Sentences with phrase «damage to the insured vehicle caused»

Comprehensive coverage pays for damage to the insured vehicle caused by events other than a car accident.

Not exact matches

HLDI analysts looked at how each feature affected claim frequency under property damage liability (PDL) insurance, which covers damage to another vehicle caused by the insured vehicle, and collision insurance, which covers damage to the insured vehicle.
Property damage liability coverage insures against physical damage that at - fault drivers cause to other people's vehicles and property in crashes.
Property damage liability covers damage caused by the insured vehicle to someone else's vehicle or property.
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.
In resolving this ambiguity, the Court reviewed the relevant case law and narrowly construed the subject exclusion, finding that the Motorized Vehicle Exclusion is intended to apply when the insured's negligence giving rise to liability is founded in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage&Vehicle Exclusion is intended to apply when the insured's negligence giving rise to liability is founded in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage&vehicle and that conduct causes «bodily injury» or «property damage».
Paragraph 27 of that decision provided: «It is thus clear that the Community legislature's intention was to entitle victims of damage or injury caused by unidentified or insufficiently insured vehicles to protection equivalent to, and as effective as, that available to persons injured by identified and insured vehicles
Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.
Commercial Auto - coverage for motor vehicles owned by a business engaged in commerce that protects the insured against financial loss because of legal liability for motor vehicle related injuries, or damage to the property of others caused by accidents arising out of the ownership, maintenance, use, or care - custody & control of a motor vehicle.
This can be explained in part by the Great Heck Rail Crash that cost the insurers over # 22 million in compensation for the fatalities and damage to property caused by the actions of the insured driver of a motor vehicle that caused the disaster.
The aforementioned totals of $ 79, $ 81 and $ 92 refer to the actual portion of an insured's premiums related to damage their cars caused in accident with another vehicle, explains Hazelbaker, HLDI senior vice president, in Arlington, Va..
That report covers an insured's vehicle for damage it causes to another vehicle.
Uninsured / Underinsured Motorist Coverage covers the cost of damages, repairs, or injuries caused to the policyholder or passengers in his / her vehicle in the event of a collision with an uninsured or inadequately insured driver.
However, if the car is paid off and isn't worth insuring, you could save a significant amount of money every month by scaling back to the bare minimum that law requires you to have, like liability, which will pay for any damages you cause to other vehicles.
Comprehensive coverage — This coverage will insure you from any form of damage to your vehicle not caused by a collision with another automobile or property, such as fire damage, theft, damage from natural causes and animal collisions.
One very important to be noted here is that irrespective of any damage caused to the vehicle or not, the insured person should never fail to inform about the accident to the insurance company.
Collision coverage insures you for loss or damage caused to your automobile when it collides with another vehicle.
Full reimbursement Penalty coverage imposed by client / customer for the delay in the delivery or damage of their goods caused due to accident to insured vehicle.
Yashish Dahiya of Policybazaar.com told Business Standard, «The size and capacity of the car / bike is not that important because motor TP insurance is for protecting the insured against any injury or damage caused to a third person / party (vehicle) in an accident.»
In Florida, uninsured motorist coverage, which covers the policy holder against any damages to his own vehicle caused by an uninsured or under - insured drivers, is not required in the state.
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.
Liability — insures injuries to others and property damage that is caused while operating your vehicle.
For example, if you cause an accident and smash your vehicle, and only have PLPD — you are only insured for the damages that you cause to the other party involved in the accident.
Liability — which insures injuries to others and property damage caused while operating your vehicle.
In case, your insured vehicle causes any third party damage or casualties, you first have to inform your car insurance company and follow their instructions.
This New India Car Insurance plan covers the loss or damage to the insured vehicle and its accessories caused due to the following reasons which are as under:
It covers damages and injuries caused by the insured vehicle, to a third - party person or property.
Impact Damage: Physical damage / loss / destruction caused to the insured property due to impact by any rail, road, vehicle or animal by direct contact which do not belong or owDamage: Physical damage / loss / destruction caused to the insured property due to impact by any rail, road, vehicle or animal by direct contact which do not belong or owdamage / loss / destruction caused to the insured property due to impact by any rail, road, vehicle or animal by direct contact which do not belong or owned by
Another optional coverage in most states is uninsured / underinsured motorist, which covers damages to a rider and their vehicle caused by someone else who is inadequately insured.
The company becomes willing to cover expenses incurred towards «those items or substances of particular use which in the event of loss are either totally consumed or rendered unfit for further consumption» arising out of damage to the vehicle insured and / or to its accessories caused by any risks as covered under the policy.
The owner of the vehicle is legally liable for any injury or damage to life or property caused by used of the insured vehicle.
In case third - party property damage is caused by the insured vehicle, a maximum compensation of up to 7.5 lakh can be filed.
Universal Sompo will arrange a «Spot Survey» to ascertain the damage that has been caused to the insured vehicle.
The Third party cover kicks in when a person - whose property has suffered damage and who has sustained injuries in an accident that is caused by the insured's vehicle - has to be compensated.
Auto liability coverage pays for damage to another person's vehicle caused by the insured or their car.
Auto liability insurance covers the damage to other vehicles and injuries to other people that result from an accident caused by the insured individual.
Property damage liability insurance is a part of typical car insurance that pays for damages that an insured driver causes to other people's vehicles or property.
Uninsured or underinsured coverage is very essential as it deals with expenses related to damage to the vehicle as well as medical expenses incurred following the accident caused with a vehicle whose driver is not insured (uninsured) or is less insured (underinsured).
Commercial auto coverage insures against property damage to vehicles and damage caused to others by those vehicles.
The larger vehicles, due to their size and weight, are far more likely to cause significant damage to vehicles and third parties, so owners should insure them accordingly.
If you have spent a lot of money on equipment for these entertaining outdoor pastimes, you will want to be sure that your vehicles are properly insured against all sorts of damages and loss, including those caused by fire.
Other states requires motor vehicle insurance policy to include in their coverage the insures persons right to recover damages from car drivers of uninsured or underinsured vehicle for bodily injuries, diseases or death caused to the insured person.
This motor policy covers third party legal liability along with loss or damage caused to your insured vehicle.
Two Wheeler Package Policy provides a complete cover with third - party liability cover plus coverage to your insured vehicle against the loss or damage caused due to the covered perils.
This motor policy also ensures complete cover against any loss / damage caused to your insured vehicle.
It covers the loss or damage caused to the insured vehicle an... Read more
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