There are other types of coverage in your policy — for example, many policies include a small no fault coverage
for damage to property of others, generally capped at around $ 500.
Liability coverage can take care
of damage to property of others with a minimum of fuss and difficulty and get you both back on the proverbial road in no time.
You don't really want to pay for it, and they're unlikely to want to go through a liability claim to get it paid for, and that's
where damage to property of others coverage comes into play.
But just like medical payments to others takes care of things when a small injury happens to a guest on your premises,
damage to property of others takes care of property damage someone else suffers at your hands, regardless of fault.
Property Damage Liability Coverage Pays when an insured person is legally liable
for damage to the property of others caused by your vehicle your operation of most non-owned vehicles.
The coverage could apply to simple things, like walking through a parking lot with your keys in hand, tripping, and accidentally keying someone's car, though that might even fall under the limit
of damage to property of others — it may not even rise to the level of a liability claim.
You don't really want to pay for it, and they're unlikely to want to go through a liability claim to get it paid for, and that's
where damage to property of others coverage comes into play.
If your friend says «Here, hold my beer,» and you drop that beer all over his new couch, that
damage to property of others coverage could pay to clean it without making a liability claim for the $ 200 cleaning bill.
• Casualty insurance protects a person or business against legal liability for losses caused by injury to other people or
damage to the property of others.
Often, the policy comes with a coverage called «
damage to property of others» that pays for $ 500 or so of damage you to do things other people own without even going through the liability claim process.
Did you know that your Frisco renters insurance often includes a small coverage (generally $ 500) for
damage to the property of others?
You might find coverage for that under
the damage to property of others provision, which is entirely separate from liability coverage.
There's also a coverage (often $ 500) for
damage to the property of others.
If you were considered to be responsible for a situation like that, you'd be responsible for the damage to the building as well as
the damage to property of other residents.
There's a $ 500 coverage for
damage to property of others that doesn't require fault to be present, and there's also coverage for medical payments to others for minor injuries where there is no fault, as well.
This probably won't rise to the level of a liability claim, it's more likely to be paid under the small coverage for
damage to property of others.
Did you know that there's also often a small coverage for
damage to the property of others?
Personal liability: If someone is injured on your property due to your fault or an insured causes
damage to the property of others, this coverage will compensate them for damages.
This type of loss could be paid under your liability coverage if it was above
the damage to property of others limit.
You'd have coverage for minor injuries that someone suffered as a guest in your home under medical payments to others coverage, and you'd also have liability coverage for larger injuries and
damage to the property of others.
Did you know that renters insurance in Glendale, CA often comes with a small coverage (generally $ 500) for
damage to property of others?
Deep in your policy, you'll generally find a small coverage for «
damage to property of others.»
One of the benefits of Mesa Renters Insurance that's often overlooked is that
damage to property of others coverage.