are insured, or more than $ 500 if any of the vehicles involved are uninsurein property damage if all drivers are insured, or more than $ 500 if any of the vehicles involved are uninsured.

In 121897 Ontario Limited o / a Castle Auto Collision & Mechanical Service v. Certas Insurance, a vehicle insured by Certas was damaged in an accident and towed to a repair facilitIn 121897 Ontario Limited o / a Castle Auto Collision & Mechanical Service v. Certas Insurance, a vehicle insured by Certas was damaged in an accident and towed to a repair facilitin an accident and towed to a repair facility.

-- On August 14, 1993, Ms. Janousek, a pedestrian, was struck by an uninsured vehicle driven by Shawn Montreul — After hitting Ms. Janousek, the vehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cvehicle driven by Shawn Montreul — After hitting Ms. Janousek, the vehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cvehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cvehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cVehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c. I. 8.

You can use uninsured motorist property damage to cover damage to or total loss of your insured vehicle, up to the limits that are stated in your policy.

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

In the event the insured person is involved in an accident where the other party is not insured or has insufficient coverage or their vehicle is damaged during a hit and run, Uninsured Motorist protection helps pay for repairs to the insured's vehicle and any medical expenses they may havIn the event the insured person is involved in an accident where the other party is not insured or has insufficient coverage or their vehicle is damaged during a hit and run, Uninsured Motorist protection helps pay for repairs to the insured's vehicle and any medical expenses they may havin an accident where the other party is not insured or has insufficient coverage or their vehicle is damaged during a hit and run, Uninsured Motorist protection helps pay for repairs to the insured's vehicle and any medical expenses they may have.

Collision insurance: An auto insurance policy that insures and covers damage to the policy holder's vehicle that was sustained in a car accident with another vehicle or property.

Commercial Auto - coverage for motor vehicles owned by a business engaged in commerce that protects the insured against financial loss because of legal liability for motor vehicle related injuries, or damage to the property of others caused by accidents arising out of the ownership, maintenance, use, or care - custody & control of a motor vehicle.

Comprehensive and Collision insurance will pay for repairs to the insured's vehicle and their medical expenses when they are deemed to be at fault in an accident or when the other driver's insurance is not sufficient to cover damages when they are at fault as well as damages to the vehicle when it is damaged by wildlife or another act of nature.

This can be explained in part by the Great Heck Rail Crash that cost the insurers over # 22 million in compensation for the fatalities and damage to property caused by the actions of the insured driver of a motor vehicle that caused the disaster.

The aforementioned totals of $ 79, $ 81 and $ 92 refer to the actual portion of an insured's premiums related to damage their cars caused in accident with another vehicle, explains Hazelbaker, HLDI senior vice president, in Arlington, Va..

Uninsured / Underinsured Motorist Coverage covers the cost of damages, repairs, or injuries caused to the policyholder or passengers in his / her vehicle in the event of a collision with an uninsured or inadequately insured driver.

The Act requires that motorists either be insured, or have made a specified deposit (# 500,000 in 1991) and keeps the sum deposited with the Accountant General of the Supreme Court, against liability for injuries to others (including passengers) and for damage to other persons» property, resulting from use of a vehicle on a public road or in other public places.

In the event of the vehicle being disabled by reason of loss or damage covered under this Plan the Company will bear the reasonable cost of protection and removal to the nearest repairer and redelivery to the insured but not exceeding in all Rs. 1500 / - in respect of any one accidenIn the event of the vehicle being disabled by reason of loss or damage covered under this Plan the Company will bear the reasonable cost of protection and removal to the nearest repairer and redelivery to the insured but not exceeding in all Rs. 1500 / - in respect of any one accidenin all Rs. 1500 / - in respect of any one accidenin respect of any one accident.

Loss Or damage to the vehicle insured: In case of Accident / Burglary / Theft Fire, Explosion, Self Ignition, Lightning Terrorism, Riots, Strikes, rail, air or Earthquake, Flood, Storm, Landslide the car is covered.

This HDFC Ergo plan offers insurance to a wide range of commercial vehicles, protecting businesses from financial loss due to accidents or damage to the vehicles, and legal liability towards third parties for personal injury, death and property damage in case of an accident involving the insured vehicle.

In case of an accident, the insured will be facilitated with a replacement car which he / she can use for up to 15 days while the insured car is being repaired You can avail this facility only if the vehicle is damaged to at least 20 % of IDV and is unable to function.

In the event of any accident, loss or damage of the insured vehicle, the customer does have multiple channels to lodge his claim.

The insurer reserves its right to repair reinstate or replace the motor vehicle or any part thereof and / or its accessories or may pay in cash the amount of the loss or damage and the liability of the Company shall not exceed the actual value of the parts damaged plus the reasonable cost of fitting and shall in no case exceed the insured's estimate of the value of the motor vehicle.

Collision coverage insures against physical damage to a vehicle in a crash if the driver is at fault.

Full reimbursement Penalty coverage imposed by client / customer for the delay in the delivery or damage of their goods caused due to accident to insured vehicle.

''... Therefore, in view of these four different versions regarding the details of the theft, it is clear that Pandey and Nandan are only trying to cover up their negligence in safeguarding the insured vehicle against loss or damage,» the court said.

Comprehensive Car Insurance — Offers all the benefits of third party fire and theft car insurance in addition to covering damage to the insured individual's vehicle in the event of an accident.

Yashish Dahiya of Policybazaar.com told Business Standard, «The size and capacity of the car / bike is not that important because motor TP insurance is for protecting the insured against any injury or damage caused to a third person / party (vehicle) in an accident.»

(d) Such motor vehicle liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this Article as respects bodily injury and death or property damage, or both, and is subject to all the provisions of this Article.

In Florida, uninsured motorist coverage, which covers the policy holder against any damages to his own vehicle caused by an uninsured or under - insured drivers, is not required in the statIn Florida, uninsured motorist coverage, which covers the policy holder against any damages to his own vehicle caused by an uninsured or under - insured drivers, is not required in the statin the state.

In order to file an Uninsured Motorist claim for property damage you must identify the vehicle and be able to demonstrate that the vehicle was either not insured under a policy of insurance or that there was no coverage provided under a policy of insurance at the time of the loss.

Possible structural damage makes insurance companies hesitant in wanting to insure salvage title vehicles; however, it is possible.

Insuresthe damage to property of a third party in case of an accident involving the insured vehicle

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

This policy is designed for the insured who drives multiple vehicles in Mexico, does not require any physical damage nor theft coverage, and wants to have only one policy that covers the driver for liability no matter which vehicle is driven.

For example, if you cause an accident and smash your vehicle, and only have PLPD — you are only insured for the damages that you cause to the other party involved in the accident.

You must also comply with the Financial Responsibility Act requirements such as filing an accident report or, if not insured, posting security in the amount of damages, filing an SR22 with the Motor Vehicle Division, entering into an agreement to pay the other party, and being released by the other party or being adjudicated not liable for damages.

In a similar fashion, comprehensive car insurance for Keystone drivers insures the covered vehicle against damage or destruction due to any covered circumstance outside of an accident.

Insurers may also decline to insure vehicles that are in poor condition or have been previously damaged.

Note for Progressive policyholders in Texas: Coverage for physical damage to insured vehicles is available for Progressive's Texas policyholders who make occasional trips into Mexico within 25 miles of the border.

Collision coverage is designed to insure your vehicle against damage done to your car in a «collision».

In the event the insured individual is at - fault for the accident, property damage liability will pay up to $ 25,000 for damages to public property, personal property and the other vehicle involved when minimum coverage is held.