These policies are able to cover additional living expenses while looking for a new place to live, as well as
damage to personal property resulting from the tree coming through the building.
These policies are able to cover additional living expenses while looking for a new place to live, as well as
damage to personal property resulting from the tree coming through the building.
Key Coverages (Not provided in your professional E&O or Home Insurance Policy) * Business equipment Stolen *
Damage to personal property while at the property (knock over and break a vase) * A power surge damages your computer and fax machine?
In the unlikely event that the wind causes
damage to your personal property at the speeds it would be reduced to by the time it got that far inland, wind damage from the hurricane could be covered.
Your policy doesn't really
contemplate damage to personal property from contaminated soil or groundwater, but that's precisely because there's little damage those things could do to your personal property.
Even if you endorsed it to be open perils, there's really very
little damage to personal property that would be likely to occur from groundwater contamination, and you are earth - shatteringly unlikely to be held responsible for that damage so liability coverage isn't really relevant.