A fire in your condominium has the potential to destroy all your personal property and
cause damage to the units surrounding yours.
For example, a fire can easily spread beyond your unit, or an overflowing sink can cause
water damage to units or personal property below your apartment.
You will also be responsible
for damage to your unit's interior and personal property beyond the policy of $ 10,000.
The less repair calls and leaks you have the more you generally save on your water / sewer bill,
secondary damage to your unit, and labor repair calls.
That could be a fire caused by your negligence, or it could be something as simple as allowing your bathtub to overflow and cause water
damage to the unit below you.
3Third party liability: Should you, for example, forget to turn off the kitchen faucet and it causes water
damage to unit owners beneath you, they can sue you for damages.
An apartment building in Elkton, MD has been evacuated and residents are terrified of the potential loss after a cooking fire caused
significant damage to a unit within the building.
An apartment building in Elkton, MD has been evacuated and residents are terrified of the potential loss after a cooking fire caused significant
damage to a unit within the building.
In Lockport, NY, an apartment resident burned herself and caused severe
damage to her unit as a result of her oxygen tank.
61 % of Canadian condominium owners taking part in the poll do not know or incorrectly assume their building's insurance will
cover damage to another unit from water or fire that originated in their unit.
61 % of Canadian condominium owners taking part in the poll do not know or incorrectly assume their building's insurance will cover
damage to another unit from water or fire that originated in their unit.
If your neighbor upstairs has Des Moines Renters Insurance and overflows their bathtub causing
damage to your unit downstairs, that's not a flood, either.
The owners were also found to be in breach of section 119 of the Act as they failed to comply with their obligations as the owner under the Act and the condominium documents to
repair damage to the unit and then failed to allow the corporation to carry out the repairs that were not undertaken by the owners.
As a practical matter,
when damage to another unit is caused by your tenant, your insurance carrier will probably be snagged first, because it's an easy target.
While it's not as common these days for buildings to totally be leveled by the onslaught of flames, a fire can still cause
tremendous damage to the units contained within.
On appeal, the Court confirmed that the Condo Association would not be responsible for
paying damages to the unit owners because the construction was necessary to protect a common element — here, the beachfront — from erosion.
There's some
smoke damage to your unit, and you need to stay in a hotel for a few days while the non-structural smoke damage is cleaned.
Water damage caused by appliance malfunctions are typically covered under a standard homeowner's policy, provided there is some evidence
of damage to the unit.
For example: you have a party in your apartment, too many people show up and your toilet overflows causing
damage to the unit below.
If your neighbor upstairs has Des Moines Renters Insurance and overflows their bathtub causing
damage to your unit downstairs, that's not a flood, either.
In a recent case, YCC No. 922 v. Lu, the owners of a condominium unit were ordered by the Ontario Superior Court of Justice to permit the condominium corporation to enter the unit for the purpose of inspecting and
repairing damage to the unit and the common elements caused by flooding in the basement of the unit.
3Third party liability: Should you, for example, forget to turn off the kitchen faucet and it causes water
damage to unit owners beneath you, they can sue you for damages.
That could be a fire caused by your negligence, or it could be something as simple as allowing your bathtub to overflow and cause
water damage to the unit below you.
If you
cause damage to the unit or injury to another person, and the landlord sues you, they will win — there are no two ways about it.
They could accidentally set off the fire sprinklers and cause water
damage to your unit, or worse yet accidentally start a fire.
If your neighbor has a fire and it will take a few days for them to clean up the smoke
damage to your unit, loss of use allows you to stay in a hotel in the meantime instead of worrying about where you're going to go.
Less than six months later the pizza place on the ground floor of her Philadelphia apartment building caught fire, causing
damage to her unit and others in the building.
Damages to the unit are addressed by the law as well, but the law does not simply allow you to walk away with a joint security deposit and leave the perpetrator on the hook for damages unrelated to a tenant's status as a victim.
I live in an apartment complex and do not want it to do
any damage to my unit, or to hurt itself while I am away.
If a card reads, «Deal 3
Damage to a Unit» this card is able to target any unit.
Some of the other reasons for eviction include: persistent late payment of rent, disturbing the neighbours,
damage to the unit, criminal activity, the landlord requires the unit for himself or a member of his immediate family.
If your neighbor has a fire and it will take a few days for them to clean up the smoke
damage to your unit, loss of use allows you to stay in a hotel in the meantime instead of worrying about where you're going to go.
They could accidentally set off the fire sprinklers and cause water
damage to your unit, or worse yet accidentally start a fire.
There's some smoke
damage to your unit, and you need to stay in a hotel for a few days while the non-structural smoke damage is cleaned.
Damages to the unit are addressed by the law as well, but the law does not simply allow you to walk away with a joint security deposit and leave the perpetrator on the hook for damages unrelated to a tenant's status as a victim.
Landlord insurance protects a property owner in the event of
damage to a unit or single family home that is rented for income.