Someone who buys basic liability insurance will not pay as much as someone who buys collision or comprehensive policies for
covering damage to their vehicle in an accident situation.
Collision insurance is exactly what it states, it's part of your auto insurance policy that pays for
damages to your vehicle from accidents involving other cars or objects.
It not only can cover physical property
damage to the vehicles involved in an accident, but it pays medical expenses for physical injuries sustained in the accident.
Next is third party, fire and theft cover, which also protects you against fire damage and theft, but not
against damage to your vehicle caused by a road traffic collision.
Comprehensive insurance covers
damages to a vehicle due to anything other than collision, and these include vandalism, theft, falling objects, flood, or fire.
Comprehensive insurance protects the policy holder against the cost of
repairing damage to the vehicle resulting from acts of nature or other non collision circumstances.
Comprehensive insurance provides medical coverage for you and your passengers as well as coverage for
damages to your vehicle resulting from an accident, regardless of fault.
Auto insurance for teenagers can pay for
damages to your vehicle after a crash, and help with medical costs if you or another passenger is injured.
Collision covers you vehicle when involved in an at fault accident and comprehensive covers
other damage to the vehicle not due to an accident.
Collision coverage will pay for any on road costs that you are responsible for while comprehensive coverage will cover the costs in the event of
storm damage to your vehicle, vandalism or theft.
Phrases with «damage to one's vehicle»