That would cover your liability towards the property manager if you were to cause
damage to the apartment building, but it's not likely to cover the damage to other people from the same event.
However
damage to the apartment building itself is covered by a different policy held by the building association.
There's property
damage to the apartment building from fighting the fire, as well, such as holes cut in the wall to try to find hot spots.
However
damage to the apartment building itself is covered by a different policy held by the building association.
That would cover your liability towards the property manager if you were to cause
damage to the apartment building, but it's not likely to cover the damage to other people from the same event.
Those beautiful trees that provide value and beauty to an apartment community can also cause considerable
damage to apartment building foundations.
Not exact matches
Now, he finally may be able
to return
to his
apartment as soon as a year from now after a court decision ordered the
building's owner
to restore all the
apartments damaged in the blaze and will pay close
to the $ 500 in rent he did before the fire.
Among the questions asked by the press: whether the city is working with Mexican government officials
to encourage any eligible Mexican nationals
to register with the city for assistance, whether all victims have been located and identified, what is the biggest remaining challenge at the site, whether there are continuing concerns of gas leaking at the site, whether there is any evidence of illegal gas connections in the basements of the destroyed
buildings, what
damage or evidence the FDNY will look for, the number of people needing housing assistance, whether any victims asked about the investigation when meeting with the mayor, the number and location of
apartments being made available by REBNY
to temporarily house victims, what the mayor would say
to any employer not granting time off
to a victim and whether the mayor is concerned about the pace of gas main replacements.
In the end, two months into the Atkins diet, he was finally admitted
to the hospital after being evicted from his
apartment for causing extreme
damage to the
building.
A properly constructed newer
apartment building is practically immune
to most windstorm
damage that would affect the contents of the
building.
If you live in a concrete and steel
apartment building, there are very, very low odds of
damage to your personal property because the hurricane would have
to essentially destroy the entire
building to cause any
damage to your personal property.
Even if your
apartment wasn't burned or smoke
damaged, the entire
building may not be stable enough for anyone
to reasonably get in and retrieve undamaged items.
It appears that no one was hurt in this
apartment fire, but the problem is that significant
damage was done
to the
building, as well as
to the lifestyles and property of other residents.
A fire is a covered loss, so even if it didn't cause
damage to your
apartment, if the
building is not usable, the fire is still the cause of loss so you still have the additional living expense coverage.
Even if your
apartment isn't
damaged in a fire, but someone else's in the
building is, it might be days or weeks before you can get access
to your
apartment again.
«Three Units
Damaged in Durham
Apartment Complex Fire» Whoever was responsible for the fire is responsible for the
damage to the
building, the loss of use of the
apartments, the
damage to personal property, and many other
damages.
Not only have you
damaged the
apartment building, for which you're responsible, but you've also caused
damage or injury
to the other tenants around you!
Less than six months later the pizza place on the ground floor of her Philadelphia
apartment building caught fire, causing
damage to her unit and others in the
building.
Things like «One
apartment a total loss, $ 500,000 in
damage to building and contents.»
If the power surge
damages the transformer in the basement of your
apartment building and there's no power
to the
building, you may have access
to loss of use coverage.
At it's core, it means that if you accidentally start a fire in your
apartment, you're responsible for the
damage to the
building as well as
damage and injuries
to other tenants.
An
apartment building in Elkton, MD has been evacuated and residents are terrified of the potential loss after a cooking fire caused significant
damage to a unit within the
building.
An accidental
apartment fire could cause tens or hundreds of thousands of dollars in
damage to the
building, as well as
to those who live near you.
Unlike homeowners insurance, renters insurance doesn't cover hurricane
damage to the outside of the
building your condo or
apartment is located in.
If you caused an
apartment fire renters insurance would cover the
damage to your personal property,
damage to the
building,
damage to personal property of others, and injuries
to others, up
to the policy limit.
In the case of the South Bend
apartment fire, a renters insurance policy would likely have paid for the
damage to the
building and
to other tenants.
You may find that the fire didn't even cause any
damage to your
apartment or your property, but the
building needs
to be evaluated, smoke needs
to be cleaned from the hallways, and a million other little things need
to be taken care of before you can use your
apartment again.
For example, a renter might forget
to blow out a candle in their
apartment and cause a fire,
damaging an adjacent
apartment or their
building.
If you're responsible for serious bodily injury and / or property
damage, such as an
apartment fire, you can expect
to be sued for unreimbursed expenses, everything from injuries
to the
building owner's property insurance deductible.
Apartments generally have
built - in firewalls and other safety features that can limit most fire
damage to a single unit, for instance.
You'll find that smoke
damage is a large risk when you're in close proximity
to other people as in an
apartment building.
Section 62 on
damage says if you, other residents of your unit or your guests wilfully or negligently causes undue
damage to your
apartment, the
building or property you can be evicted.
For example, if your
apartment building suffers from a tragic fire, then you will not be able
to live there till they repair the
damage caused by the fire and smoke
damage.
There's a period of time after an earthquake where even minor
damage will keep you out of your
apartment, because the
building needs
to be inspected and verified
to be sound.
Even if your
apartment isn't
damaged in a fire, but someone else's in the
building is, it might be days or weeks before you can get access
to your
apartment again.
That action caused a delay in the 911 call, which caused even worse
damage and allowed the fire
to spread from one
apartment to the entire
building, primarily via the roof.
A properly constructed newer
apartment building is practically immune
to most windstorm
damage that would affect the contents of the
building.
Not only have you
damaged the
apartment building, for which you're responsible, but you've also caused
damage or injury
to the other tenants around you!
For example, if you live in an
apartment building and your bathtub overflows, resulting in
damage to your neighbour's
apartment, your home insurance will pay for repairs or replacement.
Most people certainly wouldn't be able
to pay for the
damages to other people, other
apartments, and the
building itself out of pocket.
If the power surge
damages the transformer in the basement of your
apartment building and there's no power
to the
building, you may have access
to loss of use coverage.
The
damage done
to the
apartment building's common areas − such as its lobby, business center or fitness center − would only be covered if the owners of the
building paid for terrorism coverage.
Lightning doesn't have
to strike your
apartment to damage or destroy the
building.
Even a small kitchen fire can cause tens of thousands of dollars in
damages to your
apartment and smoke
damage can permeate the entire
building.
«Three Units
Damaged in Durham
Apartment Complex Fire» Whoever was responsible for the fire is responsible for the
damage to the
building, the loss of use of the
apartments, the
damage to personal property, and many other
damages.
If you caused the loss, you're on the hook for
damage to your
apartment,
damage to the
building,
damage to the personal property of others, any bodily injury arising from the incident, and much more.
Less than six months later the pizza place on the ground floor of her Philadelphia
apartment building caught fire, causing
damage to her unit and others in the
building.
A fire is a covered loss, so even if it didn't cause
damage to your
apartment, if the
building is not usable, the fire is still the cause of loss so you still have the additional living expense coverage.
Renters insurance coverage shields you from having
to pay out for any
damages you accidentally cause
to your
apartment, the common
building where you reside, or any other resident's property.
Even if your
apartment wasn't burned or smoke
damaged, the entire
building may not be stable enough for anyone
to reasonably get in and retrieve undamaged items.